# Versant > Wealth management and investment advisory in Phoenix, AZ. ## Pages - [Aimee Williams-Ramey - Chief Legal Officer, Dallas](https://versantcm.com/aimee-williams-ramey/): linkedinAimee Williams-Ramey, J. D. Chief Legal Officer Aimee Williams-Ramey provides leadership across legal, regulatory, and governance matters, bringing over 25... - [Q2 2026 Investment Report](https://versantcm.com/q2-2026-investment-report/): Q2 2026 Investment Report As of June 30, 2026DOWNLOAD PDFThe Twists and Turns of the Global Stage The first half... - [Anthony Giordano Wealth Associate, Dallas](https://versantcm.com/team/anthony-giordano-wealth-associate-dallas/): linkedinAnthony Giordano Wealth Associate, Dallas Anthony Giordano is a Wealth Associate at Versant Capital Management, where he provides support to... - [Allison Schoppe - Client Service Associate, Dallas](https://versantcm.com/team/allison-schoppe-client-service-associate-dallas/): linkedinAllison Schoppe Client Service Associate, Dallas Allison Schoppe is a Client Service Associate, managing client needs, supporting day to day... - [Client Operations Associate Dallas](https://versantcm.com/client-operations-associate-dallas/): To apply, please send a cover letter and resume to connected@versantcm. comWe’re Hiring: Client Operations Associate, Dallas 📍 Dallas, Tx... - [Client Service Associate Phoenix](https://versantcm.com/client-service-associate-phoenix/): To apply, please send a cover letter and resume to connected@versantcm. com We’re Hiring: Client Service Associate 📍 Phoenix, AZ... - [Maiya Tillman - Wealth Associate](https://versantcm.com/maiya-tillman-wealth-associate/): linkedinMaiya Tillman Wealth Associate, Dallas Maiya Tillman is a Wealth Associate at Versant Capital Management, supporting Wealth Advisors through in-depth... - [Wealth Advisor](https://versantcm.com/careers/wealth-advisor/): To apply, please send a cover letter and resume to connected@versantcm. com We’re Hiring: Wealth Advisor 📍 Location: Phoenix, AZ... - [Client Service Associate](https://versantcm.com/careers/client-service-associate/): To apply, please send a cover letter and resume to connected@versantcm. com We’re Hiring: Client Service Associate 📍 Location: Dallas,... - [Controller](https://versantcm.com/careers/controller/): To apply, please send a cover letter and resume to connected@versantcm. com We’re Hiring: Controller Reports to: Co-Chief Executive OfficerLocation:... - [Daniel Nevarez - Wealth Associate](https://versantcm.com/team/daniel-nevarez-wealth-associate/): linkedinDaniel Nevarez Wealth Associate, Phoenix Daniel Nevarez is a Wealth Associate at Versant Capital Management, where he provides support to... - [Stephanie Cope - Senior Executive Assistant to Co-CEO Elizabeth Shabaker](https://versantcm.com/team/stephanie-cope-senior-executive-assistant-to-co-ceo-elizabeth-shabaker/): linkedinStephanie Cope Senior Executive Assistant to Co-CEO Elizabeth Shabaker, Phoenix Stephanie Cope is the Senior Executive Assistant to co-CEO Elizabeth... - [Ben Barchilon - Wealth Advisor](https://versantcm.com/team/ben-barchilon-wealth-advisor/): linkedinBen Barchilon CPA, CFP® Wealth Advisor, Phoenix Ben Barchilon serves as a Wealth Advisor, acting as a primary advisor to... - [Box Quick Start Guide](https://versantcm.com/box-quick-start-guide/): Box Quick Start Guide PDF>This guide shows you how to sign in to Box, verify your email, set notification preferences,... - [Dallas, TX](https://versantcm.com/services/wealth-managent/dallas-tx/): Wealth Management Dallas, TXFrom Investment Portfolio Strategies to Private Wealth Management Building lasting wealth is about connection, uniting financial decisions... - [Phoenix, AZ](https://versantcm.com/services/wealth-managent/phoenix-az/): Wealth Management Phoenix, AZFrom Investment Portfolio Strategies to Private Wealth Management Building lasting wealth is about building a process that... - [Bill Pay & Bookkeeping Specialist](https://versantcm.com/careers/bill-pay-bookkeeping-specialist/): To apply, please send a cover letter and resume to connected@versantcm. com We’re Hiring: Bill Pay & Bookkeeping Specialist ?... - [Hayley Singleton - Wealth Associate](https://versantcm.com/team/hayley-singleton-wealth-associate/): linkedin Hayley Singleton Wealth Associate, Dallas Hayley provides support to Wealth Advisors through in-depth financial analyses across various wealth management... - [Q2 2025 Portfolio Overview](https://versantcm.com/q2-2025-portfolio-overview/): Q2 2025 Portfolio Overview July 15, 2025 - [Senior Executive Assistant](https://versantcm.com/careers/senior-executive-assistant/): To apply, please send a cover letter and resume to connected@versantcm. com We’re Hiring: Senior Executive Assistant ? Location: Phoenix,... - [Brittyn Brender - Managing Director](https://versantcm.com/team/brittyn-brender-managing-director/): linkedin Brittyn Brender Press Brittyn Russell Brender, J. D. , CFP®, CPWA® Managing Director Brittyn Russell Brender, J. D. ,... - [Denise Molina - Client Operations Associate](https://versantcm.com/team/denise-molina-client-service-associate/): linkedinDenise Molina Client Operations Associate Denise Molina is a Client Operations Associate, helping to manage the firm’s client account setup... - [Jennifer Kirksey Press](https://versantcm.com/jennifer-kirksey-press/): Jennifer Kirksey Press - [Tom Connelly Press](https://versantcm.com/tom-connelly-press/): Tom Connelly Press - [Royce Ramey Press](https://versantcm.com/royce-ramey-press/): Royce Ramey Press - [Kenneth Chavis IV Press](https://versantcm.com/royce-ramey-articles-copy/): Kenneth Chavis IV Press - [Jennifer Kirksey](https://versantcm.com/team/jennifer-kirksey/): linkedinJennifer Kirksey PressJennifer Kirksey Chief Operating Officer Jennifer Kirksey leads operational strategy, technology integration, human resources, and client service efficiencies... - [Financial Habits Copy](https://versantcm.com/financial-habits-copy/): Financial Habits - [Will Moore, CFP® - Wealth Advisor](https://versantcm.com/team/will-moore-cfp-wealth-advisor/): linkedin Will Moore, CFP® Wealth Advisor, Dallas Will Moore serves as a Wealth Advisor, acting as a primary advisor to... - [Joel Zimmerman - Wealth Associate](https://versantcm.com/team/joel-zimmerman-wealth-associate-x/): linkedinJoel Zimmerman Wealth Associate, Dallas Joel Zimmerman is a Wealth Associate at Versant Capital Management, where he provides support to... - [Savannah Fakhoury - Executive Assistant & Marketing Coordinator](https://versantcm.com/team/savannah-fakhoury-executive-assistant-marketing-coordinator/): linkedinSavannah Fakhoury Executive Assistant & Marketing Coordinator, Dallas Savannah Fakhoury is an Executive Assistant and the firm’s Marketing Coordinator, supporting... - [Gena Aduddell - Senior Executive Assistant](https://versantcm.com/team/gena-aduddell-senior-executive-assistant/): linkedinGena Aduddell Senior Executive Assistant to the Co-CEO Royce Ramey, Dallas Gena Aduddell is the Senior Executive Assistant to co-CEO... - [Lifestyle Concierge & Specialty Areas](https://versantcm.com/how-we-work/lifestyle-concierge-and-specialty-areas/): Lifestyle Concierge & Specialty Areas - [Risk Management](https://versantcm.com/how-we-work/risk-management/): Risk Management - [Family Governance & Education](https://versantcm.com/how-we-work/family-governance-and-education/): Family Governance & Education - [Retirement Planning](https://versantcm.com/how-we-work/retirement-planning/): Retirement Planning - [Liquidty & Exit Planning](https://versantcm.com/how-we-work/liquidty-and-exit-planning/): Liquidity & Exit Planning - [Estate and Legacy Planning](https://versantcm.com/how-we-work/estate-and-legacy-planning/): Estate & Legacy Planning - [Income Tax Planning](https://versantcm.com/how-we-work/income-tax-planning/): Income Tax Planning - [Wealth Management](https://versantcm.com/services/wealth-managent/): Wealth ManagementReal wealth management is a process, not a collection of investment products. It’s the foundation for your entire financial... - [Alternative Investments](https://versantcm.com/how-we-work/alternative-investments/): Alternative Investments - [Nick Hayes, Wealth Associate](https://versantcm.com/team/nick-hayes/): linkedinNick Hayes Wealth Associate, Phoenix Nick Hayes is a Wealth Associate, supporting the Wealth Advisors through in-depth financial analyses across... - [Guides](https://versantcm.com/insights/guides/): Guides - [Investment Portfolio Management](https://versantcm.com/how-we-work/investment-portfolio-management/): Investment Portfolio Management - [Why Choose Versant](https://versantcm.com/why-choose-us/): Discover why clients choose Versant: unbiased advice, no commissions, and a commitment to always act in your best interest. - [Our Services](https://versantcm.com/services/): Dedicated team support and objective advice for every aspect of your financial life and beyond. Investment Portfolio ManagementAlternative InvestmentsWealth ManagementIncome... - [Careers](https://versantcm.com/careers/): Career OpportunitiesCurrent Career Opportunities Client Operations Associate Senior Wealth AssociateReady to Elevate Your Career? Are you a high performer in... - [Senior Wealth Advisor](https://versantcm.com/careers/senior-wealth-advisor/): To apply, please send a cover letter and resume to connected@versantcm. com We’re Hiring: Senior Wealth Advisor Ready to Elevate... - [Kenneth Chavis IV, CFP® - Senior Wealth Advisor](https://versantcm.com/team/kenneth-chavis/): linkedinKenneth Chavis IV PressKenneth Chavis IV, CFP® Senior Wealth Advisor, Phoenix Kenneth Chavis IV is a Senior Wealth Advisor, serving... - [Senior Wealth Associate](https://versantcm.com/careers/senior-wealth-associate/): To apply, please send a cover letter and resume to connected@versantcm. com We’re Hiring: Senior Wealth Associate & Wealth Associate... - [Estelle Yedynak - Senior Client Service Associate](https://versantcm.com/team/estelle-yedynak/): linkedinEstelle Yedynak-Rubenstein Senior Client Service Associate, Phoenix Estelle Yedynak-Rubenstein is a Senior Client Service Associate at Versant Capital Management, where... - [Royce Ramey Co-Chief Executive Officer, Chief Investment Officer](https://versantcm.com/team/royce-ramey/): linkedinRoyce Ramey PressRoyce Ramey, CFA® Co-Chief Executive Officer, Chief Investment Officer Royce Ramey, CFA®, is the Co-Chief Executive Officer and... - [Caitlin Nogafsky, Senior Client Operations Associate](https://versantcm.com/team/caitlin-nogafsky/): Caitlin Nogafsky Senior Client Operations Associate, Phoenix Caitlin Nogafsky is a Senior Client Operations Associate at Versant Capital Management, managing... - [Insights](https://versantcm.com/insights/): InsightsOur original content and other news, thoughtfully curated to positively impact your financial wellbeing. Our Commentary Financial News - [Senior Wealth Manager](https://versantcm.com/careers/senior-wealth-manager/): To apply, please send a cover letter and resume to connected@versantcm. com Are you interested in shaping the future of... - [Articles](https://versantcm.com/insights/articles/): Commentary - [Grace A. Gaabucayan, JD, CTFA](https://versantcm.com/team/grace-a-gaabucayan-jd-ctfa/): linkedin Grace A. Gaabucayan, JD, CTFA Senior Wealth Counselor At Versant Capital Management, I counsel clients and develop solutions for... - [Gina Guerrero - Portfolio Associate](https://versantcm.com/team/gina-guerrero-portfolio-associate/): linkedin Gina Guerrero Portfolio Associate I joined the operations team at Versant Capital Management in 2022 as a portfolio associate.... - [Sarah Szczublewski CFP® - Wealth Advisor](https://versantcm.com/team/sarah-szczublewski/): linkedin Sarah Szczublewski CFP® Wealth Advisor, Phoenix Sarah Szczublewski is a Wealth Advisor, serving as a primary advisor to client... - [Form CRS](https://versantcm.com/form-crs/) - [Kim Carvalho - Office Manager | Executive Assistant](https://versantcm.com/team/kim-carvalho/): linkedin Kim Carvalho Office Manager | Executive Assistant, Phoenix Kim Carvalho is the Phoenix Office Manager and is an Executive... - [Daniel Gallegos, Receptionist](https://versantcm.com/team/daniel-gallegos-receptionist/): linkedin Daniel Gallegos Receptionist I am Versant Capital Management’s receptionist and am often the first person you interact with when... - [Matt Miller, CFP®, ChSNC® - Wealth Manager](https://versantcm.com/team/matt-miller/): linkedin Matt Miller, CFP®, ChSNC® Wealth Counselor I believe that we are all products of our stories, and each one... - [Jose Perez, Client Operations Associate](https://versantcm.com/team/jose-perez-2/): linkedinJose Perez Client Operations Associate, Dallas Jose Perez is a Client Operations Associate, managing client account setup and maintenance, overseeing... - [Home](https://versantcm.com/): Our Dallas office is temporarily closed for expansion and renovation. During this time, our team is continuing to serve clients... - [Contact Us](https://versantcm.com/contact/): Let's talk. Be in charge of your financial picture. Receive timely and valuable financial information from us and other experts.... - [Brittnie Hardy, CFP®, ChFC® - Senior Client Associate](https://versantcm.com/team/brittnie-hardy/): Brittnie Hardy, CFP®, ChFC® Senior Client Associate With 15+ years of experience in financial services, Brittnie brings experience and focus... - [Resources](https://versantcm.com/insights/resources/): Resources Websites, calculators, and links to help you with financial planning. CREDIT REPORTING Credit Reporting Company’s - Notification of Death... - [Taxes](https://versantcm.com/taxes/): Taxes - [Seniors](https://versantcm.com/seniors/): Seniors - [Saving Money](https://versantcm.com/saving-money/): Saving Money - [Philanthropy](https://versantcm.com/philanthropy/): Philanthropy - [Markets](https://versantcm.com/insights/market-reports/): Markets - [Kids & Money](https://versantcm.com/kids-money/): Kids & Money - [Investing](https://versantcm.com/investing/): Investing - [Insurance](https://versantcm.com/insurance/): Insurance - [Financial Well-Being](https://versantcm.com/financial-well-being/): Financial Well-Being - [Elizabeth Shabaker Press](https://versantcm.com/elizabeth-shabaker-press/): Elizabeth Shabaker Press - [Estate Planning](https://versantcm.com/estate-planning/): Estate Planning - [Versant Video](https://versantcm.com/versant-video/): Versant Video Disclosure Video presentations by Versant Capital Management, Inc. (“Versant) are intended for general information purposes only. No portion... - [Versant in the News](https://versantcm.com/insights/news/): Versant in the News - [Monthly Market Report](https://versantcm.com/monthly-market-report/): Monthly Market Report When you’re besieged by financial news on a daily basis, it’s difficult to separate noise from important... - [Darcy Petett - Receptionist](https://versantcm.com/team/darcy-petett/): Darcy Petett Receptionist Darcy is the first person you encounter when you visit Versant Capital Management. She works alongside the... - [Kathie Barnes, CFP®, MC](https://versantcm.com/team/kathie-barnes/): Kathie Barnes, CFP®, MC Certified Financial Planner™ and Master of Counseling A Certified Financial Planner™ and Master of Counseling, Kathie... - [Jake Heisler - Senior Client Associate](https://versantcm.com/team/jake-heisler/): Jake Heisler Senior Client Associate In his role as Client Associate, Jake is responsible for managing and maintaining select client... - [Lisa Greve - Marketing Manager](https://versantcm.com/team/lisa-greve/): linkedinLisa Greve Marketing Manager, Phoenix Lisa Greve is the Marketing Manager at Versant Capital Management. She creates and oversees strategic... - [John Mason - Manager of Investment Technologies & Operations](https://versantcm.com/team/john-mason/): John Mason Manager of Investment Technologies & Operations When most people discuss their hobbies, they usually bring up sports, music,... - [Tom Connelly, CFA®, CFP® - Chairman Emeritus, Investment Committee](https://versantcm.com/team/tom-connelly/): linkedinTwo Minutes with TomTom Connelly PressThomas Connelly, CFA®, CFP® Chairman Emeritus, Investment Committee Thomas Connelly, CFA®, CFP®, is Chairman Emeritus... - [Elizabeth Shabaker, CFP® CDC, Co-Chief Executive Officer, Chief Compliance Officer](https://versantcm.com/team/elizabeth-shabaker/): linkedinPDF>> Liz Shabaker, Women of the C-Suite, AZ Business Magazine. Elizabeth Shabaker PressElizabeth Shabaker, CFP® CDC Co-Chief Executive Officer, Chief... - [Laura Countiss, FPQP™- Firm Administrator](https://versantcm.com/team/laura-countiss/): linkedinLaura Countiss, FPQP™ Firm Administrator, Phoenix Laura Countiss serves as Firm Administrator at Versant Capital Management, where she supports firm... - [Charlene Ochoa - Senior Executive Assistant](https://versantcm.com/team/charlene-ochoa/): linkedin Charlene Ochoa Senior Executive Assistant I joined Versant Capital Management in 2013 and serve as Senior Executive Assistant, supporting... - [Lisa Bolkovatz - Receptionist](https://versantcm.com/team/lisa-bolkovatz/): Lisa is often the first point of contact people have with Versant, and it is always a positive one. With... - [Corbin Coursey - Client Associate](https://versantcm.com/team/corbin-coursey/): Corbin Coursey Client Associate Corbin works on a variety of projects at Versant, including rebalancing portfolios, managing net worth statements,... - [Brandon Yee, CFA, CAIA](https://versantcm.com/team/brandon-yee/): Brandon Yee, CFA, CAIA Research Analyst Brandon joined Versant Capital Management in 2015 as a Research Analyst. He conducts investment... - [Redirect Offsite](https://versantcm.com/redirect-offsite/): Client Login Versant Capital Management, Inc. WEB SITE ACCESS ACKNOWLEDGMENT - [Disclosure](https://versantcm.com/disclosure/): IMPORTANT DISCLOSURE INFORMATION Registered Investment Adviser Disclosure Versant Capital Management, Inc. (“Company”) is an SEC-registered investment adviser in Phoenix, Arizona.... - [Privacy Notice](https://versantcm.com/privacy-statement/): PRIVACY STATEMENT: Versant Capital Management, Inc. ("Versant"), maintains physical, electronic, and procedural safeguards that comply with federal standa.. - [Who We Are](https://versantcm.com/about/): A Boutique Multi-Family Office and Wealth Management Firm Versant Capital Management was founded in 2004 to help people and their... - [Wealth Management Staff](https://versantcm.com/team/): Our People We are a small company that does big things. LEADERSHIP | THE TEAM LeadershipVersant’s leadership adheres to a... ## Posts - [Versant Capital Management Named Among America’s 50 Fastest-Growing RIAs for Second Consecutive Year](https://versantcm.com/insights/news/versant-capital-management-named-among-americas-50-fastest-growing-registered-investment-advisers-for-second-consecutive-year/) - [Jennifer Kirksey Named Dallas Business Journal Women in Business Honoree](https://versantcm.com/insights/news/jennifer-kirksey-dallas-business-journal-women-in-business/): Versant Capital Management announced today that Chief Operating Officer Jennifer Kirksey has been named a 2026 Women in Business honoree... - [Ben Barchilon Appointed CAEPC Executive Officer](https://versantcm.com/insights/news/ben-barchilon-caepc-board-appointment/): Versant Capital Management today announced that Ben Barchilon, CFP®, CPA, has been appointed Secretary of the Board of Directors for... - [Elizabeth Shabaker Named to Schwab RIA Advocacy Board](https://versantcm.com/insights/news/elizabeth-shabaker-schwab-riata-advocacy-board/): Phoenix, AZ – July 15, 2026 – Versant Capital Management announced today that Co-Chief Executive Officer Elizabeth Shabaker, CFP®, CDC®,... - [The Business Sale Is Easy—Designing Your Life After Is the Hard Part](https://versantcm.com/insights/articles/the-business-sale-is-easy-designing-your-life-after-is-the-hard-part/): For most entrepreneurs, selling a business feels like the culmination of years, or even decades, of effort. It’s the moment... - [Understanding “Trump Accounts” for Children](https://versantcm.com/insights/articles/understanding-trump-accounts-for-children/): Many families have recently asked us about the new federal Trump Account program for their children and grandchildren. While the... - [Year-End Philanthropic & Charitable Reminders](https://versantcm.com/insights/articles/year-end-retirement-reminders-copy/): Meta description: Year-end retirement tax information for high-net-worth investors: RMDs, QCDs, HSA and IRA limits, and key deadlines to help... - [Year-End Retirement Reminders](https://versantcm.com/insights/articles/year-end-retirement-reminders/): Year-end charitable and gift tax information for high-net-worth families: QCDs, annual exclusions, 529 funding, and HSA strategies to help reduce... - [Tax & Financial Planning](https://versantcm.com/insights/articles/tax-financial-planning-25/): Versant Capital Management’s holistic family office approach integrates investment portfolio strategies, wealth management, income tax planning, estate and transfer planning,... - [Spousal Lifetime Access Trusts](https://versantcm.com/insights/articles/spousal-lifetime-access-trusts/): As an advisor working with ultra-high-net-worth families, I am frequently asked, “What strategy do the wealthy use most often in... - [Women and Wealth Navigating Life’s Transitions with Confidence and Clarity](https://versantcm.com/insights/articles/women-and-wealth-navigating-lifes-transitions-with-confidence-and-clarity/): Women are a growing financial force. This article provides information about turning life transitions, such as divorce, widowhood, or career... - [Choosing the Right Trustee, and Why it Matters](https://versantcm.com/insights/articles/choosing-the-right-trustee-and-why-it-matters/): Choosing the right trustee is critical to protecting your family’s legacy. Royce Ramey, CFA®, shares what to consider when making... - [Versant Capital Management Ranked Among 2025’s 50 Fastest Growing RIAs by Financial Advisor Magazine](https://versantcm.com/insights/news/versant-capital-management-ranked-among-2025s-50-fastest-growing-rias-by-financial-advisor-magazine/) - [What the New Tax Legislation Could Mean for You](https://versantcm.com/insights/articles/what-the-new-tax-legislation-could-mean-for-you/) - [Brittyn Brender Named Managing Director at Versant Capital Management in New Role](https://versantcm.com/insights/news/brittyn-brender-named-managing-director-at-versant-capital-management-in-new-role/) - [Versant Capital Management Recognized as a Top Wealth Management Firm in North Texas](https://versantcm.com/insights/news/versant-capital-management-recognized-as-a-top-wealth-management-firm-in-north-texas/) - [Royce Ramey and Versant Capital Management Recognized as Innovator-of-the-Year in Banking & Finance by D CEO](https://versantcm.com/insights/news/royce-ramey-and-versant-capital-management-recognized-as-innovator-of-the-year-in-banking-finance-by-d-ceo/) - [Jennifer Kirksey Named Chief Operating Officer at Versant Capital Management](https://versantcm.com/insights/news/jennifer-kirksey-named-chief-operating-officer-at-versant-capital-management/) - [Estate Planning Basics](https://versantcm.com/insights/articles/estate-planning-basics/) - [Co-CEO Royce Ramey Named to D CEO Dallas 500](https://versantcm.com/insights/news/co-ceo-royce-ramey-named-to-d-ceo-dallas-500/) - [I Just Sold My Business, Now What?](https://versantcm.com/insights/articles/i-just-sold-my-business-now-what/) - [Thomas Connelly Appointed to Arizona Community Foundation Investment Committee](https://versantcm.com/insights/news/thomas-connelly-appointed-to-arizona-community-foundation-investment-committee/) - [Versant Capital Management Named an Arizona Most Admired Company for 2024](https://versantcm.com/insights/news/versant-capital-management-named-an-arizona-most-admired-company-for-2024/) - [Elizabeth Shabaker Named an InvestmentNews Woman to Watch](https://versantcm.com/insights/news/elizabeth-shabaker-named-an-investmentnews-woman-to-watch/) - [Elizabeth Shabaker Appointed as Chair of Internal Relations for Free Arts for Abused Children of Arizona](https://versantcm.com/insights/news/elizabeth-shabaker-appointed-as-chair-of-internal-relations-for-free-arts-for-abused-children-of-arizona/) - [Kenneth Chavis IV appointed to the Forbes Advisor Investing and Retirement Advisory Board](https://versantcm.com/insights/news/kenneth-chavis-iv-appointed-to-the-forbes-advisor-investing-and-retirement-advisory-board/) - [The Foundations of Estate Planning](https://versantcm.com/insights/articles/the-foundations-of-estate-planning/) - [Monthly Market Report: May 2024](https://versantcm.com/insights/market-reports/monthly-market-report-may-2024/): Markets - [Monthly Market Report: April 2024](https://versantcm.com/insights/market-reports/monthly-market-report-april-2024/): Markets Volatile in - [Monthly Market Report: March 2024](https://versantcm.com/insights/market-reports/monthly-market-report-march-2024/): Stock - [Congratulations, you’re turning 65!](https://versantcm.com/insights/guides/congratulations-youre-turning-65/) - [Monthly Market Report: January 2024](https://versantcm.com/insights/market-reports/monthly-market-report-january-2024/): Markets Start Year - [Monthly Market Report: December 2023](https://versantcm.com/insights/market-reports/monthly-market-report-december-2023/): Markets End Year - [Reference Guide: 2024 Key Financial Data](https://versantcm.com/insights/guides/reference-guide-2024-key-financial-data/) - [2023 Arizona Tax Credits Guide](https://versantcm.com/insights/guides/2023-arizona-tax-credits-guide/) - [7 Ways to Maximize Charitable Giving in 2023](https://versantcm.com/insights/articles/7-ways-to-maximize-charitable-giving-in-2023/): Our charitable giving - [2023 Arizona Individual Tax Credits](https://versantcm.com/insights/guides/2023-arizona-individual-tax-credits/) - [Monthly Market Report: October 2023](https://versantcm.com/insights/market-reports/monthly-market-report-october-2023/): Markets Decline in - [Tax & Financial Planning](https://versantcm.com/insights/articles/tax-financial-planning/): Strategic moves you - [Monthly Market Report: September 2023](https://versantcm.com/insights/market-reports/monthly-market-report-september-2023/) - [Do I Need a Wealth Advisor?](https://versantcm.com/insights/articles/do-i-need-a-wealth-advisor/) - [Looking Ahead](https://versantcm.com/insights/articles/looking-ahead/): 4th Quarter Market - [How to Help Protect Yourself Against Identity Theft](https://versantcm.com/insights/articles/how-to-help-protect-yourself-against-identity-theft/) - [What