Medicare “Hold Harmless” Rules

Potential Part B Premium Spike in 2016 By Norm Miller, Senior Wealth Counselor The Social Security system contains two provisions to aid beneficiaries from a cash flow perspective. If inflation is negative, the COLA (cost of living adjustment) cannot be negative,...

Eldercare Challenges

Tough Choices in the Golden Years By Norm Miller, Senior Wealth Counselor There are four kinds of people in the world: Those who have been caregivers; Those who currently are caregivers; Those who will be caregivers; And those who will need caregivers. -First Lady...

Why Emerging Markets Make Great Investments, Part 3 Growth

(Click for Part 1) (Click for Part 2) By Thomas Connelly Neoclassical economics posits two types of growth: capital deepening (or capital intensity) and growth from technological innovation. Capital deepening is the amount of capital deployed per worker. Developed...