does China Portend for Equity Investment Portfolios?](https://versantcm.com/insights/articles/what-does-china-portend-for-equity-investment-portfolios/): What does China portend - [Elizabeth Shabaker appointed to Arizona Community Foundation’s Professional Advisory Board](https://versantcm.com/insights/news/elizabeth-shabaker-appointed-to-arizona-community-foundations-professional-advisory-board/) - [3 Things to Consider Before Selling Your Business](https://versantcm.com/insights/articles/three-things-to-consider-before-selling-your-business/) - [Monthly Market Report: July 2023](https://versantcm.com/insights/market-reports/monthly-market-report-july-x2023/): Stock Markets Continue - [Versant Capital Management Announces Transition in Ownership and Expansion in Dallas, TX Market](https://versantcm.com/insights/news/versant-capital-management-announces-transition-in-ownership-and-expansion-in-dallas-tx-market/): Versant Capital Management, Inc. , a Phoenix-based wealth management and investment firm, is pleased to announce it has been named... - [Monthly Market Report: June 2023](https://versantcm.com/insights/market-reports/monthly-market-report-june-2023/): Stock Markets Bounce - [Monthly Market Report: May 2023](https://versantcm.com/insights/market-reports/monthly-market-report-may-2023/) - [Monthly Market Report: April 2023](https://versantcm.com/insights/market-reports/monthly-market-report-april-2023/): Stock Markets Climb - [Tom & Shauna Connelly Honored with “Guiding Star Award” by the National Kidney Foundation of Arizona](https://versantcm.com/insights/articles/tom-shauna-connelly-honored-with-guiding-star-award/) - 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Donations are no longer... - [The Conflict in Ukraine and Economic Outcomes](https://versantcm.com/insights/articles/the-conflict-in-ukraine-and-economic-conflicts/): Update on current events, economic outcomes, and market impacts The Russian invasion of Ukraine and associated stock market volatility has... - [Financial Tips for Young Adults](https://versantcm.com/insights/articles/financial-tips-for-young-adults/) - [Tips for Preventing Fraud and Cybercrime](https://versantcm.com/insights/articles/tips-for-preventing-fraud-and-cybercrime/): Cybercrime and fraud are serious threats and constant vigilance is key. While Versant Capital Management plays an important role in... - [Monthly Market Report: February 2022](https://versantcm.com/insights/market-reports/monthly-market-report-february-2022/): Geopolitical Risks Creating Uncertainty Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFP® DEVELOPED MARKETS Developed Markets Fall... - [The Current Housing Market](https://versantcm.com/insights/articles/the-current-housing-market/): Versant Capital Management senior research analyst Brandon Yee, CFA, CAIA, recently spoke with Matt Miller, CFP, ChSNC, wealth counselor, about... - [Retirement Plan Contributions](https://versantcm.com/insights/articles/retirement-plan-contributions/): Maximizing your savings By Larissa Grantham, CFP®, CDFA® A new year is a time to make resolutions, so what better... - [Your 2022 Tax Information Guide](https://versantcm.com/insights/articles/your-2022-tax-information-guide/): Your 2022 Tax Information Guide Keep up with the current tax laws Tax season is here and as April 2022... - [Market Volatility & Investing](https://versantcm.com/insights/articles/market-volatility-investing/): Power of Diversification Brandon Yee, CFA, CAIASenior Research Analyst In light of recent market volatility and the near-certainty of future... - [2022: What issues should I consider at the start of the year?](https://versantcm.com/insights/articles/2022-what-issues-should-i-consider-at-the-start-of-the-year/): The start of a new year is an excellent time to consider factors that can influence your financial planning. Sometimes... - [2022 Investor Outlook](https://versantcm.com/insights/articles/2022-investor-outlook/): In this video, Tom and Matt discuss what actions Versant Capital Management takes to mitigate potential risks to our client’s... - [Monthly Market Report: November 2021](https://versantcm.com/insights/market-reports/monthly-market-report-november-2021/): Market Uncertainty Increases Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFP® DEVELOPED MARKETS Developed Markets Face Volatility... - [Liz Shabaker Discusses Charitable Giving Tax Strategies](https://versantcm.com/insights/articles/liz-shabaker-discusses-charitable-giving-tax-strategies/): On Giving Tuesday, Versant Capital Management’s CEO Liz Shabaker, CFP, CDC, was a guest expert on Good Morning Arizona to... - [Monthly Market Report: October 2021](https://versantcm.com/insights/market-reports/monthly-market-report-october-2021/): Oil Prices Continue to Rise Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFP® DEVELOPED MARKETS Developed Markets... - [Your Covid-19 Vaccine Card](https://versantcm.com/insights/articles/your-covid-19-vaccine-card/): How to get a digital record or printed replacement card By Lisa Greve More and more, people are required to... - [Q3 2021 in Review](https://versantcm.com/insights/articles/q3-2021-in-review/): Versant Capital Management’s downloadable Market Review helps keep you up to date on what’s going on in the finance world... - [Monthly Market Report: September 2021](https://versantcm.com/insights/market-reports/monthly-market-report-september-2021/): Rising Interest Rates a Headwind for Markets Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA DEVELOPED MARKETS U.... - [Should I consider refinancing my mortgage?](https://versantcm.com/insights/articles/should-i-consider-refinancing-my-mortgage/): This downloadable PDF flowchart can help you analyze your situation We’ve seen many unprecedented events since the pandemic first hit,... - [What should I consider before buying a house?](https://versantcm.com/insights/articles/what-should-i-consider-before-buying-a-house/): This downloadable PDF flowchart can help you analyze the financial aspects Buying a home is often the first step people... - [What is Cryptocurrency, Parts 1 and 2](https://versantcm.com/insights/articles/what-is-cryptocurrency-parts-1-and-2/): What is cryptocurrency? How is it used as a form of money? Is it a good investment? In this Q&A,... - [What Can You do Today to Save for Your Child’s College?](https://versantcm.com/insights/articles/what-can-you-do-today-to-save-for-your-childs-college/): By Sean Campbell, CFP®, CDC® Getting a college degree is a goal for many US families and provides numerous benefits... - [Monthly Market Report: August 2021](https://versantcm.com/insights/market-reports/monthly-market-report-august-21/): Inflation-Sensitive Investments Providing Diversification Benefits Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA DEVELOPED MARKETS Japanese Market Picks... # # Detailed Content ## Pages - Published: 2026-07-27 - Modified: 2026-07-27 - URL: https://versantcm.com/aimee-williams-ramey/ Follow Aimee Williams-Ramey, J. D. Chief Legal Officer Aimee Williams-Ramey provides leadership across legal, regulatory, and governance matters, bringing over 25 years of institutional depth and oversight to Versant’s commitment to operating with ethical standards. She works with Versant’s leadership to help ensure that matters spanning legal and regulatory affairs, fiduciary responsibility, governance, risk management, and data privacy are integrated into the firm’s strategic planning, operational design, and client service delivery, helping the firm serve families with confidence and institutional strength. Aimee’s experience across corporate governance, securities regulation, complex commercial matters, regulatory oversight, and human capital helps Versant anticipate issues, maintain systems, and cultivate productive relationships with regulators. She has built her career establishing governance and operational rigor in highly regulated industries, including financial services, technology, and hospitality. Prior to joining Versant, Aimee held C-suite roles at three publicly traded companies. She served as General Counsel of Sabre Corporation, Chief Legal Officer and President of International Operations at Six Flags Entertainment, and most recently, as Chief Human Resources Officer at Texas Capital, where she was a member of the firm’s Operating Committee and Executive Risk Committee. Earlier in her career, she served as Regional Chief Counsel for FINRA’s West Region and began her legal career as an auditor at Deloitte, experiences that continue to shape her ability to anticipate and address potential issues before they escalate. Aimee graduated summa cum laude from Southern Methodist University Dedman School of Law and earned a Bachelor of Accountancy, also summa cum laude, from... - Published: 2026-07-09 - Modified: 2026-07-09 - URL: https://versantcm.com/q2-2026-investment-report/ Q2 2026 Investment Report As of June 30, 2026 DOWNLOAD PDF The Twists and Turns of the Global Stage The first half of 2026 reminded investors that long-term investment success depends less on predicting every short-term market move than on staying disciplined through uncertainty.   Dear Valued Client, Every four years, the World Cup shows us that success is rarely achieved in a straight line. Teams enter the tournament with elite talent, carefully developed strategies, and high expectations. Yet the tournament often produces surprises. Favorites stumble, underdogs emerge, and momentum shifts. The teams that continue to advance are usually not those that dominate every match, but those that adapt, are disciplined, and find ways to navigate uncertainty. For investors, the first half of 2026 felt remarkably similar. Investors entered the year with optimism. Economic growth remained positive, corporate earnings were healthy, and enthusiasm surrounding artificial intelligence fueled investment and innovation. As the months unfolded, however, the path forward quickly became more complicated. Geopolitical tensions intensified, energy markets turned volatile, inflation concerns resurfaced, and investors were forced to reassess assumptions about interest rates, global trade, and economic growth. Like the World Cup, the first six months of the year produced both expected and unexpected outcomes. Some investment themes that dominated previous years continued to play important roles, while others lost momentum. The result was a powerful reminder that successful investing, much like advancing through a tournament, isn’t about winning every match. It’s about maintaining a disciplined, diversified strategy capable of succeeding... - Published: 2026-06-09 - Modified: 2026-06-09 - URL: https://versantcm.com/team/anthony-giordano-wealth-associate-dallas/ Follow Anthony Giordano Wealth Associate, Dallas Anthony Giordano is a Wealth Associate at Versant Capital Management, where he provides support to Wealth Advisors through in-depth financial analyses across various wealth management areas. He focuses on creating customized strategies and thorough assessments designed to help clients and their families optimize their financial portfolios and reach their long-term goals. Anthony began his career in the family office industry as an intern at Versant after graduating from Oklahoma City University and earning his Master of Science in Finance from the SMU Cox School of Business. He currently lives in Dallas, and in his free time, Anthony enjoys spending time with his friends and family. - Published: 2026-06-09 - Modified: 2026-06-17 - URL: https://versantcm.com/team/allison-schoppe-client-service-associate-dallas/ Follow Allison Schoppe Client Service Associate, Dallas Allison Schoppe is a Client Service Associate, managing client needs, supporting day to day operations, and serving as a primary point of contact. Her role includes coordinating client onboarding and ongoing requirements, delivering personalized service, and ensuring efficient, accurate execution of client requests. Before joining Versant, Allison worked at Reliance Financial Partners as a Client Solutions Specialist, where she assisted advisors with client onboarding and account openings, servicing needs, money movement, account transfers, and daily operational support. Allison is originally from Houston, Texas, and earned a Bachelor of Arts in Interdisciplinary Studies from the University of Texas at San Antonio. Now living in Dallas with her fiancé and two dogs, she enjoys cheering on the Texas Longhorns, staying active, exploring new places around the city, and spending time with family and friends. - Published: 2026-06-05 - Modified: 2026-06-05 - URL: https://versantcm.com/client-operations-associate-dallas/ DOWNLOAD PDF To apply, please send a cover letter and resume to connected@versantcm. com We’re Hiring: Client Operations Associate, Dallas Dallas, Tx Ready to Elevate Your Career? We are looking for a detail-oriented and highly organized Client Operations Associate (COA) to join our Dallas office. This role is a critical member of the operations team, responsible for executing investment-related transactions, maintaining data integrity across systems, and ensuring operational excellence in support of client portfolios. The COA works closely with Wealth Advisors and Client Service Associates but is primarily focused on back-office execution, accuracy, and process management rather than direct client interaction. What We Do Versant is a multi-family office serving high-net-worth individuals and multi-generational families with a holistic approach. Our services go beyond traditional wealth management—we integrate investment management, tax and estate planning, and family office support to deliver a seamless client experience. What You’ll Do Transaction Execution Execute money movement, including wires, ACH transfers, journals, and transfers Submit, track, and resolve account applications, transfers, and custodial requests Serve as the primary liaison with custodians to resolve operational issues. Account Management & Onboarding Own the operational side of client onboarding, including account setup and system integration Ensure all documentation is complete, accurate, and compliant with firm procedures Maintain and update client data across CRM, custodial, and reporting platforms Operational Accuracy & Controls Maintain high standards for accuracy, timeliness, and documentation Perform reconciliations and identify/resolve data inconsistencies Ensure all processes follow compliance policies and internal procedures What We’re Looking For Ideal... - Published: 2026-01-29 - Modified: 2026-01-29 - URL: https://versantcm.com/client-service-associate-phoenix/ DOWNLOAD PDF To apply, please send a cover letter and resume to connected@versantcm. com We’re Hiring: Client Service Associate Phoenix, AZ Ready to Deliver Exceptional Service? Are you a detail-oriented professional who thrives in a fast-paced environment, enjoys supporting others, and takes pride in delivering an outstanding client experience? We’re looking for a Client Service Associate (CSA) to join our Phoenix office and play a key role in serving our high-net-worth and multi-generational family clients. This role is ideal for someone who’s proactive, organized, and eager to grow within a collaborative, high-performing financial team. What We Do Versant is a multi-family office serving high-net-worth individuals and multi-generational families with a holistic approach. Our services go beyond traditional wealth management—we integrate tax planning, estate and legacy planning, liquidity and exit planning, retirement planning, family governance and education, risk management, lifestyle/household concierge services, and more. What You’ll Do As a Client Service Associate, you’ll provide essential support to our wealth advisors and operations team, helping deliver a seamless client experience from onboarding through ongoing service. You’ll make sure that every detail, from paperwork and reporting to communication and coordination, reflects Versant’s commitment to excellence. Key Responsibilities Client Service Excellence Serve as the first point of contact for high-net-worth and ultra-high-net-worth clients, providing timely, professional, and personalized responses and service. Coordinate with wealth advisors and associates to prepare meeting materials, investment reports, financial statements, and follow-up summaries provided to clients. Support ongoing client activities, including document uploads, tax reporting coordination, beneficiary changes, gifting,... - Published: 2025-12-18 - Modified: 2025-12-18 - URL: https://versantcm.com/maiya-tillman-wealth-associate/ Follow Maiya Tillman Wealth Associate, Dallas Maiya Tillman is a Wealth Associate at Versant Capital Management, supporting Wealth Advisors through in-depth financial analyses across a wide range of wealth management and planning areas. She focuses on delivering thoughtful assessments and contributing to customized strategies designed to help clients and their families achieve their long-term goals. Maiya began her career in the family office industry as an intern at Versant before joining the Dallas office full time. She earned her Bachelor of Science in Management Science & Engineering from Stanford University, with a focus in Finance and Decision Analysis. Originally from Victoria, Texas, Maiya relocated to Dallas to begin her career and be closer to family. Outside of the office, Maiya enjoys staying active, trying new recipes in the kitchen, and spending time with friends and family. - Published: 2025-11-20 - Modified: 2025-11-20 - URL: https://versantcm.com/careers/wealth-advisor/ DOWNLOAD PDF To apply, please send a cover letter and resume to connected@versantcm. com We’re Hiring: Wealth Advisor Location: Phoenix, AZ Ready to Elevate Your Career? Are you a high performer in the family office or wealth management space, looking for more than just a job? Do you thrive in a fast-paced, client-focused environment where your expertise and leadership truly make an impact? At Versant Capital Management, we’re working to redefine what it means to help deliver exceptional financial guidance, and we’re looking for talented professionals who want to be part of something bigger. What We Do Versant is a multi-family office serving high-net-worth individuals and multi-generational families with a holistic approach. Our services go beyond wealth management and investment portfolio management—we integrate tax planning, estate and legacy planning, liquidity and exit planning, retirement planning, family governance and education, risk management, lifestyle/household concierge services, and more. Wealth Advisors play an advisory role of guiding families through complex decisions, coordinating with internal and external professionals, and delivering strategic, relationship-driven support across all facets of their financial lives. What You’ll Do As a Wealth Advisor, you’ll serve as a relationship manager, working closely with Senior Wealth Advisors, to deliver high-touch service and comprehensive, thoughtful financial guidance to our client families. Key Responsibilities Develop and manage multi-generational client relationships with ongoing, proactive communication Coordinate and be accountable for family office and wealth management service offerings Collaborate with each client’s team of external professionals, including attorneys and CPAs Meet with clients and prospects, often... - Published: 2025-11-13 - Modified: 2025-11-13 - URL: https://versantcm.com/careers/client-service-associate/ DOWNLOAD PDF To apply, please send a cover letter and resume to connected@versantcm. com We’re Hiring: Client Service Associate Location: Dallas, TX Ready to Deliver Exceptional Service? Are you a detail-oriented professional who thrives in a fast-paced environment, enjoys supporting others, and takes pride in delivering an outstanding client experience? We’re looking for a Client Service Associate (CSA) to join our Dallas office and play a key role in serving our high-net-worth and multi-generational family clients. This role is ideal for someone who’s proactive, organized, and eager to grow within a collaborative, high-performing financial team. What We Do Versant is a multi-family office serving high-net-worth individuals and multi-generational families with a holistic approach. Our services go beyond traditional wealth management—we integrate tax planning, estate and legacy planning, liquidity and exit planning, retirement planning, family governance and education, risk management, lifestyle/household concierge services, and more. What You’ll Do As a Client Service Associate, you’ll provide essential support to our wealth advisors and operations team, helping deliver a seamless client experience from onboarding through ongoing service. You’ll make sure that every detail, from paperwork and reporting to communication and coordination, reflects Versant’s commitment to excellence. Key Responsibilities Client Service Excellence Serve as the first point of contact for high-net-worth and ultra-high-net-worth clients, providing timely, professional, and personalized responses and service. Coordinate with wealth advisors and associates to prepare meeting materials, investment reports, financial statements, and follow-up summaries provided to clients. Support ongoing client activities, including document uploads, tax reporting coordination, beneficiary changes,... - Published: 2025-11-11 - Modified: 2025-11-11 - URL: https://versantcm.com/careers/controller/ DOWNLOAD PDF To apply, please send a cover letter and resume to connected@versantcm. com We’re Hiring: Controller Reports to: Co-Chief Executive OfficerLocation: Dallas, TXFirm AUM: ~$2 BillionFirm Type: SEC-Registered Investment Advisor (RIA) / Multi-Family Office Ready to Lead with Precision? Are you a finance professional who thrives on accuracy, analysis, and strategic insight? Do you bring both technical expertise and leadership to your accounting work? We’re looking for an experienced Controller to oversee the firm’s financial management, accounting, and reporting functions. You’ll ensure integrity and compliance across all financial processes, partner with leadership to inform strategic decisions, and help strengthen the firm’s operational foundation as we continue to grow. What We Do Versant is a multi-family office serving high-net-worth individuals and multi-generational families with a holistic approach. Our services go beyond wealth and investment management. We integrate tax planning, estate and legacy planning, liquidity and exit planning, retirement planning, family governance and education, risk management, lifestyle/household concierge services, and more. What You’ll Do As Controller, you’ll lead the firm’s financial management, accounting, and reporting functions. This role ensures the integrity, accuracy, and timeliness of all financial data, supports strategic decision-making, and maintains compliance with regulatory and fiduciary requirements. The Controller oversees all aspects of corporate accounting, financial reporting, cash management, budgeting, and audit preparation, while partnering closely with operations, compliance, and executive leadership. Key Responsibilities Financial Reporting & Oversight Oversee all general ledger activity, journal entries, reconciliations, and closings. Prepare monthly, quarterly, and annual financial statements in accordance with GAAP.... - Published: 2025-10-20 - Modified: 2025-10-20 - URL: https://versantcm.com/team/daniel-nevarez-wealth-associate/ Follow Daniel Nevarez Wealth Associate, Phoenix Daniel Nevarez is a Wealth Associate at Versant Capital Management, where he provides support to Wealth Advisors through in-depth financial analyses across various wealth management areas. He focuses on creating customized strategies and thorough assessments designed to help clients and their families optimize their financial portfolios and reach their long-term goals. During his time at Arizona State University, Daniel was awarded a “Versant Scholar” scholarship, giving him a connection to Versant Capital Management that eventually turned into a full-time offer upon his graduation. He earned a Bachelor of Arts in Financial Planning from the W. P. Carey School of Business. Daniel lives in Phoenix, and in his free time, he enjoys working out, spending time with family, exploring the outdoors, and watching football. - Published: 2025-10-20 - Modified: 2025-10-20 - URL: https://versantcm.com/team/stephanie-cope-senior-executive-assistant-to-co-ceo-elizabeth-shabaker/ Follow Stephanie Cope Senior Executive Assistant to Co-CEO Elizabeth Shabaker, Phoenix Stephanie Cope is the Senior Executive Assistant to co-CEO Elizabeth Shabaker, providing proactive, comprehensive support to ensure the executive office runs smoothly while facilitating seamless coordination among departments, clients, and vendors. She brings over 20 years of experience to the role, with the last 16 years dedicated to various roles at Grant Thorton. In these roles, Stephanie provided high-level administrative and operational support to senior leadership. She continues to build upon her experience after joining the Versant Capital Management team in 2025. Stephanie lives in Phoenix with her family. Her hobbies include watching her children play hockey, Motorcross, riding horses, and playing tennis. - Published: 2025-10-20 - Modified: 2026-07-27 - URL: https://versantcm.com/team/ben-barchilon-wealth-advisor/ Follow Ben Barchilon CPA, CFP® Wealth Advisor, Phoenix Ben Barchilon serves as a Wealth Advisor, acting as a primary advisor to help families navigate the full scope of their financial lives with confidence and clarity. He takes a comprehensive approach that integrates investment, tax, and estate planning strategies to support lasting financial well-being. Ben began his career at Eide Bailly LLP, where he advanced to Tax Manager. There, he advised individuals, businesses, and estates on complex compliance and planning matters. Today at Versant, he brings together his technical expertise and client-first approach to help families align their financial strategies with what matters most to them. A graduate of Arizona State University, Ben earned dual Bachelor of Science degrees in Finance and Accounting and is a Certified Public Accountant (CPA) and a CERTIFIED FINANCIAL PLANNER™. He also serves as Secretary and an Executive Officer on the Board of Directors of the Central Arizona Estate Planning Council. Born and raised in Arizona, Ben lives in Phoenix and remains a loyal supporter of local sports teams. Outside of work, he enjoys playing basketball, traveling, and spending time with his family. - Published: 2025-10-13 - Modified: 2025-10-13 - URL: https://versantcm.com/box-quick-start-guide/ Box Quick Start Guide PDF> This guide shows you how to sign in to Box, verify your email, set notification preferences, navigate folders and download or upload documents so you can manage your files quickly and securely. - Published: 2025-09-15 - Modified: 2025-11-03 - URL: https://versantcm.com/services/wealth-managent/dallas-tx/ Wealth Management Dallas, TX From Investment Portfolio Strategies to Private Wealth Management Building lasting wealth is about connection, uniting financial decisions into one cohesive plan. At Versant Capital Management’s Dallas multi-family office, we bring together investment management in Dallas, income tax strategy, estate and legacy planning, liquidity and exit planning, retirement and cash-flow analysis, and family governance under one coordinated framework. We serve successful families who want the sophistication of a single-family office with the accessibility and collaboration of a multi-family wealth management firm in Dallas. Our Dallas-based investment managers partner closely with your existing professionals, such as CPAs, attorneys, and trustees, to simplify complexity and help align your financial life with your family’s long-term vision. Our private wealth management Dallas approach is grounded in disciplined research, diversification, and a thoughtful use of alternative investments to help preserve and grow wealth. But we also know that wealth is about more than performance. It’s about purpose, legacy, and confidence in the future. At our Dallas multi-family office, you gain access to a full spectrum of services including: Investment Portfolio Management Comprehensive Wealth Management Alternative Investments Income Tax Planning and Coordination Estate and Legacy Planning Liquidity and Exit Planning Retirement and Cash-Flow Planning Family Governance and Education Risk Management and Insurance Oversight Lifestyle Concierge and Specialty Services As life evolves, markets shift, and opportunities emerge, your plan adjusts alongside you. At Versant, we don’t just help you manage what you’ve built, we help you grow, protect, and sustain it across generations through... - Published: 2025-09-15 - Modified: 2025-10-30 - URL: https://versantcm.com/services/wealth-managent/phoenix-az/ Wealth Management Phoenix, AZ From Investment Portfolio Strategies to Private Wealth Management Building lasting wealth is about building a process that ties together the aspects of your financial life, not just collecting investment products. Your investment portfolio management, income tax planning, estate planning, charitable giving, and more all come together to support your long-term goals and financial well-being. We don’t just help you manage what you’ve already built, we look for opportunities to grow and protect your wealth through thoughtful planning and evidence-based investment strategies. As Phoenix wealth and investment advisors, we provide advice that’s grounded in objective research and integrity, and we’re committed to service that goes beyond what you may expect. Your wealth plan is where we begin, and it becomes the guide for financial decisions you make moving forward. Life changes, markets shift, and tax laws evolve, so your plan adjusts along the way. Every person we work with is at a unique stage of their financial journey, which is why our wealth management reflects your specific needs. Through ongoing planning and investment management in Phoenix, we stay with you at every turn so you can make informed decisions with confidence. We coordinate with both your internal and outside professionals to give you a connected experience that simplifies the process for you. A seamless, coordinated experience. With comprehensive private wealth management in Phoenix, AZ, we integrate cash flow planning, risk management, business succession planning, asset protection, capital sufficiency planning, and more. You’ll also have access to advanced... - Published: 2025-08-25 - Modified: 2025-09-03 - URL: https://versantcm.com/careers/bill-pay-bookkeeping-specialist/ To apply, please send a cover letter and resume to connected@versantcm. comWe’re Hiring: Bill Pay & Bookkeeping Specialist ? Location: Dallas, TX Ready to Make an Impact Behind the Scenes? Do you thrive on precision, organization, and maintaining accurate records? Are you skilled in QuickBooks and Bill. com, and able to juggle multiple tasks with confidentiality and accuracy? At Versant Capital Management, we support high-net-worth individuals and multi-generational families with comprehensive financial services. We’re seeking a trustworthy and detail-oriented Bill Pay & Bookkeeping Specialist to help manage day-to-day bill payment activities and accurate and timely reporting. What We Do Versant is a multi-family office serving high-net-worth individuals and multi-generational families with a holistic approach. Our services go beyond wealth management and investment portfolio management—we integrate tax planning, estate and legacy planning, liquidity and exit planning, retirement planning, family governance and education, risk management, lifestyle/household concierge services, and more. What You’ll Do As our Bill Pay & Bookkeeping Specialist, you’ll work closely with advisors and client service staff to ensure timely, accurate bill payment and financial recordkeeping on behalf of our clients. You’ll provide key support for audits, tax preparation, budgeting, and day-to-day cash management. Key Responsibilities Bill Payment Administration - Invoice review, approval workflows, payment scheduling, and vendor communications via Bill. com Bookkeeping - Maintain accurate, up-to-date records in QuickBooks; reconcile bank and credit card statements monthly Reporting & Reconciliation - Prepare monthly, quarterly, and annual financial reports; track and categorize expenses for proper allocation and budgeting Compliance & Documentation... - Published: 2025-08-07 - Modified: 2025-09-03 - URL: https://versantcm.com/team/hayley-singleton-wealth-associate/ linkedinHayley Singleton Wealth Associate, Dallas Hayley provides support to Wealth Advisors through in-depth financial analyses across various wealth management areas. She focuses on creating customized strategies and thorough assessments designed to help clients and their families optimize their financial portfolios and reach their long-term goals. Hayley began her career in the family office industry as an intern at Versant, while earning her Bachelor of Business Administration in Entrepreneurship, and summa cum laude recognition from Texas Christian University. As a Missouri native, Hayley is a loyal Kansas City Chiefs’ fan. Now living in Dallas, she enjoys finding new ways to stay active, traveling with friends and family, and checking off restaurants on her bucket list. - Published: 2025-07-15 - Modified: 2025-07-16 - URL: https://versantcm.com/q2-2025-portfolio-overview/ Q2 2025 Portfolio Overview July 15, 2025In the second quarter of 2025, client portfolios experienced notable growth, despite heightened volatility and uncertainty due to tariffs. The global stock market rose meaningfully, and fixed income returns were positive except for long-term Treasuries and long-term municipal bonds. Inflation-sensitive investments were up modestly, while insurance-linked securities rebounded from the previous quarter.   Strategic Portfolio Contributors Private Credit continued to outperform the broader fixed income markets. Private credit interest rates remain competitive, with few signs of stress. International Equities outperformed U. S. equities. Our multi-factor funds outperformed market-cap-weighted funds in international markets. The U. S. market rebounded sharply from its first-quarter lows. Gold Miners and Gold Bullion gained 13. 45% and 5. 51%, respectively, driven by growing retail investor interest and continued central bank buying. Portfolio Detractors Long-term Treasuries and Municipal Bonds were down as interest rates rose. However, Treasuries still delivered a relatively strong year-to-date return of 3. 16%. Energy Stocks were down 5. 09%, amid concerns over potential oil supply disruptions stemming from Middle East tensions. When those disruptions failed to materialize, oil-related investments declined. Market Conditions and Global Landscape Geopolitical chaos that defined much of Q1 has eased for now. The potential for wider conflict involving Iran has shifted to backchannel negotiations. Meanwhile, the war in Ukraine grinds into its third year. A resolution of this conflict would, in our view, be the single most powerful market stimulus for Western countries. Domestically, the U. S economy remains strong. Unemployment is low,... - Published: 2025-05-29 - Modified: 2025-09-04 - URL: https://versantcm.com/careers/senior-executive-assistant/ To apply, please send a cover letter and resume to connected@versantcm. comWe’re Hiring: Senior Executive Assistant ? Location: Phoenix, AZ Ready to Elevate Your Impact? Are you a detail-driven professional with a gift for organization and communication? Do you excel at anticipating needs, managing priorities, and supporting teams with refinement, finesse, and discretion? At Versant Capital Management, we’re working to redefine the multi-family office experience, and we’re looking for an experienced Senior Executive Assistant to provide high-level support to firm leadership. If you are a problem-solver with strong communication skills and a drive to make things run smoothly, this role is for you. What We Do Versant is a multi-family office serving high-net-worth individuals and multi-generational families with a holistic approach. Our services go beyond wealth management and investment portfolio management — we integrate tax planning, estate and legacy planning, liquidity and exit planning, retirement planning, family governance and education, risk management, lifestyle/household concierge services, and more. What You’ll Do As Senior Executive Assistant, you’ll play a vital role in keeping office operations running smoothly, schedules on track, and communications flowing. You’ll be a trusted partner to C-Suite leadership, providing high-level administrative and project support that helps drive the firm’s success. Key Responsibilities Calendar ManagementOwn the scheduling process—coordinate meetings, appointments, and occasional travel for the Co-CEO to optimize productivity. Communication & CorrespondenceManage email and phone communications on behalf of the Co-CEO. Draft professional correspondence, prepare presentations, and organize reports. Meeting SupportPrepare materials and agendas for meetings. Attend select meetings, take... - Published: 2025-04-25 - Modified: 2025-09-03 - URL: https://versantcm.com/team/brittyn-brender-managing-director/ linkedinBrittyn Brender PressBrittyn Russell Brender, J. D. , CFP®, CPWA® Managing Director Brittyn Russell Brender, J. D. , CFP®, CPWA®, is Managing Director at Versant Capital Management, where she serves as an advisor to wealthy families, leading the delivery of the firm’s family office and wealth management services. With a focus on building long-term relationships, she provides strategic guidance across financial, estate, and legacy planning. As an attorney with specialized training in estate planning and probate, Brittyn combines legal knowledge with financial expertise to help families achieve their goals and transfer wealth across generations. Brittyn began her career as a Financial Analyst at The Ayco Company, a Goldman Sachs subsidiary, before joining Tolleson Wealth Management in 2006. There, she advanced to Managing Director, advising families through complex financial decisions and leading a team of wealth advisors dedicated to client success. She played a key role in the development of Tolleson Private Bank’s Trust Department, ultimately leading the Private Trust Group as Senior Vice President. Additionally, she served as Senior Vice President at Argent Trust Company, where she was the primary relationship contact for client families. Brittyn earned a Bachelor of Business Administration in Economics from Baylor University and a Juris Doctor from Baylor Law School, with a concentration in estate planning and probate. In addition, she is a CERTIFIED FINANCIAL PLANNER™ and a Certified Private Wealth Advisor. Brittyn lives in Fort Worth with her husband and two children. She is involved in her community, serving on the board and executive... - Published: 2025-02-18 - Modified: 2026-04-16 - URL: https://versantcm.com/team/denise-molina-client-service-associate/ Follow Denise Molina Client Operations Associate Denise Molina is a Client Operations Associate, helping to manage the firm’s client account setup and maintenance, overseeing transactions and activity, and supporting portfolio and investment strategies. Her role includes handling client, custodian, and firm paperwork, facilitating asset transfers, preparing reports, and ensuring the smooth execution of client and firm tasks. Before joining Versant, Denise worked at Charles Schwab in Client Services, where she provided advisors assistance on new account setup, transaction status, money movement, account transfers, and other maintenance processes. Denise earned a Bachelor of Science in Accounting from Grand Canyon University and an Associates degree in Business at South Mountain Community College. She enjoys staying active by working out and playing volleyball with her children. Passionate about giving back, she dedicates her time to volunteering at her church, Midwest Food Bank, and Feed My Starving Children. - Published: 2025-02-03 - Modified: 2025-07-16 - URL: https://versantcm.com/jennifer-kirksey-press/ Jennifer Kirksey Press jQuery(window). on('load',function { bdp_get_famous_height_41; }); jQuery(document). ready(function { bdp_get_famous_height_41; }); function bdp_get_famous_height_41 { var famous_content_heights = jQuery(". layout_id_41 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_41 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } Jennifer Kirksey Named Chief Operating Officer at Versant Capital Management - Published: 2025-02-02 - Modified: 2025-07-16 - URL: https://versantcm.com/tom-connelly-press/ Tom Connelly Press jQuery(window). on('load',function { bdp_get_famous_height_40; }); jQuery(document). ready(function { bdp_get_famous_height_40; }); function bdp_get_famous_height_40 { var famous_content_heights = jQuery(". layout_id_40 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_40 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } Thomas Connelly Appointed to Arizona Community Foundation Investment Committee Tom & Shauna Connelly Honored with “Guiding Star Award” by the National Kidney Foundation of Arizona - Published: 2025-02-02 - Modified: 2025-07-16 - URL: https://versantcm.com/royce-ramey-press/ Royce Ramey Press jQuery(window). on('load',function { bdp_get_famous_height_37; }); jQuery(document). ready(function { bdp_get_famous_height_37; }); function bdp_get_famous_height_37 { var famous_content_heights = jQuery(". layout_id_37 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_37 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } Royce Ramey and Versant Capital Management Recognized as Innovator-of-the-Year in Banking & Finance by D CEO Co-CEO Royce Ramey Named to D CEO Dallas 500 - Published: 2025-02-02 - Modified: 2025-07-16 - URL: https://versantcm.com/royce-ramey-articles-copy/ Kenneth Chavis IV Press jQuery(window). on('load',function { bdp_get_famous_height_38; }); jQuery(document). ready(function { bdp_get_famous_height_38; }); function bdp_get_famous_height_38 { var famous_content_heights = jQuery(". layout_id_38 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_38 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } Kenneth Chavis IV appointed to the Forbes Advisor Investing and Retirement Advisory Board - Published: 2025-02-02 - Modified: 2026-07-27 - URL: https://versantcm.com/team/jennifer-kirksey/ Follow Jennifer Kirksey Press Jennifer Kirksey Chief Operating Officer Jennifer Kirksey leads operational strategy, technology integration, human resources, and client service efficiencies at Versant Capital Management, helping to ensure the firm’s continued growth and enhanced offerings for high- and ultra-high-net-worth families. With over two decades of experience in wealth management, Jennifer brings deep expertise in operational leadership. Before joining Versant, she served as Deputy Chief Operating Officer at Tolleson Wealth Management, overseeing Client Operations, Reporting, and Client Bookkeeping. Her leadership extended across client reporting, investment partnership activity, custody, bill payment, bookkeeping, and cash flow statement preparation. She was also a key contributor to Tolleson’s Executive Committee, Trust Committee, Risk Committee, and SEC Compliance Committee, shaping firm strategy and governance. A recognized thought leader in the industry, Jennifer has been a featured speaker at the Pershing BNY Mellon Conference, SS&C Conference, and ThinkAdvisor Webcast, sharing insights on wealth management strategies for ultra-high-net-worth clients and the role of technology in delivering personalization at scale. She has earned industry accolades, including the Family Wealth Report’s Women in Wealth Technology award (2022), recognition as one of F2 Strategy’s Top Women in Wealth Tech (2024), the Dallas Business Journal Women in Business Award (2026), and recognition by the Wealth Management Industry Awards as a 2026 honoree in the Individual RIA Firm Leaders, Chief Operations Officer category. Jennifer holds a Bachelor of Business Administration in Finance and an MBA from Southern Methodist University. She serves on the boards of YPO Mustang Dallas and the Experience Innovation... - Published: 2025-01-29 - Modified: 2025-07-16 - URL: https://versantcm.com/financial-habits-copy/ Financial Habits jQuery(window). on('load',function { bdp_get_famous_height_13; }); jQuery(document). ready(function { bdp_get_famous_height_13; }); function bdp_get_famous_height_13 { var famous_content_heights = jQuery(". layout_id_13 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_13 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } How to Help Protect Yourself Against Identity Theft - Published: 2024-10-16 - Modified: 2025-09-03 - URL: https://versantcm.com/team/will-moore-cfp-wealth-advisor/ linkedinWill Moore, CFP® Wealth Advisor, Dallas Will Moore serves as a Wealth Advisor, acting as a primary advisor to client families and delivering a full spectrum of services tailored to their financial well-being. He crafts strategies that help clients achieve their goals while confidently navigating life’s financial complexities. Will began his finance career at Simmons Bank on the secondary mortgage banking team, managing the mortgage pipeline by selling loans and maintaining hedge positions. Later joining Tolleson Wealth Management, he progressed from Analyst to Senior Analyst, where he supported lead advisors by preparing comprehensive financial analyses on investments, estate planning, tax planning, debt management, and insurance. Will graduated from Southern Methodist University, where he earned a Bachelor of Business Administration in Finance and served for three years as a placekicker on the football team. He is also a CERTIFIED FINANCIAL PLANNER® professional. Will lives in Dallas with his wife and their dog, Ellie, and enjoys long-distance running and cheering on the SMU Mustangs. - Published: 2024-10-16 - Modified: 2026-04-16 - URL: https://versantcm.com/team/joel-zimmerman-wealth-associate-x/ Follow Joel Zimmerman Wealth Associate, Dallas Joel Zimmerman is a Wealth Associate at Versant Capital Management, where he provides support to Wealth Advisors through in-depth financial analyses across various wealth management areas. He focuses on creating customized strategies and thorough assessments designed to help clients and their families optimize their financial portfolios and reach their long-term goals. Joel began his career in the family office industry as an intern at Versant, following his graduation from the University of Alabama with a Bachelor of Business Administration in Finance and Economics. He lives in Dallas with his fiancée and their miniature dachshund, Frank, and in his free time, Joel enjoys spending time with friends and family. - Published: 2024-10-16 - Modified: 2026-04-16 - URL: https://versantcm.com/team/savannah-fakhoury-executive-assistant-marketing-coordinator/ Follow Savannah Fakhoury Executive Assistant & Marketing Coordinator, Dallas Savannah Fakhoury is an Executive Assistant and the firm’s Marketing Coordinator, supporting the Managing Director and Marketing Manager while ensuring efficient coordination across departments, clients, and vendors. With five years of marketing experience, she worked at D Magazine and Tolleson Wealth Management before joining Versant. Originally from California, Savannah graduated from Texas Christian University with a Bachelor of Science in Communication Studies. Now living in Dallas, she enjoys traveling, trying new restaurants, and spending time with friends and family. . - Published: 2024-10-16 - Modified: 2026-03-24 - URL: https://versantcm.com/team/gena-aduddell-senior-executive-assistant/ Follow Gena Aduddell Senior Executive Assistant to the Co-CEO Royce Ramey, Dallas Gena Aduddell is the Senior Executive Assistant to co-CEO Royce Ramey, providing proactive, comprehensive support to ensure the executive office runs smoothly while facilitating seamless coordination among departments, clients, and vendors. With over 30 years of experience in administrative support and human resources, Gena began her career with T. Boone Pickens at Mesa Limited Partnership in Amarillo, later relocating to Dallas with the company. She spent several years in human resources at Bank of America before returning to serve as an Executive Assistant for T. Boone Pickens, CEO of BP Capital, for 20 years. Gena joined Versant Capital Management in 2024, building on her previous collaboration with Royce Ramey at Tolleson Wealth Management. Born and raised in Texas, Gena holds a Bachelor of Business Administration from West Texas A&M University. She lives in Dallas with her husband, Gene, and enjoys spending time with their adult children and grandchildren. - Published: 2024-07-13 - Modified: 2025-09-03 - URL: https://versantcm.com/how-we-work/lifestyle-concierge-and-specialty-areas/   Lifestyle Concierge & Specialty AreasYour most precious resource is your time. Working with our boutique multi-family office to navigate your lifelong financial journey can provide the freedom to truly enjoy the life you envision. Trustee Services Bill Pay and Bookkeeping Private Aviation Advisory Board Service Financial & Lifestyle Wellbeing Marital Financial Planning College Planning Medical Concierge Services Household Management - Published: 2024-07-13 - Modified: 2025-09-03 - URL: https://versantcm.com/how-we-work/risk-management/ Risk ManagementYou've dedicated a lifetime to accumulating wealth and planning for your family's financial security. To protect your assets and align them with your financial objectives, we provide access to asset protection strategies, specialized insurance expertise, and coverage choices to help you protect what's important today and as your needs change. Our insurance partners collaborate with you and your advisor to seamlessly incorporate insurance solutions into your overall wealth plan. Asset Protection Strategies Property and Casualty Insurance Review and Coordination Employment Practices Liability Coverage Fiduciary Liability Coverage Long Term Care Planning Life Insurance Disability Planning - Published: 2024-07-12 - Modified: 2025-09-03 - URL: https://versantcm.com/how-we-work/family-governance-and-education/ Family Governance & EducationThe creation of a family governance structure can provide a road map for families that desire to include future generations in family planning and transition family values from one generation to another. Building upon your family’s strengths can improve the probability that the next generation is well prepared to steward the family wealth. Part of our service to your family is preparing your heirs for future roles by explaining what wealth means to you, how the wealth was created, and what visions you have for the stewardship of your legacy, including:   Mission, Vision, and Values Development Family Charters and Constitutions Family Governance Structures Financial Education Private Foundations and Donor Advised Funds Philanthropic Planning Financial Wellness Guidance Foundational Knowledge of Emotional Intelligence Building and Enhancing Trust Group Decision-making Groundwork Creating Stewardship Success Understanding both the privilege and responsibility of wealth ownership Knowledge about relevant topics to a family business Willingness to limit short-term personal gain for the long-term interest of others Desire to contribute to family cohesiveness Professional Coaching We help families consider several types of assessments to determine whether family members have the traits needed to succeed and work with qualified coaches and consultants to help close those gaps. A willingness to instill core shared family values, provide relevant education opportunities, and be transparent about expectations is key to preparing family members for responsible stewardship. Family Philanthropy Transferring your values to younger generations through philanthropy is a powerful way to enhance your charitable footprint and extend... - Published: 2024-07-12 - Modified: 2025-09-03 - URL: https://versantcm.com/how-we-work/retirement-planning/ Retirement PlanningCrafting a sound retirement plan is pivotal in ensuring financial security. Once you've established your financial objectives, the next step in retirement planning is defining your investment time horizon, or how long your assets need to sustain you. Most people think this time horizon aligns with life expectancy, but there are other considerations. If you're married or in a long-term relationship, it's important to factor in your partner's time horizon, especially if they are younger or expected to have a longer lifespan. You may want to pass on all or some of your wealth to future generations, which requires accounting for the time horizons of children or grandchildren. Every client’s retirement scenario is unique and requires a well-developed plan just for them and their family that may include:   Investment portfolio withdrawal strategies Roth IRA conversion strategy When to claim Social Security Pension payment types Transferring and/or consolidating investment accounts Reallocating investment portfolios Determining health insurance options Establishing a cash flow plan Amending insurance coverage Updating estate documents and beneficiary forms Changing income tax withholding elections Charitable gifting strategies - Published: 2024-07-12 - Modified: 2025-09-03 - URL: https://versantcm.com/how-we-work/liquidty-and-exit-planning/ Liquidity & Exit PlanningYou're fortunate to have experienced or been on the brink of a life-changing liquidity event. How do you make the most of it? We help families pre-plan these events through income tax, estate tax, and cash flow planning. We understand that transitioning to an environment where you now largely live off your hard-earned assets can bring many questions and fears. We're here to help guide you in managing your wealth wisely, helping you avoid common pitfalls, and capitalize on sound opportunities to help you navigate this transition with control and enjoyment to the fullest. - Published: 2024-07-12 - Modified: 2025-09-03 - URL: https://versantcm.com/how-we-work/estate-and-legacy-planning/ Estate & Legacy PlanningEstate planning is more than just wills and trusts. Estate planning requires proactive planning, implementation, and execution to ensure the best-drafted plan can be carried out according to your intentions. We conduct regular and ongoing reviews of your estate plan and remain vigilant regarding regulatory changes, emerging opportunities, and other developments that may require adjustments to your plan. We collaborate with your estate planning attorneys to address any unique considerations. We draw on our years of experience working with families to carry out their estate plans to help you navigate the realities of what future generations will experience. We’ve guided many second—and third-generation recipients as they manage their inheritances, whether in trusts or as direct beneficiaries with varying degrees of control. We offer comprehensive services to help siblings navigate this complex landscape. We'll show you how to avoid common pitfalls and upgrade your support network. Your financial well-being and long-term stability are our priorities. - Published: 2024-07-12 - Modified: 2025-09-03 - URL: https://versantcm.com/how-we-work/income-tax-planning/ Income Tax PlanningTax planning plays a crucial role in optimizing and managing your wealth. Effective wealth management necessitates a financial plan that considers strategies to grow your assets, help minimize long-term tax expenses, and address current and future tax obligations. Individual Income Tax Planning Trusts and Beneficiary Income Tax Planning Entity Structuring Tax-aware Investment Strategies Charitable Gifting Strategies Estate Tax Minimization Strategies Coordination and Review of Tax Return Preparation Consolidation and Organization of Income Tax Documentation for Tax Return - Published: 2024-07-12 - Modified: 2025-10-07 - URL: https://versantcm.com/services/wealth-managent/ Wealth Management Investment Portfolio Management | Alternative Investments | Wealth Management | Income Tax Planning | Estate & Legacy Planning | Liquidity & Exit Planning | Retirement Planning | Family Governance & Education | Risk Management | Lifestyle Concierge & Specialty Areas Real wealth management is a process, not a collection of investment products. It’s the foundation for your entire financial life. It connects all aspects of your financial plan – investment management, income tax planning, estate planning, charitable planning, and much more – to help you reach your long-term financial and life goals and financial well-being. We aren’t here just to help you manage what you already have. We bring new ideas to help protect and grow your wealth. Versant Capital Management provides conflict-free financial advice grounded in objective research, integrity, and a commitment to service beyond expectation. Your Wealth Plan The starting point of our ongoing service is creating your wealth plan, which is the roadmap for future decision-making. As life happens, financial markets vary, and tax legislation changes, your wealth plan will evolve. Each family we work with is in a different phase of their financial journey. Whether you’re seeking Dallas wealth management services or Phoenix wealth management services, we curate a set of offerings based on your specific needs. With our ongoing planning and investment management service, we’re there to be your trusted partner to help you make the necessary decisions along the way.   We bring internal and external experts together to provide a seamless,... - Published: 2024-07-12 - Modified: 2025-09-03 - URL: https://versantcm.com/how-we-work/alternative-investments/ Alternative InvestmentsAlternative investments, such as co-investment opportunities, private equity, private credit, private real estate, reinsurance, and venture capital, can add diversification to a portfolio and potentially earn a premium to the public markets. We consistently look for niche opportunities with attractive future expected returns and low correlations with other parts of the portfolio. We believe these opportunities come in all shapes and sizes, and we look to utilize all alternative structures, from evergreen vehicles to the traditional drawdown structure. - Published: 2024-04-10 - Modified: 2026-06-10 - URL: https://versantcm.com/team/nick-hayes/ Follow Nick Hayes Wealth Associate, Phoenix Nick Hayes is a Wealth Associate, supporting the Wealth Advisors through in-depth financial analyses across various wealth management areas. He helps create customized strategies and thorough assessments designed to help individuals and their families optimize their financial portfolios and reach their long-term goals. Nick joined the firm in 2023 after earning a “Versant Scholars” scholarship at the W. P. Carey School of Business at Arizona State University, followed by an internship that provided hands-on experience for a seamless transition to his current role as Wealth Associate. Prior to his financial career, Nick served as an Infantry Team Leader in the United States Marine Corps at Camp Pendleton. Originally from Newark, Ohio, he earned a Bachelor of Arts in Financial Planning from Arizona State University and is a candidate for the CERTIFIED FINANCIAL PLANNER® designation. In his free time, Nick enjoys hiking, rock climbing, fishing, and spending time outdoors. - Published: 2024-03-24 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/guides/ Guides jQuery(window). on('load',function { bdp_get_famous_height_33; }); jQuery(document). ready(function { bdp_get_famous_height_33; }); function bdp_get_famous_height_33 { var famous_content_heights = jQuery(". layout_id_33 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_33 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } Congratulations, you’re turning 65! Reference Guide: 2024 Key Financial Data 2023 Arizona Tax Credits Guide 2023 Arizona Individual Tax Credits Search for: RESOURCESWebsites, calculators, and links to help you with financial planning. TOPICSEstate Planning Elizabeth Shabaker Press Financial Well-Being Insurance Investing Kids & Money Markets Millennials Philanthropy Saving Money Seniors Taxes Women RECENT POSTS Versant Capital Management Ranked Among 2025’s 50 Fastest Growing RIAs by Financial Advisor Magazine What the New Tax Legislation Could Mean for You Brittyn Brender Named Managing Director at Versant Capital Management in New Role Versant Capital Management Recognized as a Top Wealth Management Firm in North Texas - Published: 2024-03-23 - Modified: 2025-09-03 - URL: https://versantcm.com/how-we-work/investment-portfolio-management/ Investment Portfolio ManagementThe Versant investment process is done in partnership with an informed, educated, and engaged client. All parties’ economic and emotional interests are aligned toward accomplishing your goals and objectives. We operate in mutual trust and respect, where constructive questioning and creative thinking are encouraged. Feedback to you is transparent and available on a timely basis. What We OfferPersonalized Custom Portfolio Allocation Alternative Investment Strategies Access Unique and Niche Investment Opportunities Tax-Efficient Low Cost Investing Broad Asset Class Diversification Customized Asset Location Strategies Global Investment Performance Reporting Portfolio Rebalancing & Tax ManagementOur Core Investment Beliefs Investment decisions should be based on theoretical foundations and applied through processes and judgment, not speculation. The investment opportunity set is global and changes over time. Traditional active management in the public markets does not work in the long run, especially after fees and taxes. Minimizing market frictions, including transaction costs, management costs, administrative and custody costs, and taxes, can provide higher net returns to clients. Broad diversification of asset classes can increase compound returns. Controlling investor behavior is critical for successful long term investment performance. > Discover why clients choose Versant: unbiased advice, no commissions, and a commitment to always act in your best interest. - Published: 2024-03-17 - Modified: 2025-07-16 - URL: https://versantcm.com/why-choose-us/ Why Choose Versant   We put your interests first. We are only compensated by you. We do not cross-sell services or have investment products for which we receive additional compensation. This structure allows us to remain steadfast in our original mission: Do what is in the client’s best interest. We are positioned to remain independent and committed to long term succession planning.   Versant Capital Management is 100% owned by our senior professionals. We’ve implemented management and ownership succession strategies to preserve our commitment to independence.  We provide you with the freedom to live your life.   We coordinate and advise on all activities related to our clients’ finances, including family office services, wealth management, integrated investment management, comprehensive reporting, tax planning, estate planning, family governance, risk management, and philanthropic support. The result? You’ll enjoy structure and simplicity in your life. Not only do we help families plan, we also implement and execute.   A successful wealth management plan is only as good as its implementation and ongoing execution. Our advisors are committed to ensuring any established plan is carried through and provide ongoing execution of that plan year in and year out. We don’t chase the “investment du jour. ”   In many cases, the investment media targets investors’ emotions through fear or the fear of missing out. Versant’s approach comes from our objective, long term outlook, macro inefficiencies, and time-tested, empirical research. We are aligned with your interest.   Our advisors invest in the same investments they recommend... - Published: 2024-03-17 - Modified: 2025-09-03 - URL: https://versantcm.com/services/ Dedicated team support and objective advice for every aspect of your financial life and beyond. Investment Portfolio Management LEARN MORE Alternative Investments LEARN MORE Wealth Management LEARN MORE Income Tax Planning LEARN MORE Estate & Legacy Planning LEARN MORE Liquidity & Exit Planning LEARN MORE Retirement Planning LEARN MORE Family Governance & Education LEARN MORE Risk Management LEARN MORE Lifestyle Concierge & Specialty Areas LEARN MORE - Published: 2024-03-11 - Modified: 2026-07-20 - URL: https://versantcm.com/careers/ Career Opportunities Current Career Opportunities Client Operations Associate Senior Wealth Associate Ready to Elevate Your Career? Are you a high performer in the family office or wealth management space, looking for more than just a job? Do you thrive in a fast-paced, client-focused environment where your expertise and leadership truly make an impact? At Versant Capital Management, we’re working to redefine what it means to help deliver exceptional financial guidance, and we’re looking for talented professionals who want to be part of something bigger. What We Do Versant is a multi-family office serving high-net-worth individuals and multi-generational families with a holistic approach. Our services go beyond wealth management and investment portfolio management—we integrate tax planning, estate and legacy planning, liquidity and exit planning, retirement planning, family governance and education, risk management, lifestyle/household concierge services, and more. If you're passionate about working with dynamic clients, solving complex challenges, and driving meaningful change, this is the place for you. Join our community! OUR STORY - Published: 2023-10-10 - Modified: 2025-11-20 - URL: https://versantcm.com/careers/senior-wealth-advisor/ DOWNLOAD PDF To apply, please send a cover letter and resume to connected@versantcm. com We’re Hiring: Senior Wealth Advisor Ready to Elevate Your Career? Are you a high performer in the family office or wealth management space, looking for more than just a job? Do you thrive in a fast-paced, client-focused environment where your expertise and leadership truly make an impact? At Versant Capital Management, we’re working to redefine what it means to help deliver exceptional financial guidance, and we’re looking for talented professionals who want to be part of something bigger. What We Do Versant is a multi-family office serving high-net-worth individuals and multi-generational families with a holistic approach. Our services go beyond wealth management and investment portfolio management—we integrate tax planning, estate and legacy planning, liquidity and exit planning, retirement planning, family governance and education, risk management, lifestyle/household concierge services, and more. Senior Wealth Advisors play a central advisory role—guiding families through complex decisions, coordinating with internal and external professionals, and delivering strategic, relationship-driven support across all facets of their financial lives. What You’ll Do As a Senior Wealth Advisor, you’ll serve as the primary relationship lead for client families, responsible for delivering high-touch service and comprehensive, thoughtful financial guidance. Key Responsibilities Develop and manage multi-generational client relationships with ongoing, proactive communication Coordinate, oversee, and remain accountable for all family office and wealth management service offerings Lead and collaborate with each client’s team of external professionals, including attorneys and CPAs Meet with clients and prospects—often alongside attorneys, CPAs,... - Published: 2023-08-02 - Modified: 2026-07-27 - URL: https://versantcm.com/team/kenneth-chavis/ Follow Kenneth Chavis IV Press Kenneth Chavis IV, CFP® Senior Wealth Advisor, Phoenix Kenneth Chavis IV is a Senior Wealth Advisor, serving as the primary advisor for client families and leading the delivery of a suite of wealth management and family office services. Kenneth implements an integrated approach centered around investment, tax, and estate planning strategies to help support a lasting financial impact for families. Kenneth leads internal client teams and collaborates with internal and external professionals to implement strategies and plays a role in mentoring staff, supporting professional development, and business growth initiatives. Before joining Versant, Kenneth was a Senior Wealth Manager at LourdMurray, a wealth advisory team serving clients in entertainment and professional sports in Los Angeles. Prior to that, Kenneth served families as a Financial Advisor at Empirical Wealth Management, a boutique multi-family office RIA founded in the Pacific Northwest with a focus on tax-efficient wealth transfer planning. During his time at Empirical, Kenneth provided integrated advice to client families and led the delivery of a suite of family office services to affluent families, business owners, and executives. Originally from Honolulu, Hawaii, Kenneth graduated summa cum laude from Hawaii Pacific University with a Bachelor of Science in Business Economics and earned a Certificate in Financial Planning from Boston University. Kenneth is a CERTIFIED FINANCIAL PLANNER® professional. Kenneth was an Advisory Board Member of the Forbes Advisor Investing and Retirement Advisory Board in 2024. He received the Young Professionals Award from the Family Wealth Alliance in 2024, and... - Published: 2023-07-26 - Modified: 2025-09-03 - URL: https://versantcm.com/careers/senior-wealth-associate/ To apply, please send a cover letter and resume to connected@versantcm. com We’re Hiring: Senior Wealth Associate & Wealth Associate Location: Phoenix, AZ Ready to Elevate Your Career? Are you a high performer in the family office or wealth management space, looking for more than just a job? Do you thrive in a fast-paced, client-focused environment where your expertise and leadership truly make an impact? At Versant Capital Management, we’re working to redefine what it means to help deliver exceptional financial guidance, and we’re looking for talented professionals who want to be part of something bigger. What We Do Versant is a multi-family office serving high-net-worth individuals and multi-generational families witha holistic approach. Our services go beyond wealth management and investment portfolio management—we integrate tax planning, estate and legacy planning, liquidity and exit planning, retirement planning, family governance and education, risk management, lifestyle/household concierge services, and more. If you're passionate about working with dynamic clients, solving complex challenges, and driving meaningfulchange, this is the place for you.   What You’ll Do As a Senior Wealth Associate (or Wealth Associate, depending on experience), you’ll play a pivotal role in supporting our advisors and clients. You’ll provide technical expertise, client relationship management, and strategic insights to ensure a high level of service. Key Responsibilities Support the Senior Wealth Advisors and Wealth Advisors to help deliver exceptional client service and advice. Serve as a key point of contact for clients and their external advisors, ensuring smooth, professionalcoordination and communication. Gather and analyze client... - Published: 2023-07-21 - Modified: 2026-07-27 - URL: https://versantcm.com/team/estelle-yedynak/ Follow Estelle Yedynak-Rubenstein Senior Client Service Associate, Phoenix Estelle Yedynak-Rubenstein is a Senior Client Service Associate at Versant Capital Management, where she plays a vital role in supporting Wealth Advisors by conducting detailed financial analyses across various wealth management areas. Her work focuses on creating customized strategies and thorough assessments designed to help individuals and their families optimize their financial portfolios and reach their long-term goals. Before joining Versant, Estelle was a Private Wealth Manager at Curran Wealth Management in Albany, New York. In this role, she conducted comprehensive client reviews, assessed investment performance, retirement funding, insurance needs, estate planning, and education funding strategies. She previously worked as a Foundational Counseling Analyst at Goldman Sachs. Originally from New York, Estelle earned a Bachelor of Science in Health Care Management with a minor in Business Administration and Legal Studies from Ithaca College. A standout athlete, she competed nationally in the high jump as captain of the Varsity Women’s Track and Field Team, ranking 10th in the nation. Now living in Phoenix with her husband, Estelle enjoys exploring the city’s culinary scene, attending local concerts, and spending time with their golden retriever, Moose. - Published: 2023-07-12 - Modified: 2025-12-29 - URL: https://versantcm.com/team/royce-ramey/ Follow Royce Ramey Press Royce Ramey, CFA® Co-Chief Executive Officer, Chief Investment Officer Royce Ramey, CFA®, is the Co-Chief Executive Officer and Chief Investment Officer of Versant Capital Management, where he drives the firm’s long-term vision, strategic planning, organizational leadership, and investment oversight. He collaborates with Versant’s Wealth Advisors to deliver comprehensive family office service, drawing on his expertise in investment management, portfolio construction, tax planning, wealth transfer strategies, trust and estates, and family governance. In addition to client services, Royce leads Versant’s initiatives in talent development, technology integration, service line optimization, and the professionalization of the firm’s holistic wealth management platform. Royce joined Versant in 2023, establishing the firm’s Dallas office. Previously, he served as Managing Director and Chief Experience Officer at Tolleson Wealth Management in Dallas, where he was the primary advisor for private wealth management clients. During his tenure, he contributed to the firm’s Executive, Investment, Trust, and other key oversight committees. Earlier in his career, he provided family office services to ultra-high-net-worth families at GenSpring Family Offices in Phoenix. Royce is also a sought-after speaker, having shared his expertise through keynote sessions and panel discussions on organizational development within multi-family offices. A graduate of Texas Tech University, Royce graduated summa cum laude with a Bachelor of Business Administration in Finance and a Master of Science in Finance. As a Chartered Financial Analyst® (CFA) charter holder, he is a member of the CFA Institute and its Dallas-Fort Worth Society. Royce is deeply engaged in his community, serving... - Published: 2023-04-19 - Modified: 2026-06-10 - URL: https://versantcm.com/team/caitlin-nogafsky/ Caitlin Nogafsky Senior Client Operations Associate, Phoenix Caitlin Nogafsky is a Senior Client Operations Associate at Versant Capital Management, managing client account setup and maintenance, overseeing transactions and activity, and supporting portfolio and investment strategies. Her role encompasses handling client, custodian, and firm documentation, facilitating asset transfers, preparing reports, and ensuring seamless execution of client- and firm-related tasks. Before joining Versant in 2023, Caitlin worked as a Senior Advisor Services Specialist at Charles Schwab in Phoenix, acting as the primary contact for financial firms and providing education on Schwab’s products, policies, and procedures. Prior to that, she was a Financial Service Assistant with Rehmann Financial in Michigan, supporting financial advisors with operations and client communications. Originally from Metro Detroit, Caitlin earned a Bachelor of Science in Political Science from Eastern Michigan University. Now based in Phoenix, she enjoys listening to historical podcasts and documentaries, reading, and paddleboarding on local lakes. Caitlin is a proud mom of two daughters and shares her home with a rescue pup and a tabby cat. - Published: 2022-12-14 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/ Insights Our original content and other news, thoughtfully curated to positively impact your financial wellbeing. Our Commentary jQuery(window). on('load',function { bdp_get_famous_height_30; }); jQuery(document). ready(function { bdp_get_famous_height_30; }); function bdp_get_famous_height_30 { var famous_content_heights = jQuery(". layout_id_30 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_30 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } What the New Tax Legislation Could Mean for You Estate Planning Basics I Just Sold My Business, Now What? The Foundations of Estate Planning Monthly Market Report: May 2024 Monthly Market Report: April 2024 Load More Financial News Search for: RESOURCESWebsites, calculators, and links to help you with financial planning. TOPICSEstate Planning Elizabeth Shabaker Press Financial Well-Being Insurance Investing Kids & Money Markets Millennials Philanthropy Saving Money Seniors Taxes Women RECENT POSTS Versant Capital Management Ranked Among 2025’s 50 Fastest Growing RIAs by Financial Advisor Magazine What the New Tax Legislation Could Mean for You Brittyn Brender Named Managing Director at Versant Capital Management in New Role Versant Capital Management Recognized as a Top Wealth Management Firm in North Texas - Published: 2022-11-14 - Modified: 2025-09-03 - URL: https://versantcm.com/careers/senior-wealth-manager/ To apply, please send a cover letter and resume to connected@versantcm. comAre you interested in shaping the future of delivering financial advice? Are you adept at helping people solve complex challenges and supporting them through change? Do you want to be part of a team working toward a shared goal? Are you committed to professional development and personal success? Versant Senior Wealth Managers focus on a holistic suite of services that encompass all parts of a person’s financial well-being, including investment management and financial planning, accounting and tax consultingservices, retirement planning, next-generation education, philanthropic and legacy planning, and estate planning, among others. Versant Senior Wealth Managers are the primary managers of our client relationships. They formulate and implement advice and rely on technical specialists to develop recommendations within a given area of expertise. Senior Wealth Managers are expected to develop new client relationships and often work with, train, and supervise other staff in wealth management and client service delivery. Focus Areas ▪ Client relationship development and management, including ongoing and regular client contact and communications ▪ Wealth management, including managing client workflow and coordination of complete financial plan (analysis, estate planning, tax planning, retirement planning, risk management, portfolio management) ▪ Leading and collaborating with the client's team of outside experts ▪ Meet with clients/prospects, and potentially with attorneys and CPAs, or other relevant professionals to obtain information necessary to develop and complete a financial plan ▪ Develop the client's overall financial plan with alternatives and recommendations, and frame the plan... - Published: 2022-11-04 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/ Commentary jQuery(window). on('load',function { bdp_get_famous_height_31; }); jQuery(document). ready(function { bdp_get_famous_height_31; }); function bdp_get_famous_height_31 { var famous_content_heights = jQuery(". layout_id_31 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_31 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } What the New Tax Legislation Could Mean for You Estate Planning Basics I Just Sold My Business, Now What? The Foundations of Estate Planning 7 Ways to Maximize Charitable Giving in 2023 Tax & Financial Planning Do I Need a Wealth Advisor? Looking Ahead How to Help Protect Yourself Against Identity Theft Load More Search for: RESOURCESWebsites, calculators, and links to help you with financial planning. TOPICSEstate Planning Elizabeth Shabaker Press Financial Well-Being Insurance Investing Kids & Money Markets Millennials Philanthropy Saving Money Seniors Taxes Women RECENT POSTS Versant Capital Management Ranked Among 2025’s 50 Fastest Growing RIAs by Financial Advisor Magazine What the New Tax Legislation Could Mean for You Brittyn Brender Named Managing Director at Versant Capital Management in New Role Versant Capital Management Recognized as a Top Wealth Management Firm in North Texas - Published: 2022-06-09 - Modified: 2025-09-03 - URL: https://versantcm.com/team/grace-a-gaabucayan-jd-ctfa/ linkedinGrace A. Gaabucayan, JD, CTFA Senior Wealth Counselor At Versant Capital Management, I counsel clients and develop solutions for their individual and family financial situations. By drawing on my estate and tax planning background, I collaborate with our client teams to build strategies for the families we serve. In that process, I can help people understand why they’re making the decisions they make (behavioral finance) and align their financial strategies with life choices to help them achieve their financial goals. I was excited to join Versant Capital Management, a woman-led firm, as I am particularly interested in helping women gain financial empowerment and thrive. Before I joined Versant in 2022, I was a Wealth Advisor at First Western Trust and a Trust Advisor, then an Associate Wealth Strategist at Northern Trust. I created and implemented financial plans in those roles, led business development efforts, and supported the aspects of personal trust client relationships. As National Account Director at John Hancock in Boston, I helped increase the company’s market share within top client accounts, facilitated relationships across distribution channels, and developed training programs about life insurance solutions to estate and business plans. I earned a Juris Doctor specializing in Business Law and Financial Services from Suffolk University Law School in Boston and a Bachelor of Arts in History and Political Science from The College of the Holy Cross in Worcester, Massachusetts. I enjoy being active in both institutions’ alumni associations. Community involvement has always been important to me. I’m currently a... - Published: 2022-05-17 - Modified: 2025-09-03 - URL: https://versantcm.com/team/gina-guerrero-portfolio-associate/ linkedinGina Guerrero Portfolio Associate I joined the operations team at Versant Capital Management in 2022 as a portfolio associate. My more than 20+ years in the financial industry have led to vast experience with banking, mortgage lending, and wealth management services. I’ve learned a lot over the years, and there’s still so much more to know! I am curious and a helper by nature and those traits help me deliver outstanding experiences and services for our clients. As a portfolio associate, I am responsible for the set-up, quality control, and maintenance of client accounts, compilation and completion of client, custodian, and firm paperwork, and the review and maintenance of client transactions and activity. Along with others on the ops team, I take care of asset transfers, report preparation, and general support of portfolio and investment strategies. Before joining Versant Capital Management, I was in client services for locally registered investment advisory firms, including Integrated Wealth Management and United Capital Financial Advisors. Working at Charles Schwab for eight years prior to that, helped hone my client service and research skills. I enjoy communicating with people as well as building relationships. I find it rewarding to be a part of an organization that can help people reach their financial goals. Spending time with my son is my top priority. I can also be found attending festivals with family and friends, celebrating different cultures. Coming from a diverse background myself, I enjoy learning about people and what inspires them. - Published: 2022-05-17 - Modified: 2025-09-03 - URL: https://versantcm.com/team/sarah-szczublewski/ linkedinSarah Szczublewski CFP® Wealth Advisor, Phoenix Sarah Szczublewski is a Wealth Advisor, serving as a primary advisor to client families and providing a full spectrum of services tailored to their financial well-being. She specializes in crafting strategies to help clients achieve their goals while confidently navigating life’s financial complexities. Before joining Versant in 2022, Sarah was a Financial Planner and Investment Operations Specialist at Ronald Blue Trust in Tempe, Arizona. In this role, she developed personalized wealth strategies for high-net-worth clients and provided comprehensive financial planning services. Originally from Michigan, Sarah graduated from Michigan State University and is a CERTIFIED FINANCIAL PLANNER®. Outside of work, Sarah mentors children, particularly those in the foster care system, teaching them how physical activity can serve as a therapeutic and healthy coping tool. She enjoys staying active through soccer, hiking, and kayaking. - Published: 2022-03-09 - Modified: 2025-09-03 - URL: https://versantcm.com/team/kim-carvalho/ linkedinKim Carvalho Office Manager | Executive Assistant, Phoenix Kim Carvalho is the Phoenix Office Manager and is an Executive Assistant, where she oversees day-to-day operations to support clients, industry partners, and staff. She ensures the Phoenix office runs smoothly and facilitates seamless and efficient coordination across departments, clients, and vendors. Before joining Versant, Kim dedicated 20 years as the Deputy City Clerk and Deputy City Treasurer for the City of Del Rey Oaks, California. In these roles, she worked with city officials, residents, and external agencies, honing her organizational and administrative expertise. A northern California native, Kim earned an Associate of Science degree from Monterey Peninsula College. She moved to Arizona in 2018 to be near her daughter and family. In her free time, Kim enjoys crafting, watching classic movies and documentaries, and spending time with her daughter, son-in-law, and grandson. - Published: 2022-01-26 - Modified: 2025-09-03 - URL: https://versantcm.com/team/daniel-gallegos-receptionist/ linkedinDaniel Gallegos Receptionist I am Versant Capital Management’s receptionist and am often the first person you interact with when calling or visiting the firm. As the “gatekeeper,” I enjoy greeting clients and visitors, ensuring they get to where they need to go, have what they need, and are comfortable during their time with us. I take pride in assisting our clients and staff with a thoughtful demeanor. Supporting Versant’s administrative and wealth management teams, helping to maintain the office and its systems, and tackling any other tasks that may arise, can make for days that are rarely the same. I like that variety. A Phoenix resident, I am a graduate of CrestView Preparatory and am planning future studies in business administration. I love volunteering at Phoenix Children’s Hospital and the Arizona Farmer’s Market in West Phoenix. My faith and church are very important to me, which helps me be a caring a compassionate person. I look forward to helping you when you visit our office! - Published: 2021-11-09 - Modified: 2025-09-03 - URL: https://versantcm.com/team/matt-miller/ linkedinMatt Miller, CFP®, ChSNC® Wealth Counselor I believe that we are all products of our stories, and each one of us has one. A harrowing, near-death mountain climbing accident in 2002, while approaching the summit of Mexico’s Pico de Orizaba (the third-highest peak in North America), led me to a lengthy recovery process and reimagining the new world I found myself in. This life-changing experience led to my commitment to helping and inspiring others. It’s with that same level of commitment I bring to each day a love for every hour, an obsession with self-improvement, and a mandate to help others live happier and more impactful lives. My experience is that the better we understand ourselves, the easier we can make sense of others. I find great joy in helping my clients understand their financial situation, and their life stories. To me, being an effective wealth manager has a lot to do with the relationship itself. If you can understand people beyond their financial statements, realizing what keeps them up at night, as well as what’s important to them and their family and/or business, that’s half the battle. I began my career in Phoenix as a young advisor working for my father’s firm, then Miller-Russell and Associates. After getting my CERTIFIED FINANCIAL PLANNER (CFP®) designation a few years later, I was fortunate to land a job at Dimensional Fund Advisors (DFA), an investment firm located in Austin, TX. DFA takes independent academic research and applies it to the real investing... - Published: 2021-04-25 - Modified: 2026-04-16 - URL: https://versantcm.com/team/jose-perez-2/ Follow Jose Perez Client Operations Associate, Dallas Jose Perez is a Client Operations Associate, managing client account setup and maintenance, overseeing transactions and activity, and supporting portfolio and investment strategies. His role includes handling client, custodian, and firm paperwork, facilitating asset transfers, preparing reports, and ensuring the smooth execution of client and firm tasks. Before joining Versant, Jose worked at Charles Schwab as a Relationship Manager, where he provided advisors assistance on new account setup, transaction status, money movement, account transfers, and other maintenance processes. Originally from Perez Zeledon, Costa Rica, Jose now lives in Dallas with his wife and two sons. In his free time, he enjoys playing pickleball and spending time outdoors with family and friends. - Published: 2020-08-13 - Modified: 2026-08-06 - URL: https://versantcm.com/ Our Dallas office is temporarily closed for expansion and renovation. During this time, our team is continuing to serve clients without interruption, and all of our communication channels remain open. We look forward to welcoming clients and guests into our newly expanded office soon. Your most precious resource is your time. Working with our boutique multi-family office to navigate your lifelong financial journey can provide the freedom to truly enjoy the life you envision. LEARN MORE Your most precious resource is your time. Working with our boutique multi-family office to navigate your lifelong financial journey can provide the freedom to truly enjoy the life you envision. Our Dallas office is temporarily closed for expansion and renovation. During this time, our team is continuing to serve clients without interruption, and all of our communication channels remain open. We look forward to welcoming clients and guests into our newly expanded office soon. LEARN MORE We help multigenerational families, women experiencing life transitions, executives, entrepreneurs and business owners connect all facets of their financial lives to help them reach their life goals. Serving businesses, individuals, and families in Dallas, TX, and Phoenix, AZ, we offer everything from investment portfolio strategies and private wealth management to tax and estate planning, liquidity and exit planning, trust services, philanthropic planning, family governance, and lifestyle concierge services; we're here to provide comprehensive support for your unique situation. Big Picture Growing and preserving your asset values and preparing your next generation to be responsible wealth owners are the... - Published: 2020-07-07 - Modified: 2026-07-14 - URL: https://versantcm.com/contact/ Let's talk. Be in charge of your financial picture. SUBMIT Receive timely and valuable financial information from us and other experts. Your contact information will never be shared. SUBSCRIBE Helping people live the life they imagine, since 2004.   A simple conversation with one of our wealth advisors may help you sort out your needs and identify next steps. We’d be happy to confidentially talk with you. Just let us know when you’re ready, give us a call or email connected@versantcm. com. In-Person - Our Phoenix and Dallas locations have state-of-the-art meeting facilities for clients nationwide. Virtually - We can meet you virtually no matter where you live in the U. S. or are traveling. PHOENIX2394 E. Camelback Rd. Suite 100Phoenix, AZ 85016 T 602-635-3760 DALLAS3838 Oak Lawn Ave. Suite 900Dallas, TX 75219 T 972-634-0980 - Published: 2019-03-13 - Modified: 2025-09-03 - URL: https://versantcm.com/team/brittnie-hardy/ Brittnie Hardy, CFP®, ChFC® Senior Client Associate With 15+ years of experience in financial services, Brittnie brings experience and focus to our wealth management team. Prior to joining Versant in 2019 she was a client relationship consultant and life insurance and annuity specialist with TIAA, assisting financial advisors with the firm’s high net worth clients. In her role as a senior client associate, Brittnie helps our wealth counselors to effectively execute the wealth management process as well as providing deliverables for client meetings. Brittnie has a Bachelor of Arts in history with a minor in English from Brigham Young University, as well as an Associate of Arts in history from Ricks College. She is a CERTIFIED FINANCIAL PLANNER® and a Chartered Financial Consultant®. Brittnie volunteers at Fresh Start Women’s Foundation, helping guide women with education and resources to positively transform their lives. She enjoys traveling, reading, and trying new restaurants with her husband, and chasing her young son around. - Published: 2018-10-08 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/resources/ Resources Websites, calculators, and links to help you with financial planning. CREDIT REPORTING Credit Reporting Company’s - Notification of Death Equifax Experian Credit Report Transunion Credit Report   CREDIT CARDS Credit Cards – Find the right one Credit Card Payoff Calculator How to Build Credit How To Get a Good Credit Score Secured Credit Card Guide   EDUCATION The Ultimate College List Builder searches over 1,400 colleges. The CollegeBuddy shows 48 majors with the jobs that they lead to, and the salaries for those jobs. College Graduation Probability Program The CareerBuddy helps to show how a student's competencies should be applied to an education and career track. The College Admissions Probability provides you with the probability of being accepted to the colleges of your choice, and your expected family contribution. The ETC College Rankings Index ranks colleges on their ability to improve the earnings and employability of their students. College Business Plan will build a business plan with you, inclusive of the most relevant financial data. High School Counselors College Planner addresses the needs of college bound students. Search College Consultants provide information for preparing college applications, and identify ways to save money on tuition and fees. 2 Year College Calculator provides the salary outcomes from 2-year colleges. 529 Plan American College Testing College Board – Scholarship Search Money Management Guide for College Students Sallie Mae – Grants for College Saving for College College Savings Guide for Students and Parents Transitioning from College to Career: A Guide for New Grads... - Published: 2018-07-23 - Modified: 2025-07-16 - URL: https://versantcm.com/taxes/ Taxes jQuery(window). on('load',function { bdp_get_famous_height_24; }); jQuery(document). ready(function { bdp_get_famous_height_24; }); function bdp_get_famous_height_24 { var famous_content_heights = jQuery(". layout_id_24 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_24 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } 2022 Arizona Individual Tax Credits 2022 Year-End Tax and Financial Planning Guide Q3 2022 in Review Q2 2022 in Review Q1 2022 in Review The Conflict in Ukraine and Economic Outcomes The Current Housing Market Your 2022 Tax Information Guide Liz Shabaker Discusses Charitable Giving Tax Strategies Load More - Published: 2018-07-23 - Modified: 2025-07-16 - URL: https://versantcm.com/seniors/ Seniors jQuery(window). on('load',function { bdp_get_famous_height_22; }); jQuery(document). ready(function { bdp_get_famous_height_22; }); function bdp_get_famous_height_22 { var famous_content_heights = jQuery(". layout_id_22 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_22 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } ALERT! Donations to nonprofits that generate AZ tax credits no longer fully deductible after Monday Taxpayers with high incomes, complex returns How to plan for the next recession 2017 Tax Planning Opportunities Costco and the annuity problem COLLEGE PLANNING: WHY START NOW Seizing opportunties It started with a piggy bank Unsubscribe from Sales Emails Load More - Published: 2018-07-23 - Modified: 2025-07-16 - URL: https://versantcm.com/saving-money/ Saving Money jQuery(window). on('load',function { bdp_get_famous_height_22; }); jQuery(document). ready(function { bdp_get_famous_height_22; }); function bdp_get_famous_height_22 { var famous_content_heights = jQuery(". layout_id_22 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_22 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } ALERT! Donations to nonprofits that generate AZ tax credits no longer fully deductible after Monday Taxpayers with high incomes, complex returns How to plan for the next recession 2017 Tax Planning Opportunities Costco and the annuity problem COLLEGE PLANNING: WHY START NOW Seizing opportunties It started with a piggy bank Unsubscribe from Sales Emails Load More - Published: 2018-07-23 - Modified: 2025-07-16 - URL: https://versantcm.com/philanthropy/ Philanthropy jQuery(window). on('load',function { bdp_get_famous_height_20; }); jQuery(document). ready(function { bdp_get_famous_height_20; }); function bdp_get_famous_height_20 { var famous_content_heights = jQuery(". layout_id_20 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_20 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } 2018 Year-End Tax Planning Opportunities Ducks in a Row Versant Volunteers: Spotlight on Liz Shabaker Versant Volunteers: Spotlight on Erin Itkoe Versant Volunteers: Spotlight on Norm Miller Versant Volunteers: Spotlight on Brandon Yee Versant Volunteers: Spotlight on Ryan Krafczik It’s Hard To Believe that 2016 is Almost Over Arizona Legislature Raises the Qualifying Charitable & Qualifying Foster Tax Credits for 2016 Load More - Published: 2018-07-20 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/ Markets jQuery(window). on('load',function { bdp_get_famous_height_34; }); jQuery(document). ready(function { bdp_get_famous_height_34; }); function bdp_get_famous_height_34 { var famous_content_heights = jQuery(". layout_id_34 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_34 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } Monthly Market Report: May 2024 Monthly Market Report: April 2024 Monthly Market Report: March 2024 Monthly Market Report: January 2024 Monthly Market Report: December 2023 Monthly Market Report: October 2023 Monthly Market Report: September 2023 Monthly Market Report: July 2023 Monthly Market Report: June 2023 Load More Search for: RESOURCESWebsites, calculators, and links to help you with financial planning. TOPICSEstate Planning Elizabeth Shabaker Press Financial Well-Being Insurance Investing Kids & Money Markets Millennials Philanthropy Saving Money Seniors Taxes Women RECENT POSTS Versant Capital Management Ranked Among 2025’s 50 Fastest Growing RIAs by Financial Advisor Magazine What the New Tax Legislation Could Mean for You Brittyn Brender Named Managing Director at Versant Capital Management in New Role Versant Capital Management Recognized as a Top Wealth Management Firm in North Texas - Published: 2018-07-20 - Modified: 2025-07-16 - URL: https://versantcm.com/kids-money/ Kids & Money jQuery(window). on('load',function { bdp_get_famous_height_17; }); jQuery(document). ready(function { bdp_get_famous_height_17; }); function bdp_get_famous_height_17 { var famous_content_heights = jQuery(". layout_id_17 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_17 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } Acquiring Your First Credit Card More good than bad: Long-term planning and investing What I Learned About Family Loans from Watching Gilmore Girls COLLEGE PLANNING: WHY START NOW Seizing opportunties Wealth Management It started with a piggy bank Bulletproof your Family Business Tackling the Tuition Bill: Managing Higher Education Expenses Load More - Published: 2018-07-20 - Modified: 2025-07-16 - URL: https://versantcm.com/investing/ Investing jQuery(window). on('load',function { bdp_get_famous_height_16; }); jQuery(document). ready(function { bdp_get_famous_height_16; }); function bdp_get_famous_height_16 { var famous_content_heights = jQuery(". layout_id_16 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_16 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } Monthly Market Report: August 2021 Monthly Market Report: April 2021 Commodities get boost from rising inflation expectations Prepared Monthly Market Report: March 2021 Monthly Market Report: March 2021 Equity Markets Finish Quarter on Strong Note Prepared Monthly Market Report: February 2021 Monthly Market Report: February 2021 Interest Rate Volatility Rises Prepared by Brandon Yee, CFA, MONTHLY MARKET REPORT: JANUARY 2021 In the month of January, international developed stock markets fell by 1. 07%. The UK MONTHLY MARKET REPORT: DECEMBER 2020 In the month of December, international developed stock markets rose by 4. 55%. The UK MONTHLY MARKET REPORT: NOVEMBER 2020 In the month of November, international developed stock markets rose by 15. 34%. Europe ex Load More - Published: 2018-07-20 - Modified: 2025-07-16 - URL: https://versantcm.com/insurance/ Insurance jQuery(window). on('load',function { bdp_get_famous_height_15; }); jQuery(document). ready(function { bdp_get_famous_height_15; }); function bdp_get_famous_height_15 { var famous_content_heights = jQuery(". layout_id_15 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_15 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } The one thing that can blow up your retirement plan - Published: 2018-07-20 - Modified: 2025-07-16 - URL: https://versantcm.com/financial-well-being/ Financial Well-Being jQuery(window). on('load',function { bdp_get_famous_height_14; }); jQuery(document). ready(function { bdp_get_famous_height_14; }); function bdp_get_famous_height_14 { var famous_content_heights = jQuery(". layout_id_14 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_14 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } Celebrities – Estate Planning Mistakes We All Make Celebrities are no different from the rest of us. No one wants to talk Don’t go it alone Don’t go it alone Why working with a financial advisor is key to your The question that’s much more important than tax reform Questions about tax reform are on everyone’s minds recently, but there are even more How much money should you bet on the favorite? Randomness and luck affect your investments more than you think. How to make peace Ducks in a Row The age of retirement was on her horizon, but Penny first needed to figure Greed has a drinking problem Why you might be taking on more investment risk than you should Mitchell Barr, REAL ID: What happened at my appointment In an effort to beat the 2020 rush to the MVD, I decided to Flying and the REAL ID (aka Voluntary Travel ID) Lisa Greve, Marketing & Administrative Manager Have you noticed these signs at the airport? Passed Phoenix Financial Planning Phoenix Financial Planning George and Karen 69 and 65 years old Retired In their Load More - Published: 2018-07-20 - Modified: 2025-07-16 - URL: https://versantcm.com/elizabeth-shabaker-press/ Elizabeth Shabaker Press jQuery(window). on('load',function { bdp_get_famous_height_39; }); jQuery(document). ready(function { bdp_get_famous_height_39; }); function bdp_get_famous_height_39 { var famous_content_heights = jQuery(". layout_id_39 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_39 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } Elizabeth Shabaker Named an InvestmentNews Woman to Watch Elizabeth Shabaker Appointed as Chair of Internal Relations for Free Arts for Abused Children of Arizona Elizabeth Shabaker appointed to Arizona Community Foundation’s Professional Advisory Board Phoenix Financial Advisor Earns National Recognition for Philanthropy - Published: 2018-07-20 - Modified: 2025-07-16 - URL: https://versantcm.com/estate-planning/ Estate Planning jQuery(window). on('load',function { bdp_get_famous_height_35; }); jQuery(document). ready(function { bdp_get_famous_height_35; }); function bdp_get_famous_height_35 { var famous_content_heights = jQuery(". layout_id_35 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_35 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } What the New Tax Legislation Could Mean for You Estate Planning Basics I Just Sold My Business, Now What? Load More - Published: 2018-07-17 - Modified: 2025-09-04 - URL: https://versantcm.com/versant-video/ Versant Video   Disclosure Video presentations by Versant Capital Management, Inc. (“Versant) are intended for general information purposes only. No portion of a presentation serves as the receipt of, or as a substitute for, personalized investment advice from Versant or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion, or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Versant is neither a law firm nor an accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Versant is engaged, or continues to be engaged, to provide investment advisory services. A copy of Versant’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at www. versantcm. com. Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Company), will be profitable or equal any historical performance level(s). Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk,... - Published: 2018-07-17 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/news/ Versant in the News jQuery(window). on('load',function { bdp_get_famous_height_32; }); jQuery(document). ready(function { bdp_get_famous_height_32; }); function bdp_get_famous_height_32 { var famous_content_heights = jQuery(". layout_id_32 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_32 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } Versant Capital Management Ranked Among 2025’s 50 Fastest Growing RIAs by Financial Advisor Magazine Brittyn Brender Named Managing Director at Versant Capital Management in New Role Versant Capital Management Recognized as a Top Wealth Management Firm in North Texas Royce Ramey and Versant Capital Management Recognized as Innovator-of-the-Year in Banking & Finance by D CEO Jennifer Kirksey Named Chief Operating Officer at Versant Capital Management Co-CEO Royce Ramey Named to D CEO Dallas 500 Thomas Connelly Appointed to Arizona Community Foundation Investment Committee Versant Capital Management Named an Arizona Most Admired Company for 2024 Elizabeth Shabaker Named an InvestmentNews Woman to Watch Load More Search for: RESOURCESWebsites, calculators, and links to help you with financial planning. TOPICSEstate Planning Elizabeth Shabaker Press Financial Well-Being Insurance Investing Kids & Money Markets Millennials Philanthropy Saving Money Seniors Taxes Women RECENT POSTS Versant Capital Management Ranked Among 2025’s 50 Fastest Growing RIAs by Financial Advisor Magazine What the New Tax Legislation Could Mean for You Brittyn Brender Named Managing Director at Versant Capital Management in New Role Versant Capital Management Recognized as a Top Wealth Management Firm in North Texas - Published: 2018-07-17 - Modified: 2025-07-16 - URL: https://versantcm.com/monthly-market-report/ Monthly Market Report When you’re besieged by financial news on a daily basis, it’s difficult to separate noise from important changes in the markets. Our market reports highlight the returns of major equity and fixed income indexes to give you a better sense of how the report relates to your own investment portfolio.   jQuery(window). on('load',function { bdp_get_famous_height_34; }); jQuery(document). ready(function { bdp_get_famous_height_34; }); function bdp_get_famous_height_34 { var famous_content_heights = jQuery(". layout_id_34 . famous-grid . post-body-div"). map(function { return jQuery(this). height; }). get, famous_content_heights = Math. max. apply(null, famous_content_heights); jQuery('. layout_id_34 . bdp-row. famous'). each(function { var famous_total_height = famous_content_heights + 25; jQuery(this). find('. famous-grid'). height(famous_total_height); }); } Monthly Market Report: May 2024 Monthly Market Report: April 2024 Monthly Market Report: March 2024 Monthly Market Report: January 2024 Monthly Market Report: December 2023 Monthly Market Report: October 2023 Monthly Market Report: September 2023 Monthly Market Report: July 2023 Monthly Market Report: June 2023 Load More - Published: 2018-03-21 - Modified: 2025-09-03 - URL: https://versantcm.com/team/darcy-petett/ Darcy Petett Receptionist Darcy is the first person you encounter when you visit Versant Capital Management. She works alongside the firm’s executive assistant staff in all areas of administrative support. Though her organizational and multi-tasking skills ensure that our clients and staff are well-supported, it’s her positive and caring personality that makes her an exceptional receptionist. Darcy has more than thirty years of administrative support experience. She has worked for Boeing in the company’s commercial division, and Cello Bag Company, where she had an opportunity to lobby federal and state legislatures regarding solid waste source reduction. Darcy is a licensed aesthetician, a makeup artist, and a former model. She has two married children and seven active grandchildren. Darcy volunteers for causes that support children afflicted with mitochondrial diseases, and helps her grandson with his charitable endeavor, Sammy’s Toys for Phoenix Children’s Hospital. ” - Published: 2018-02-05 - Modified: 2025-09-03 - URL: https://versantcm.com/team/kathie-barnes/ Kathie Barnes, CFP®, MC Certified Financial Planner™ and Master of Counseling A Certified Financial Planner™ and Master of Counseling, Kathie Barnes is a seasoned veteran of the wealth management profession. She and her husband Stephen Barnes, CFA® CFP® founded Barnes Investment Advisory, Inc. in 1989, a Registered Investment Advisory (RIA), which successfully served clients for three decades. In 2017, Kathie transitioned with her clients to Versant Capital Management after Stephen suffered a serious illness. Kathie’s focus areas are on retirement planning, legacy planning, and financial literacy. She is a cheerleader for women and their money. She is the author of Feminine Finance™, a program dedicated to empowering women by increasing their financial awareness, skills, and confidence. Because of her expertise, Kathie has been involved in several media ventures. She was a writer for “The Women’s Investment Center," a website launched by CNBC, and was tapped by FOX 10 Phoenix to provide fifty weeks of financial advice on their morning news show, “Arizona Morning. ” She also was co-designer of a semester-long financial literacy program for Xavier College Preparatory, an all-girls school in Phoenix. Over the years, Kathie has taken leadership roles in multiple professional and community organizations. She is currently on the Conference Board of Pension and Health Benefits for the United Methodist Church. She is also an active member of the Central Arizona Estate Planning Council. , Valley Estate Planners, the Financial Planning Association of Greater Phoenix, and has led seven Dave Ramsey Financial Peace University courses with Stephen.... - Published: 2018-01-18 - Modified: 2025-09-03 - URL: https://versantcm.com/team/jake-heisler/ Jake Heisler Senior Client Associate In his role as Client Associate, Jake is responsible for managing and maintaining select client relationships, collaborating with the firm’s wealth counselors and research analysts to develop and deliver long-term financial planning to help clients build and preserve their wealth. In addition, Jake works with the client engagement teams, assisting with client meetings, conducting portfolio reviews, and helping clients with any questions or inquiries. Jake is particularly interested in helping people become more comfortable talking about their money because he knows that having frank discussions with your financial advisor can have a positive impact on your financial health. Before joining Versant Capital Management, Jake was a Portfolio Manager Assistant at Barnes Investment Advisory, having started there as an intern. He worked with clients as well as assisting the Portfolio Manager in daily tasks such as cash management and trading. Jake is originally from Lodi, California and moved to Phoenix to attend college. A graduate of Grand Canyon University, Jake received a Bachelor of Science degree in Finance and Economics in 2017. Jake and his wife Hannah live in Phoenix and enjoy going to concerts, exploring the Valley, and trying new restaurants in their free time. - Published: 2016-06-20 - Modified: 2026-06-09 - URL: https://versantcm.com/team/lisa-greve/ Follow Lisa Greve Marketing Manager, Phoenix Lisa Greve is the Marketing Manager at Versant Capital Management. She creates and oversees strategic initiatives to effectively communicate the firm’s mission and services. She also manages the firm’s overall communications, including content creation, advertising, public relations, website, social media, and general messaging. Before joining Versant, Lisa was the Executive Director of Bentley Gallery and Bentley Projects, contemporary art galleries in Scottsdale and Phoenix. She also worked as Director of Vanier Galleries in Scottsdale and Creative Director for Spectrum Photography & Digital Imaging in Phoenix. Lisa holds a B. A. and M. A. in Art from St. Cloud State University and an M. F. A. in Painting and Sculpture from the University of Wisconsin-Madison. Originally from Minnesota, Lisa spent over 25 years in Phoenix before relocating to Denver with her husband. She volunteers with FirstPlace AZ, a supportive housing community for adults with autism, where she curates the corporate collection with other arts professionals. In her free time, Lisa loves spending time with her grandchildren, golfing, and chasing her sheepadoodle, Tater Tot. - Published: 2015-10-15 - Modified: 2025-09-03 - URL: https://versantcm.com/team/john-mason/ John Mason Manager of Investment Technologies & Operations When most people discuss their hobbies, they usually bring up sports, music, or other pastimes. My professional passion is solving problems and helping people with technology. There are often viable answers, and we just need to do a little footwork to find a solution. I have been in the technology space since 1998, where my experience in information technology – particularly in infrastructure and applications – has proven to be an asset to Versant Capital Management. In my management position at the firm, I assist in technology support and leading-edge investment solutions. This positions Versant to provide quality service and allows Versant’s wealth counselors and investment professionals to spend time on what’s most important, you, the client. In 2018 I was awarded AZ Top Tech Awards’ “Community Hero Award” by the Phoenix Business Journal for my contribution to Arizona’s tech community. That was a special honor. I am originally from Southern California and spend my free time with my four great kids and grandson. - Published: 2015-07-06 - Modified: 2026-07-27 - URL: https://versantcm.com/team/tom-connelly/ Follow Two Minutes with Tom Tom Connelly Press Thomas Connelly, CFA®, CFP® Chairman Emeritus, Investment Committee Thomas Connelly, CFA®, CFP®, is Chairman Emeritus of the Investment Committee. The founder of Versant and the former Chief Investment Officer, he led investment policy and portfolio oversight. Known for his transparent, collaborative approach, Tom continues to help align the firm’s investment philosophy, as well as mentor the advisory staff. With over 40 years of experience, Tom earned a Geology degree from the University of St. Thomas, an MBA in Finance from Arizona State University, and a Master of Science in Financial Planning from the College for Financial Planning. Before launching Versant in 2004, he co-founded Keats, Connelly & Associates in 1990 and served as its President and Chief Investment Officer, managing wealth for high-net-worth individuals, families, and institutional clients. Tom has been recognized multiple times by Worth Magazine’s “Top Financial Advisors in the U. S. ” He is a sought-after speaker at professional conferences and has been featured in numerous financial publications. His leadership extends to the community, through board and investment committee service for organizations including the National Kidney Foundation of Arizona, the Arizona Community Foundation, and the W. P. Carey School of Business at Arizona State University. Tom was the inaugural member of the Financial Planning Degree Board at the W. P. Carey School of Business, where he continues to serve, and was named to the 2018 Arizona State University Sun Devil 100. Tom is currently serving his fourth appointment to... - Published: 2015-07-06 - Modified: 2026-07-27 - URL: https://versantcm.com/team/elizabeth-shabaker/ Follow PDF>> Liz Shabaker, Women of the C-Suite, AZ Business Magazine. Elizabeth Shabaker Press Elizabeth Shabaker, CFP® CDC Co-Chief Executive Officer, Chief Compliance Officer Elizabeth Shabaker, CFP®, CDC®, is the Co-Chief Executive Officer and Chief Compliance Officer of Versant Capital Management, where she leads the firm’s comprehensive family office services. She develops personalized strategies to help families manage and preserve their wealth, with expertise in family governance, next-generation planning, investments, estate planning, tax strategies, and philanthropy. Elizabeth is passionate about supporting women through significant life transitions, such as career advancements, divorce, widowhood, or inheritance, and empowers them with tailored financial strategies as an ambassador for the Women’s Leadership Alliance. As Co-CEO, Elizabeth guides Versant’s strategic direction, client management, and talent development. Her leadership ensures the firm addresses clients’ complex financial challenges with precision and care, helping families achieve their goals and build lasting legacies. In her CCO role, Elizabeth ensures that Versant follows relevant laws, SEC and FINRA regulations, and the firm’s internal policies. A CERTIFIED FINANCIAL PLANNER® and Dementia Care Certified® professional, Elizabeth combines technical expertise with compassion. She is trained to identify the early signs of Alzheimer’s and other dementias, helping clients and their families reduce stress and plan for the future. She is also an active member of the Financial Planning Association and the Institute for Preparing Heirs. Elizabeth serves on the Charles Schwab Advisor Services RIA Talent Advantage (RIATA) Advocacy Board, which brings together industry leaders to help cultivate talent and expand access to careers within... - Published: 2015-07-06 - Modified: 2026-04-16 - URL: https://versantcm.com/team/laura-countiss/ Follow Laura Countiss, FPQP™ Firm Administrator, Phoenix Laura Countiss serves as Firm Administrator at Versant Capital Management, where she supports firm operations and is responsible for quarterly reporting and client billing, accounting coordination and bill pay, compliance support, and the administration of the firm’s systems and databases. With over 20 years at Versant, Laura has been an integral part of the firm since its inception in 2004, including previously serving as Executive Assistant to Versant’s founder, Tom Connelly, while at Keats Connelly. Earlier in her career, she was a legal secretary for various firms in New England and Denver, and was an executive secretary for the Foundation and Corporate Relations Department at Dartmouth College. Originally from Massachusetts, Laura now resides in Arizona with her husband. In her free time, she enjoys cooking, traveling, and spending time with her daughter, grandchild, family, and friends. - Published: 2015-07-06 - Modified: 2025-09-03 - URL: https://versantcm.com/team/charlene-ochoa/ linkedinCharlene Ochoa Senior Executive Assistant I joined Versant Capital Management in 2013 and serve as Senior Executive Assistant, supporting the president and chief investment officer, the chief executive officer, and some of the management team. I have 25 years of administrative experience and am responsible for enhancing the firm’s executive support effectiveness. Before joining Versant, I worked as an executive assistant at GenSpring Family Office (formerly Inlign Wealth Management) supporting the Director of Investment Operations in her director role and relationship manager role assisting with client service and investment operations processes. I also supported an operations team and other account managers, including trading and audits. Before that, I worked in human resources at Universal Technical Institute, Ping, Inc. , and BHP Copper Inc. (formerly Magma Copper Co. ). I’m a graduate of the University of Arizona (go, Cats! ) and hold a degree in General Business. I’m an Arizona native, and, with my husband Alex, stay busy caring for our son, Ben. I love all sports, especially watching the Arizona Diamondbacks. I am a person of strong faith and am active in our church. Close to my heart is the March of Dimes March for Babies and RESOLVE’s Walk of Hope, which I participate in annually. In 2022 I will be competing in The National Kidney Foundation’s “Dancing with the Stars Arizona” competition to help raise funds for people experiencing kidney issues. It’s salsa time! - Published: 2015-07-06 - Modified: 2025-09-03 - URL: https://versantcm.com/team/lisa-bolkovatz/ Lisa is often the first point of contact people have with Versant, and it is always a positive one. With over 22 years of administrative experience, she has held customer management positions at financial institutions, marketing organizations, churches, and private schools. Lisa’s passion for providing the best customer service possible is evident is her attention to making clients feel comfortable and well cared for. Lisa is originally from Orange County, California, and she and her family have made Arizona their home for the last 17 years. Lisa enjoys hiking, boating, jet skiing, and spending quality time with her family. On an annual basis, Lisa and her family sponsor a food drive for the Desert Foothills Food Bank. - Published: 2015-07-06 - Modified: 2025-09-03 - URL: https://versantcm.com/team/corbin-coursey/ Corbin Coursey Client Associate Corbin works on a variety of projects at Versant, including rebalancing portfolios, managing net worth statements, and constructing client deliverables. Corbin assists Versant’s wealth counselors and senior client associates with delivering detailed and customized guidance to our clients. He is adept at strategizing and time management in preparing data in the areas of investment strategy, retirement planning, and tax planning. Prior to joining Versant in 2018, Corbin coded software to manage company stock compensation at Equity Methods. He’s a graduate of Grand Canyon University with a degree in Accounting and a minor in Finance. Originally from Salem, Oregon, Corbin is a high school national racquetball champion. He loves playing all sports and is currently adding snowboarding in Flagstaff to his list. Giving back to his community is important to Corbin. He volunteered at a senior living center throughout college and currently volunteers at his local church here in Phoenix. - Published: 2015-07-06 - Modified: 2025-09-03 - URL: https://versantcm.com/team/brandon-yee/ Brandon Yee, CFA, CAIA Research Analyst Brandon joined Versant Capital Management in 2015 as a Research Analyst. He conducts investment due diligence and designs and implements tools and processes to support the firm's research. Prior to joining Versant, Brandon was a Client Relationship Associate at Vanguard Group, where he worked with clients and provided technical support to the firm’s investment counselors and professional staff. Brandon has earned the prestigious Chartered Financial Analyst® (CFA®) designation and is a CFA® Charterholder. The CFA charter, a respected and recognized worldwide investment credential, represents a tradition of upholding high standards of education and integrity in the investment profession. The charter is recognized globally by employers, investment professionals, and investors as a standard by which to measure the competence, integrity, and dedication of serious investment professionals. Brandon holds the Series 65/ The Uniform Investment Adviser Law license, which qualifies candidates as investment adviser representatives, and has obtained FINRA licenses in “Investment Company Products/Variable Contracts Limited Representatives, with emphasis on Securities and Tax Regulation and Securities Markets, Investment Securities, and Economic Factors” (Series 6) and “Uniform Securities Agent with emphasis on State Securities Act” (Series 63). In addition, Brandon is a Level II CAIA candidate. The CAIA curriculum provides the skillset to conduct due diligence on alternative investments, such a private equity and hedge funds. Brandon is a Phoenix, Arizona native and holds a B. S. in Finance and a B. S. in Molecular and Cellular Biology from The University of Arizona, earning both degrees magna... - Published: 2015-06-23 - Modified: 2025-07-16 - URL: https://versantcm.com/redirect-offsite/ Client Login Versant Capital Management, Inc. WEB SITE ACCESS ACKNOWLEDGMENT As a client of Versant Capital Management, Inc. , you elect to participate in the password-protected access portion of the Versant Internet website. Your participation allows you to review certain investment-related information published by Versant and unaffiliated third parties. This password-protected access is made available to clients of Versant free of charge. This authorization shall continue until canceled in writing. The password-protected section is a secure website intended only to allow a client access to information relative to their specific account, through an assigned individual password. Do not share your password with any other person. By navigating from our site, you hereby release and hold Versant harmless from any adverse consequences relative to any failure to keep the identity of your password secure. You are now leaving Versant’s website and being redirected toYou are now leaving Versant’s website and being redirected toYou are now leaving Versant’s website and being redirected to - Published: 2015-05-07 - Modified: 2025-08-15 - URL: https://versantcm.com/disclosure/ IMPORTANT DISCLOSURE INFORMATION Registered Investment Adviser Disclosure Versant Capital Management, Inc. (“Company”) is an SEC-registered investment adviser in Phoenix, Arizona. Company and its representatives are in compliance with the current filing requirements imposed upon SEC-registered investment advisers by those states in which Company maintains clients. Company may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. Any subsequent, direct communication by Company with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Company, please contact the SEC or the state securities regulators for those states in which Company maintains a notice filing. A copy of Company’s current written disclosure statement discussing Company’s business operations, services, and fees is available from Company upon written request. Company does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Company website or incorporated herein and takes no responsibility, therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Changes to Your Personal/Financial Situation Disclosure Please remember to contact Versant Capital Management, Inc. , in writing if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or... > PRIVACY STATEMENT: Versant Capital Management, Inc. ("Versant"), maintains physical, electronic, and procedural safeguards that comply with federal standa.. - Published: 2015-05-07 - Modified: 2025-07-16 - URL: https://versantcm.com/privacy-statement/ Privacy NoticeVersant Capital Management, Inc. ( “Versant”) maintains physical, electronic, and procedural safeguards that comply with Federal standards to protect its clients’ non-public personal information (“information”). Through this policy and its underlying procedures, Versant attempts to secure the confidentiality of customer records and information and protect against anticipated threats or hazards to the security or integrity of customer records and information. It is the policy of Versant to restrict access to all current and former clients’ information (i. e. , information and records pertaining to personal background, investment objectives, financial situation, tax information/returns, investment holdings, account numbers, account balances, etc. ) to those employees and affiliated/nonaffiliated entities who need to know that information in order to provide products or services to the client. Versant may disclose the client’s information if Versant is: (1) previously authorized to disclose the information to individuals and/or entities not affiliated with Versant, including, but not limited to, the client’s other professional advisors and/or service providers (i. e. , attorney, accountant, insurance agent, broker-dealer, investment adviser, account custodian, etc. ); (2) required to do so by judicial or regulatory process; or (3) otherwise permitted to do so in accordance with the parameters of applicable Federal and/or state privacy regulations. The disclosure of information contained in any document completed by the client for processing and/or transmittal by Versant in order to facilitate the commencement/continuation/termination of a business relationship between the client and a nonaffiliated third party service provider (i. e. , brokerdealer, investment adviser, account custodian, insurance... - Published: 2015-04-26 - Modified: 2026-03-10 - URL: https://versantcm.com/about/ A Boutique Multi-Family Office and Wealth Management Firm Versant Capital Management was founded in 2004 to help people and their families realize the potential of their wealth. With offices in Dallas, Texas, and Phoenix, Arizona, we provide comprehensive, personalized advice to clients across the country with the resources, experience, professional staff, and local partnerships to help you and your family plan for what’s next. We are held to the fiduciary standard, which means we advise and recommend solutions based on what is in your best interest for your situation to help you make wiser decisions.   Multi-Generational Families Helping you plan for your financial future isn’t just about investment portfolios. When combining investments, tax planning, estate planning, strategic philanthropic planning, and family governance and education, families can leave enduring legacies for generations to come. We partner with you, your children, and your grandchildren to develop a governance framework that aligns with your values to prepare them to manage wealth responsibly. Providing in-depth financial education to your family’s succeeding generations can help ensure your family's shared goals are carried on.     Entrepreneurs & Business Owners Balancing wealth management alongside the demands of running your enterprise can be a significant challenge. We help business owners and entrepreneurs prepare for and transition through life-changing liquidity events with pre- and post-transaction planning. Whether you're considering selling a business or exiting in ten, five, or even just a few years, our systematic approach, strategic planning, and network of specialists can help you craft and... - Published: 2015-04-25 - Modified: 2026-07-27 - URL: https://versantcm.com/team/ Our People We are a small company that does big things. LEADERSHIP | THE TEAM Leadership Versant’s leadership adheres to a one-team approach focused on achieving results. Leading by example − by being accountable to our clients and employees − is taught and reinforced at every level throughout the firm. Elizabeth Shabaker, CFP®, CDC Co-Chief Executive Officer, Chief Compliance Officer - Phoenix/Dallas READ MORE LinkedIn Brittyn Russell Brender, J. D. , CFP®, CPWA® Managing Director - Dallas/Phoenix READ MORE LinkedIn Royce Ramey, CFA® Co-Chief Executive Officer, Chief Investment Officer - Dallas/Phoenix READ MORE LinkedIn Thomas Connelly, CFA®, CFP® Chairman Emeritus, Investment Committee - Phoenix/Dallas READ MORE LinkedIn Jennifer Kirksey Chief Operating Officer - Dallas/Phoenix READ MORE LinkedIn Aimee Williams-Ramey, J. D. Chief Legal Officer - Dallas/Phoenix READ MORE LinkedIn The Team Our team works to create solutions, alternatives, and specialized approaches that build upon our firm-wide intelligence across staff levels. We emphasize teamwork, trust, critical thinking, and tolerance for diverging opinions. Versant was built to reflect this culture throughout the firm. Allison Schoppe Client Service Associate, Dallas READ MORE LinkedIn Anthony Giordano Wealth Associate, Dallas READ MORE LinkedIn Ben Barchilon CPA, CFP® Wealth Advisor - Phoenix READ MORE LinkedIn Brandon Yee, CFA, CAIA Director of Research - Phoenix READ MORE LinkedIn Caitlin Nogafsky Senior Client Operations Associate - Phoenix READ MORE Daniel Nevarez Wealth Associate - Phoenix READ MORE LinkedIn Denise Molina Client Operations Associate - Phoenix READ MORE LinkedIn Estelle Yedynak-Rubenstein Senior Client Service Associate - Phoenix READ MORE... ## Posts - Published: 2026-07-23 - Modified: 2026-07-23 - URL: https://versantcm.com/insights/news/versant-capital-management-named-among-americas-50-fastest-growing-registered-investment-advisers-for-second-consecutive-year/ PRINT Phoenix, AZ / Dallas, TX – July 6, 2026 – Versant Capital Management has been recognized as one of the nation's Top 50 Fastest-Growing Registered Investment Advisory (RIA) Firms by Financial Advisor magazine, marking the firm's second consecutive year on the national list. Versant was also ranked nationally in the publication's annual RIA Survey & Ranking. "As an independent, employee-owned firm, we are focused on building lasting relationships with families while continuing to invest in our people, our capabilities, and the client experience," said Royce Ramey, CFA®, Co-Chief Executive Officer and Chief Investment Officer of Versant Capital Management. The acknowledgment follows another year of expansion for Versant, which serves entrepreneurs, multigenerational families, executives, and women navigating life transitions through integrated investment portfolio management, tax strategy, estate planning coordination, and family governance. "One of the things I'm proud of is the way our team continues to support one another and the families we serve," said Elizabeth Shabaker, CFP®, CDC®, Co-Chief Executive Officer. "That commitment continues to shape who we are as a firm. " Financial Advisor’s annual RIA Survey & Ranking and the Top 50 Fastest-Growing Firms lists note participating firms based on data voluntarily submitted by independent registered investment advisory firms across the U. S. To be eligible, firms must have more than $500 million in AUM. Disclosure: The 2026 RIA Survey & Ranking and Top 50 Fastest-Growing RIA Firms in America are presented by Financial Advisor magazine, which conducts an independently produced annual ranking of registered investment advisers... - Published: 2026-07-16 - Modified: 2026-07-23 - URL: https://versantcm.com/insights/news/jennifer-kirksey-dallas-business-journal-women-in-business/ Versant Capital Management announced today that Chief Operating Officer Jennifer Kirksey has been named a 2026 Women in Business honoree by the Dallas Business Journal. PRINT SHARE Share On Facebook Share On X Share On Linkedin Dallas, TX – July 15, 2026 – Versant Capital Management announced today that Chief Operating Officer Jennifer Kirksey has been named a 2026 Women in Business honoree by the Dallas Business Journal. Each year, the Dallas Business Journal recognizes 30 women who are making an impact within their organizations and helping shape the North Texas business community. Honorees were selected from more than 200 nominations by a judging committee comprised of past Women in Business recipients and Dallas Business Journal newsroom leaders. Selections were based solely on each nominee's merits, achievements, and contributions to their organization and community. At Versant Capital Management, Kirksey has led the modernization of the firm's operational and technology infrastructure, helping position the independent, employee-owned multifamily office for continued growth while enhancing the client experience. "Jennifer's leadership has helped create the foundation that allows our firm to grow while supporting our clients, our employees, and our long-term vision," said Royce Ramey, CFA®, Co-CEO and Chief Investment Officer of Versant Capital Management. Kirksey has more than two decades of experience in financial services and oversees the firm's operational initiatives across its Dallas and Phoenix offices. Her leadership has strengthened the firm's systems and processes while fostering an environment that supports employees' professional development, collaboration, and community engagement. "I'm honored to be recognized alongside such an accomplished group of women," said Kirksey. "This recognition reflects the work of our entire team. Every improvement we've made has been... - Published: 2026-07-16 - Modified: 2026-07-23 - URL: https://versantcm.com/insights/news/ben-barchilon-caepc-board-appointment/ Versant Capital Management today announced that Ben Barchilon, CFP®, CPA, has been appointed Secretary of the Board of Directors for the Central Arizona Estate Planning Council (CAEPC), serving as an Executive Officer of the organization. PRINT SHARE Share On Facebook Share On X Share On Linkedin Phoenix, AZ – July 15, 2026 – Versant Capital Management today announced that Ben Barchilon, CFP®, CPA, has been appointed Secretary of the Board of Directors for the Central Arizona Estate Planning Council (CAEPC), serving as an Executive Officer of the organization. The Central Arizona Estate Planning Council is a multidisciplinary professional organization of approximately 200 attorneys, accountants, investment advisors, trust officers, insurance professionals, valuation experts, and charitable planning specialists dedicated to advancing the estate planning profession through education, collaboration, and professional development. Barchilon brings a unique perspective to the Board through his combined expertise in investment management, tax planning, and estate planning. At Versant Capital Management, he works with individuals and multigenerational families to integrate these disciplines into coordinated wealth strategies designed to address complex financial needs. "Estate planning can be effective when professionals with different areas of expertise work together on behalf of clients," said Barchilon. "I'm honored to serve the Central Arizona Estate Planning Council in this leadership role and to support its mission of fostering collaboration and continuing education across the estate planning profession. " Barchilon earned dual bachelor's degrees in Finance and Accounting from the Arizona State University W. P. Carey School of Business and holds both the Certified Financial Planner™ (CFP®) and Certified Public Accountant (CPA) designations. "Ben's ability to connect investment, tax, and estate planning considerations reflects the integrated approach we strive to bring to client relationships," said Elizabeth Shabaker, CFP®, CDC,... - Published: 2026-07-16 - Modified: 2026-07-23 - URL: https://versantcm.com/insights/news/elizabeth-shabaker-schwab-riata-advocacy-board/ Phoenix, AZ – July 15, 2026 – Versant Capital Management announced today that Co-Chief Executive Officer Elizabeth Shabaker, CFP®, CDC®, has been appointed to the Charles Schwab Advisor Services RIA Talent Advantage (RIATA) Advocacy Board. PRINT SHARE Share On Facebook Share On X Share On Linkedin Phoenix, AZ – July 16, 2026 – Versant Capital Management announced today that Co-Chief Executive Officer Elizabeth Shabaker, CFP®, CDC®, has been appointed to the Charles Schwab Advisor Services RIA Talent Advantage (RIATA) Advocacy Board. The RIATA Advocacy Board brings together leaders from registered investment advisory (RIA) firms across the country to help cultivate the next generation of professionals entering the profession. Board members share ideas, collaborate on industry initiatives, and support the RIA Talent Advantage Student Scholarship Program, which helps introduce students to career opportunities within the independent advisory industry. "The future of our profession depends on attracting talented people who are passionate about helping families navigate increasingly complex financial lives," said Shabaker. "I'm honored to serve alongside other industry leaders working to expand awareness of careers in the RIA profession and strengthen the pipeline of future advisors. " Shabaker has nearly three decades of experience advising individuals and multigenerational families. In addition to co-leading the firm's strategic direction with Co-CEO and Chief Investment Officer Royce Ramey, she mentors professionals and supports organizations that help advance the advisory profession. "Liz has long believed that the strength of our profession depends on investing in the next generation," said Royce Ramey, CFA®. "Her appointment reflects both her leadership within the industry and her commitment to helping students and professionals discover careers serving families. " Through the Advocacy Board, Shabaker will collaborate with other RIA leaders on initiatives designed to increase... - Published: 2026-06-15 - Modified: 2026-06-15 - URL: https://versantcm.com/insights/articles/the-business-sale-is-easy-designing-your-life-after-is-the-hard-part/ For most entrepreneurs, selling a business feels like the culmination of years, or even decades, of effort. It’s the moment when risk pays off, the sacrifice is justified and the scoreboard lights up. The transaction closes, the wire hits, and on paper, success is undeniable PRINT SHARE Share On Facebook Share On X Share On Linkedin Navigating Wealth, Purpose, and Family After a Business Sale By Royce Ramey, CFA®, Co-Chief Executive Officer, Chief Investment Officer For most entrepreneurs, selling a business feels like the culmination of years, or even decades, of effort. It’s the moment when risk pays off, the sacrifice is justified and the scoreboard lights up. The transaction closes, the wire hits, and on paper, success is undeniable. What surprises many founders is how quickly that clarity fades. Once the business advisors step back and the congratulatory calls slow down, a realization settles in: Selling the business may have solved a financial problem, but it has introduced a more complex human one. Because a liquidity event doesn’t just change your balance sheet—it alters how your family lives, how decisions are made and how the future is imagined. Before a liquidity event, life is shaped by dominant forces. Cash flow matters. Focus is constant. Urgency drives decisions. Control is central. The business sets the rhythm. There is always another decision to make, another risk to manage. That structure, while demanding, provides a clear sense of direction. You know who you are and what matters because the business requires it. After the sale, that structure often disappears. The Shift Few Prepare For In my experience working with entrepreneurs through this transition, the most difficult challenges are rarely financial. They are personal. Founders move from a world defined by steady business cash flow to one where... - Published: 2026-01-14 - Modified: 2026-05-29 - URL: https://versantcm.com/insights/articles/understanding-trump-accounts-for-children/ Many families have recently asked us about the new federal Trump Account program for their children and grandchildren. While the headlines focus on a $1,000 government contribution, it’s important to understand how these accounts work, who qualifies, and how they fit into a broader family wealth strategy. PRINT SHARE Share On Facebook Share On X Share On Linkedin Updated May 29, 2026 What Families Need to Know Many families have recently asked us about the new federal Trump Account program for their children and grandchildren. While the headlines focus on a $1,000 government contribution, it’s important to understand how these accounts work, who qualifies, and how they fit into a broader family wealth strategy. Below is an overview of what we know today and what families should keep in mind.   What Is a Trump Account? A Trump Account is a new, tax-deferred investment account created under the One Big Beautiful Bill Act of 2025. It is designed to help children begin building long-term savings early in life. For eligible children, the federal government will make a one-time $1,000 contribution to the account once it is properly established. Who Is Eligible for the $1,000 Government Contribution? To qualify for the federal $1,000 seed contribution, a child must: Be a U. S. citizen Have a valid Social Security number Be born between January 1, 2025, and December 31, 2028 Have a Trump Account properly elected and established This does not happen automatically. There is currently no automatic enrollment system, meaning families must take action or risk missing the benefit entirely.   How and When Accounts Are Established Parents or legal guardians must establish a Trump Account by completing a new IRS election: IRS Form 4547 (draft released; final version pending), or Through an online IRS/Treasury portal that’s expected... - Published: 2025-12-08 - Modified: 2025-12-08 - URL: https://versantcm.com/insights/articles/year-end-retirement-reminders-copy/ Meta description: Year-end retirement tax information for high-net-worth investors: RMDs, QCDs, HSA and IRA limits, and key deadlines to help with after-tax retirement outcomes. PRINT SHARE Share On Facebook Share On X Share On Linkedin By Ben Barchilon, CPA Versant Capital Management’s holistic family office approach integrates investment portfolio strategies, wealth management, income tax planning, estate and transfer planning, asset protection, next-gen financial education, family governance, and business succession planning. With year-end fast approaching, there are several things to consider on the income and estate tax planning fronts. Qualified Charitable Distributions (QCDs)Taxpayers aged 70½ or older can make QCDs of up to $108,000 per individual in 2025 from a Traditional IRA. For married couples filing jointly, up to $216,000 may be given to charity and excluded from adjusted gross income, provided each spouse contributes from their own IRA. QCDs can also satisfy required minimum distributions (RMDs), which begin at age 73, and do not require itemizing deductions. Annual Exclusion and Exemptions The annual gift tax exclusion is $19,000. Each individual may transfer up to $19,000 per person per year to any number of beneficiaries (family or otherwise) without incurring gift tax or using any available applicable lifetime exemption. Married couples may give $38,000 per recipient through a gift-splitting election or by using community property. Educational Funding Contributions to a 529 college savings plan are treated as gifts for federal tax purposes and fall under federal gift tax rules. Most families won’t owe gift tax thanks to the annual gift tax exclusion. If your total gifts to an individual stay within the annual limit, no gift tax is due. Many states also offer a state... - Published: 2025-12-08 - Modified: 2025-12-08 - URL: https://versantcm.com/insights/articles/year-end-retirement-reminders/ Year-end charitable and gift tax information for high-net-worth families: QCDs, annual exclusions, 529 funding, and HSA strategies to help reduce taxes and support philanthropy goals. PRINT SHARE Share On Facebook Share On X Share On Linkedin By Ben Barchilon, CPA Versant Capital Management’s holistic family office approach integrates investment portfolio strategies, wealth management, income tax planning, estate and transfer planning, asset protection, next-gen financial education, family governance, and business succession planning. With year-end fast approaching, there are several things to consider on the retirement planning front. Required Minimum Distributions (RMDs)The IRS calculates RMDs by taking the balances of your tax-deferred retirement accounts at the end of the prior year and dividing the total by a number based on your life expectancy factor. RMDs are generally required starting at age 73 for most retirement accounts, but the specific age depends on your birth year.  You must take your first RMD by April 1 of the year following the year you reach your required beginning age, and all subsequent RMDs are due by December 31 of each year.  RMDs are no longer required from designated Roth accounts. Some people need help remembering to pay quarterly estimated taxes. One way to address this is to have all or part of your distributions go to federal and state estimated tax payments at year-end. The IRS views the payment as if it were made throughout the year, so you avoid an underpayment penalty. This will allow you to keep your money that’s outside of retirement accounts that would typically be used to pay these estimated tax payments. Qualified Charitable Distributions (QCDs)QCDs from Traditional IRAs are available to taxpayers aged 70½... - Published: 2025-11-18 - Modified: 2025-12-08 - URL: https://versantcm.com/insights/articles/tax-financial-planning-25/ Versant Capital Management’s holistic family office approach integrates investment portfolio strategies, wealth management, income tax planning, estate and transfer planning, asset protection, next-gen financial education, family governance, and business succession planning. PRINT Strategic moves you can make before year-end 2025 By Ben Barchilon, CPA Versant Capital Management’s holistic family office approach integrates investment portfolio strategies, wealth management, income tax planning, estate and transfer planning, asset protection, next-gen financial education, family governance, and business succession planning. Because many of these areas intersect at year-end, it's an important time for you to review tax and planning-related considerations based on your circumstances and goals. Tax LegislationTaxpayers are facing a rapidly changing tax environment, with shifting rates, new credits and incentives, and legislation shaped by ongoing economic challenges. As 2025 began, uncertainty grew with the scheduled expiration of key provisions of the Tax Cuts and Jobs Act (TCJA) at the end of the year. In response, Congressional Republicans passed the One Big Beautiful Bill (OBBB), which extended many TCJA measures and introduced additional changes to the tax code. However, several provisions of the OBBB are also set to expire in the coming years, meaning the tax landscape will remain fluid. For more information on the OBBB, check out the Tax Foundation’s summary and “What the New Legislation Could Mean for You. ” Below are tax and gifting strategies that may help manage your overall tax burden. Each should be evaluated and implemented in coordination with your tax professionals and wealth advisors to be in alignment with your goals and circumstances. Investment & Business Income Planning Tax Loss (Or Gain) HarvestingAlthough market declines can be unsettling, there is a small silver lining: the ability to harvest... - Published: 2025-11-04 - Modified: 2025-11-05 - URL: https://versantcm.com/insights/articles/spousal-lifetime-access-trusts/ As an advisor working with ultra-high-net-worth families, I am frequently asked, “What strategy do the wealthy use most often in managing estate taxes?” PRINT SHARE Share On Facebook Share On X Share On Linkedin A Strategic Estate Planning Tool for Taxable Estates By Royce Ramey, CFA®, Co-Chief Executive Officer, Chief Investment Officer As an advisor working with ultra-high-net-worth families, I am frequently asked, “What strategy do the wealthy use most often in managing estate taxes? ” Even while lifetime exemptions have remained high since the first Trump tax cuts in 2017 and are now made permanent with the passage of the One Big Beautiful Bill, ultra-high-net-worth families are increasingly turning to advanced planning strategies to preserve wealth across generations. One such strategy is the spousal lifetime access trust (SLAT). This powerful and flexible tool allows a donor spouse to essentially accelerate a gift typically made at their passing by making the gift in trust to their spouse during their lifetime. What is a SLAT? A SLAT is an irrevocable trust established by one spouse (the “grantor”) for the benefit of the other spouse (the “beneficiary”). The grantor transfers separate property assets into the SLAT, using their lifetime gift tax exemption to place the assets outside the grantor’s estate. Once funded, the assets in the SLAT are removed from the grantor’s taxable estate, which means any future appreciation also escapes estate taxation. The beneficiary spouse can receive distributions from the SLAT, providing a measure of financial flexibility. This access can be particularly valuable if the couple’s financial circumstances change or if liquidity is needed. Key Features of A SLAT Irrevocable Structure: Once assets are... - Published: 2025-10-02 - Modified: 2025-10-07 - URL: https://versantcm.com/insights/articles/women-and-wealth-navigating-lifes-transitions-with-confidence-and-clarity/ Women are a growing financial force. This article provides information about turning life transitions, such as divorce, widowhood, or career change into clarity and confidence through thoughtful wealth planning. PRINT SHARE Share On Facebook Share On X Share On Linkedin Women and Wealth Navigating Life’s Transitions with Confidence and Clarity By Elizabeth Shabaker, CFP®, CDC®, Co-Chief Executive Officer Women today are a growing financial force, controlling more than one-third of U. S. household financial assets, a figure expected to rise dramatically in the coming years. 1 Yet despite this upward trajectory, many women still find themselves on the sidelines in key financial conversations, especially when facing major life transitions like divorce, widowhood, inheritance, or career advancement. I see these pivotal events not as setbacks but as opportunities for financial independence. These are women who are strong, capable, and often simply in need of a thoughtful partner to help them take ownership of their financial life. A recent study2 highlights how relationship status (single, married/partnered, divorced, widowed) plays a powerful role in shaping women’s financial confidence, stress levels, and planning habits. Pivotal Moments Spark Awareness Women’s engagement in financial decision-making grows over time, but it usually ramps up sharply after a major life event. For example, 71% of divorced women and 74% of widowed women say they became significantly more involved in their finances after their personal circumstances changed. 3 These transitions can be jarring. Divorce can mean the loss of a shared financial strategy, while widowhood brings not only grief but also rarely discussed administrative and tax burdens. Even career advancement or sudden inheritance can feel overwhelming without a plan. But with guidance, these moments can also serve as... - Published: 2025-09-10 - Modified: 2025-09-12 - URL: https://versantcm.com/insights/articles/choosing-the-right-trustee-and-why-it-matters/ Choosing the right trustee is critical to protecting your family’s legacy. Royce Ramey, CFA®, shares what to consider when making this important decision. PRINT SHARE Share On Facebook Share On X Share On Linkedin By Royce Ramey, CFA®, Co-Chief Executive Officer Trusts are a powerful tool for families to transfer their wealth and help achieve other financial goals, such as asset protection and privacy. However, one of the most important —and often overlooked —decisions when creating a trust is selecting the right trustee. Each trust needs a trustee to make the decisions governed by the trust document. Serving as a trustee is a significant responsibility that requires time, specific skills, knowledge and dedication. Selecting a trustee well-equipped to handle these duties is one of the most important decisions the person setting up the trust—aka the grantor—can make. A trustee’s responsibilities are multifaceted. As fiduciaries, trustees are charged with managing trust assets, making distributions according to the trust’s terms and adhering strictly to the grantor’s intent and the language in the trust agreement. Trustees must have expertise in investing, tax planning and tax return preparation, as well as the ability to understand legal documents. To the extent a trustee does not have this expertise, they can hire professionals to assist them. Throughout my career advising multigenerational families, I’ve seen firsthand how the selection of a trustee can either preserve or erode a family’s legacy. At Versant Capital Management, I help families navigate complex estate planning decisions as part of our comprehensive family office services. Yet, too often, choosing the right trustee is an afterthought, when in reality it can profoundly shape the outcomes and... - Published: 2025-08-15 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/news/versant-capital-management-ranked-among-2025s-50-fastest-growing-rias-by-financial-advisor-magazine/ PRINT Firm Also Named to 2025 List of America’s Top RIAs Phoenix/Dallas, August 15, 2025 – Versant Capital Management, a multi-family office and SEC-registered investment advisory (RIA), has been ranked one of the 50 Fastest Growing RIAs in 2025 by Financial Advisor Magazine in an announcement from the publication on July 11, 2025. In addition to its growth performance, Versant Capital Management was also ranked on the publication’s annual list of America's Top RIAs in the $1 billion and over asset category. These annual rankings recognize independent firms that provide wealth planning, investment strategies, and related services to individual clients. “These rankings are driven by measurable growth, and we’re proud that our approach and client-focused work are reflected in the data,” said Elizabeth Shabaker, CFP, CDC, Co-CEO of Versant Capital Management. "It speaks to the trust our clients place in us and the focus of our team. " Royce Ramey, CFA, Co-CEO of Versant Capital Management, added, "As we continue to grow, we remain focused on advancing our team’s commitment to helping our clients navigate and plan for the complexities of multi-generational family wealth. ” Financial Advisor Magazine’s RIA survey ranks firms based on total year-end assets under management (AUM). The ranking order, from biggest to smallest, comes from data provided by firms that voluntarily complete the survey. More information about the RIA rankings and the complete list of firms is available on the Financial Advisor Magazine’s website. Methodology Financial Advisor Magazine's RIA survey ranks RIAs annually based on total... - Published: 2025-07-12 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/what-the-new-tax-legislation-could-mean-for-you/ PRINT One Big Beautiful Bill Act (OBBBA) Last week, Congress passed a comprehensive piece of tax legislation, referred to as the One Big Beautiful Bill Act (OBBBA). The following is a high-level overview of the bill’s key provisions, including updates to income thresholds, deductions, estate tax exemptions, and business tax incentives. Key Highlights of the Legislation Permanent Individual Updates Current Tax Rates - The individual income tax brackets established under the 2017 Tax Cuts and Jobs Act are now permanent, including the top marginal rate of 37%. Standard Deduction - Increased to $31,500 (joint) and $15,750 (single), and these amounts will be indexed for inflation going forward. Child Tax Credit - Raised to $2,200 per child, and this amount will be indexed for inflation. Charitable Deductions for Individuals who Itemize Deductions - Introduces a 0. 5% of adjusted gross income (AGI) floor on deductions for charitable contributions. SALT (State and Local Tax) Deduction Cap - Temporarily increased to $40,000 (joint), increasing annually through 2029. Phase-out begins at $500,000 (joint) and $200,000 (single). Beginning in 2030, the deduction will be $10,000 for all filers. Itemized Deduction Phase-outs - High earners in the 37% bracket will see reduced deductions. Clean Energy Tax Credits - The legislation ends several consumer tax credits tied to clean energy. Temporary Individual Updates (through 2028) Additional Senior Deduction - Seniors 65+ can receive an additional deduction of $6,000 (single) or $12,000 (joint) through 2028. Phaseout begins at income levels of $75,000 (single) and $150,000 (joint). Auto Loan... - Published: 2025-04-28 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/news/brittyn-brender-named-managing-director-at-versant-capital-management-in-new-role/ PRINT DALLAS, TX – April 28, 2025 – Versant Capital Management, a multi-family office and wealth management firm with offices in Dallas and Phoenix, announced the appointment of Brittyn Brender, J. D. , CFP®, CPWA®, to the newly created role of Managing Director. Based in the firm’s Dallas office, Brittyn will lead the delivery of Versant’s family office and wealth management services to high- and ultra-high-net-worth families. “Brittyn’s experience advising families at the intersection of law and wealth management brings a unique strength to our growing team,” said Royce Ramey, CFA®, Co-CEO of Versant Capital Management. “She brings experience in estate and legacy planning, helping families build meaningful, long-term strategies for preserving and transferring wealth across generations. ” Before joining Versant, Brender served as Managing Director at Tolleson Wealth Management, where she led a team of advisors and played an instrumental role in developing the firm’s Private Trust Group. She also held a senior leadership role at Argent Trust Company. Brender earned a Bachelor of Business Administration in Economics from Baylor University and a Juris Doctor from Baylor Law School, with a concentration in estate planning and probate. In addition, she is a CERTIFIED FINANCIAL PLANNER™ and a Certified Private Wealth Advisor. Brender serves on the board and executive team for the Foundation for the Young Women’s Leadership Academy of Fort Worth and is a member of the Puttin’ on the Pink Committee for Texas Health Resources’ Kupferle Women’s Hospital. - Published: 2025-02-19 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/news/versant-capital-management-recognized-as-a-top-wealth-management-firm-in-north-texas/ PRINT Dallas Business Journal’s 2024-2025 Book of Lists Versant Capital Management has been recognized by the Dallas Business Journal as one of the largest wealth management firms in Dallas-Fort Worth, ranked by assets under management (AUM) and number of local clients. The Dallas Business Journal’s 2024-2025 Book of Lists highlights leading businesses and executives across the Dallas-Fort Worth Metroplex and offers insights into the region’s top firms in finance, real estate, healthcare, and more.    Disclosure: Neither rankings nor recognitions by unaffiliated rating services, publications, media, or other organizations, nor the achievement of any professional designation, certification, degree, or license, membership in any professional organization, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that the client will experience a certain level of results if the investment professional or the investment professional’s firm is engaged, or continues to be engaged, to provide investment advisory services. Rankings are based on specific criteria and methodology determined by the awarding publication or organization. No ranking or recognition should be construed as an endorsement by any past or current client of the investment professional or the Versant Capital Management, Inc. Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Versant Capital Management, Inc. is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed... - Published: 2025-02-04 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/news/royce-ramey-and-versant-capital-management-recognized-as-innovator-of-the-year-in-banking-finance-by-d-ceo/ PRINT DALLAS, TX – February 4, 2025 – D CEO and Dallas Innovates have named Royce Ramey, Co-CEO of Versant Capital Management, an Innovation Award winner in the Banking & Finance sector. The annual Innovation Awards honors CEOs, CIOs, CTOs, entrepreneurs, and organizations shaping Dallas-Fort Worth into a hub for cutting-edge business and technological advancement. The sixth annual Innovation Awards, held in January, recognized individuals and companies driving transformative change across industries. Ramey was recognized for his leadership in steering Versant Capital Management through a period of rapid growth and strategic transformation. "Coming to Versant Capital Management to create something truly impactful for the clients we serve was the biggest risk I’ve taken—but unquestionably the most fulfilling step of my career," Ramey said. Versant Capital Management surpassed $1 billion in assets under management (AUM), experiencing 60 to 70% growth in the 18 months since Ramey acquired the firm, which was originally founded in 2004. Full list of finalists and award winners. - Published: 2025-02-03 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/news/jennifer-kirksey-named-chief-operating-officer-at-versant-capital-management/ PRINT DALLAS, TX – February 3, 2025 – Versant Capital Management, a multi-family office and wealth management firm with offices in Dallas and Phoenix, is pleased to announce the appointment of Jennifer Kirksey as Chief Operating Officer (COO). Based in the firm’s Dallas office, Jennifer will oversee operational strategy, technology integration, human resources, and client service efficiencies as the firm continues to expand its offerings for high- and ultra-high-net-worth families. “We are thrilled to welcome Jennifer to Versant Capital Management,” said Royce Ramey, Co-CEO of Versant Capital Management. “Her deep industry experience and operational expertise will be invaluable as we continue to enhance the client experience, expand our capabilities, and meet the growing demand for our services. We are excited to add Jennifer to our Executive Team, as her leadership will be valuable to the next phase of our firm’s growth. ” Jennifer brings over two decades of experience in the wealth management industry. Before joining Versant, she was Deputy Chief Operating Officer at Tolleson Wealth Management, leading Client Operations, Reporting, and Client Bookkeeping teams. Her leadership extended across critical functions, including client reporting, investment partnership activity, custody, bill payment, bookkeeping, and cash flow statement preparation. Additionally, she played a key role in Tolleson’s Executive Committee, Trust Committee, Risk Committee, and SEC Compliance Committee, contributing to the firm’s overall strategy and governance. Recognized as an industry thought leader, Jennifer has spoken at prominent industry events, including the Pershing BNY Mellon Conference, SS&C Conference, and ThinkAdvisor Webcast, where she has addressed... - Published: 2025-01-17 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/estate-planning-basics/ PRINT An easy-to-understand introduction to help protect your assets and ensure your legacy. Estate planning is more than dividing assets—it's creating a thoughtful strategy so your wishes are honored, your loved ones are cared for, and the causes you value are supported. Our Estate Planning Basics guide provides a framework to help you navigate the estate planning process. You'll find key insights on why estate planning matters, what a comprehensive plan could include, and practical tips to get started. Download the guide and take a step toward securing your legacy. - Published: 2024-11-22 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/news/co-ceo-royce-ramey-named-to-d-ceo-dallas-500/ PRINT Dallas, TX - November 2024 – Versant Capital Management Co-CEO Royce Ramey is featured in D CEO magazine’s annual Dallas 500 as one of the top influential and powerful business leaders in the banking and finance category. In his Dallas 500 feature, Ramey explains how refocusing the firm as a multi-family office assisting multigenerational families, executives, entrepreneurs, business owners, and women experiencing life transitions resulted in approximately 60% growth this year. "This recognition is a testament to the collective excellence of Versant Capital Management. I am honored to receive the Dallas 500 acknowledgment, and it is our exceptional team whose dedication, expertise, and unwavering commitment to excellence have propelled our firm to stand out,” says Ramey. “Their efforts are the true foundation of this achievement. ” After months of research and personal interviews, Ramey was nominated and chosen by the editors of D CEO. Comprised of over 50 industry categories, this special look at Dallas business leaders is highly selective. Dallas 500 features the region’s most influential leaders in about 50 different industry categories. To qualify, leaders must be based in the DFW region, submit an application, and respond to a D CEO questionnaire. D CEO editors leverage extensive contacts in local business circles, do hundreds of interviews, and perform months of research to compile the list. All decisions are made by the D CEO editors. Versant Capital Management did not pay to participate. To view additional disclosures, click here. - Published: 2024-10-21 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/i-just-sold-my-business-now-what/ PRINTFour Key Considerations Before Buying a Second Home By Royce Ramey, CFA Co-CEO, Versant Capital ManagementFor many entrepreneurs, selling a business represents the culmination of years of hard work and dedication. Once the deal is done, you may find yourself with a healthy liquid balance sheet and the freedom to pursue long-held dreams, like purchasing a second home. The allure of a vacation retreat or a family getaway is strong, and for many, this is the first time they have the means to make it a reality. However, before rushing into a significant purchase like a second home, it’s crucial to take a step back and evaluate the decision from multiple angles. Here are four key questions to consider before pulling the trigger. How often will you use the property? Owning a second home is exciting, but it also comes with responsibilities and expenses. To make the investment worthwhile, realistically assess how much time you and your family can spend there. It is generally advised that you enjoy the property for at least three to four months a year. If you or your spouse are still heavily engaged in your professional lives and unable to spend chunks of time away from the office, finding that much time away can be challenging. In these cases, owning a second home can become a financial drain – a beautiful but costly asset that sits vacant for much of the year. The opportunity cost of tying up capital in a second home can be... - Published: 2024-10-08 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/news/thomas-connelly-appointed-to-arizona-community-foundation-investment-committee/ PRINT Phoenix, AZ – October 8, 2024 —Versant Capital Management's Chief Investment Officer, Thomas Connelly, CFA, CFP, has been appointed to the Investment Committee of the Arizona Community Foundation (ACF), one of the largest philanthropic organizations in Arizona. ACF manages over $1. 3 billion in charitable assets and supports a wide range of initiatives that drive community initiatives across the state. Connelly’s appointment results from his expertise in investment strategies and asset management. As the founder of Versant Capital Management, Connelly has guided the firm’s investment portfolio for more than 20 years. His leadership experience includes appointments by both Democratic and Republican governors to the Arizona State Retirement System (ASRS) Board of Trustees, where he served as one of the longest-standing members. Additionally, Connelly is an inaugural member of the Financial Planning Degree Board at Arizona State University’s W. P. Carey School of Business and serves on the board of the university’s student-run SIMM Investment Management Fund. "Being appointed to the ACF Investment Committee is an opportunity to help shape responsible investment strategies that have a lasting impact on our community," Connelly said. "I’m looking forward to contributing to the foundation’s work in supporting local nonprofits and helping to ensure that charitable assets are managed for sustained growth and community benefit. " In this role, Connelly will help guide the foundation's strategic investments, aiming to drive measurable outcomes that positively impact Arizona’s nonprofit sector. - Published: 2024-10-07 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/news/versant-capital-management-named-an-arizona-most-admired-company-for-2024/ PRINT Phoenix, AZ – October 7, 2024 - Versant Capital Management, Inc. , an independent multi-family office, wealth management, and registered investment advisory firm (RIA), announced its recognition as one of Arizona’s Most Admired Companies for 2024 by AZ Big Media, publisher of Az Business Magazine and Az Leadership Magazine. Acknowledging organizations that demonstrate excellence in leadership, workplace culture, social responsibility, and innovation, the Most Admired Companies award noted Versant’s client service to families and fostering a collaborative and inclusive work environment. Since being acquired by co-CEOs Elizabeth Shabaker and Royce Ramey in 2023, Versant Capital Management has experienced significant growth over the past year. “We are honored to be named among Arizona’s Most Admired Companies,” said Shabaker. “This recognition is a reflection of the hard work and commitment of our entire team, who continuously strive to serve our clients and foster a positive work culture. ” Versant Capital Management was honored at an awards ceremony on October 3 at Chateau Luxe in Phoenix, where they were recognized alongside other companies for their industry leadership and community involvement. Disclosure InformationThe Most Admired Companies award received hundreds of nominations, with 55 organizations selected for the 2024 list. Companies were evaluated based on five key areas: customer opinion, innovation, leadership excellence, social responsibility, and workplace culture. A selection committee comprising AZ Business Magazine’s editorial board, BestCompaniesAZ’s leadership team, and industry professionals reviewed and rated the nominees. Neither Versant Capital Management nor its employees paid to participate in the award.   - Published: 2024-10-07 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/news/elizabeth-shabaker-named-an-investmentnews-woman-to-watch/ PRINT Phoenix, AZ – October 7, 2024 – Versant Capital Management announced that Co-CEO Elizabeth Shabaker has been named an InvestmentNews’ 2024 Women to Watch Executive Excellence Awardee. This award highlights women in C-suite roles who have demonstrated exemplary leadership, strategic vision, and a commitment to driving innovation and growth over the past year. The InvestmentNews Women to Watch awards honor female leaders who not only achieve bold results but also advocate for the advancement of women in the wealth management industry. Shabaker’s recognition reflects her dedication to fostering a culture of inclusion and empowering other women in the field. “We are incredibly proud of Liz’s well-earned recognition,” said Royce Ramey, Co-CEO of Versant Capital Management. “Her leadership and dedication continue to inspire our team and set a benchmark for excellence in the financial services industry. ” As co-owner and co-CEO of Versant Capital Management, Shabaker oversees the firm’s strategic direction and is integral to its mission of helping families achieve their financial goals. Under her leadership, the firm has experienced significant growth while cultivating a values-driven culture focused on client care, innovation, and inclusion. Disclosure InformationRecipients of the Women to Watch award are selected by an independent panel of judges comprised of leaders from across the financial services sector. Nominees are evaluated based on their contributions to leadership, innovation, and mentorship within the industry. Neither Versant Capital Management nor its employees paid to participate in this award. - Published: 2024-10-07 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/news/elizabeth-shabaker-appointed-as-chair-of-internal-relations-for-free-arts-for-abused-children-of-arizona/ PRINT Phoenix, AZ – October 7, 2024 – Free Arts for Abused Children of Arizona has announced the appointment of Elizabeth Shabaker, CFP, CDC, as Chair of Internal Relations. In this role, Shabaker will lead efforts to strengthen collaboration and engagement within the organization, supporting Free Arts' mission to provide creative programs for abused and homeless children. Free Arts is a nonprofit organization dedicated to transforming the lives of abused and homeless children through artistic outlets, offering mentorship and creative programs to create a nurturing space where children can express themselves freely. Shabaker will work closely with leadership, staff, and volunteers in her new role to foster inclusivity, growth, and alignment in the organization. Shabaker brings extensive leadership experience to the role, currently serving as co-CEO of Versant Capital Management. At Versant, she leads initiatives focused on employee engagement and organizational development. Her role at Free Arts will focus on enhancing internal processes to help the organization continue its impactful work in the lives of the children it serves. “I am honored to serve as Chair of Internal Relations for Free Arts for Abused Children of Arizona. This role is especially meaningful to me because I believe in the transformative power of art to heal and empower young people who have experienced trauma. By fostering creativity and self-expression, we can provide these children with a sense of hope, resilience, and the tools to navigate their future. It’s a privilege to contribute to an organization that makes such a profound difference... - Published: 2024-09-03 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/news/kenneth-chavis-iv-appointed-to-the-forbes-advisor-investing-and-retirement-advisory-board/ PRINT Phoenix, AZ – September 3, 2024 – Versant Capital Management, Inc. , an independent multi-family office and wealth management firm, announced today that Kenneth Chavis IV, CFP, has been appointed a 2024 Forbes Advisor Investing and Retirement Advisory Board member. Forbes Advisor works with a select group of advisory board professionals who review articles and advise on content. The Forbes Advisor editorial team and contributors interview and quote researchers, professors, certified professionals, fiduciaries, and a variety of other experts to help inform Forbes Advisor content. Kenneth has joined a panel of experienced, vetted financial professionals who review and advise at various stages in the editorial process, from ideation to publication. The Forbes Advisor Advisory Board supports content across Forbes Advisor. The Forbes Advisor content library includes unbiased, reported, and data-driven reviews, best-ofs, and educational stories on topics relating to personal finance, small business, and education, including credit cards, loans, mortgages, insurance, banking, taxes, investing, small business, and legal services. Kenneth explained, “It is an honor to be a part of Forbes Advisor's Advisory Board to help provide unbiased financial guidance and accurate information so people can make better financial decisions and have a better quality of life. The mission of Forbes Advisor's Advisory Board is aligned with my values to help families make informed decisions about their finances and reduce stress related to their finances. ” Kenneth Chavis IV, CFP, is a senior wealth advisor at Versant Capital Management. His expertise includes advanced wealth planning, tax minimization strategies, retirement... - Published: 2024-08-16 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/the-foundations-of-estate-planning/ PRINT Although estate planning can be complex, a well-informed plan can make a big difference in what is left for your loved ones. Before you begin taking action on your estate plan, it's important to know the key topics that may arise as you address your unique needs. - Published: 2024-06-09 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-may-2024/ PRINT Markets Rebound in May Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFPDEVELOPED MARKETSDeveloped Markets Rise In the month of May, international developed stock markets returned 3. 82 %. Europe ex UK and the US recorded returns of 5. 23% and 4. 73%, respectively. Japan and Canada lagged other markets for the month. International developed markets are up 18. 48% over the past year. Europe ex UK’s stock market is up 19. 97% over the past year. European equities may benefit from easing ECB monetary policy and a pickup in industrial activity. EMERGING MARKETSEmerging Markets Continue to Rally Broader emerging markets posted a 1. 05% return for the month. China and India recorded returns of 2. 40% and 0. 71%, respectively. Brazil and Korea lagged other markets for the month. Emerging markets are up 5. 04% YTD and 14. 67% over the past year. India’s economy continues to experience robust activity. While China’s economy continues to be weighed down by a shaky real estate sector, economic activity outside of this industry are rebounding. Near historic low valuations relative to the U. S. and international markets may help emerging market investors going forward. GLOBAL SECTORInformation technology and Utilities Outperform Global information technology and utilities recorded returns of 8. 79% and 7. 65%, respectively, in May. Consumer discretionary and energy lagged other sectors this month. The energy and materials sectors have attractive medium-term fundamentals. Recessionary concerns may be a short-term headwind. DOMESTIC EQUITY FACTORSGrowth Outperforms In May, value underperformed... - Published: 2024-05-10 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-april-2024/ PRINT Markets Volatile in April Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFPDEVELOPED MARKETSDeveloped Markets Fall In the month of April, international developed stock markets returned -2. 65 %. Pacific ex Japan and the UK recorded returns of -1. 21% and 1. 89%, respectively. Japan and the U. S. lagged other markets for the month. International developed markets are up 9. 14% over the past year. Japan’s stock market, which is up 19. 23% over the past year, is attracting additional investor interest. Executives of Japanese companies are placing increasing emphasis on shareholder returns. EMERGING MARKETSEmerging Markets Continue to Rally Broader emerging markets posted a 1. 54% return for the month. China and India recorded returns of 6. 60% and 2. 32%, respectively. Brazil and Korea lagged other markets for the month. Emerging markets are up 3. 95% YTD and 10. 83% over the past year. India’s economy continues to experience robust activity. While China’s economy continues to be weighed down by a shaky real estate sector, economic activity outside of this industry are rebounding. Near historic low valuations relative to the U. S. and international markets may help emerging market investors going forward. GLOBAL SECTOREnergy and Utilities Outperform Global energy and utilities recorded returns of 0. 69% and 0. 60%, respectively, in April. In the U. S. , utilities were the only positive performing sector. Consumer discretionary and information technology lagged other sectors this month. The energy and materials sectors have attractive medium-term fundamentals. Recessionary concerns... - Published: 2024-04-17 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-march-2024/ PRINT Stock Markets Finish the First Quarter on a Strong Note Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFPDEVELOPED MARKETSDeveloped Markets Rise In the month of March, international developed stock markets returned 3. 37 %. Canada and the UK recorded returns of 4. 11% and 4. 47%, respectively. Japan and Pacific ex Japan lagged other markets for the month. International developed markets are up 15. 29% over the past year. Japan’s stock market, which is up 25. 78% over the past year, continued its rally. Executives of Japanese companies are placing increasing emphasis on shareholder returns. EMERGING MARKETSEmerging Markets Continue to Rally Broader emerging markets posted a 1. 89% return for the month. Mexico and Korea recorded returns of 5. 39% and 5. 16%, respectively. Brazil and India lagged other markets for the month. Emerging markets are up 2. 38% YTD and 8. 05% over the past year. India’s economy continues to experience robust activity. While China’s economy continues to be weighed down by a shaky real estate sector, economic activity outside of this industry are rebounding. Near historic low valuations relative to the U. S. and international markets may help emerging market investors going forward. GLOBAL SECTOREnergy and Materials Outperform Global energy and materials recorded returns of 8. 85% and 6. 25%, respectively, in March. Consumer discretionary and healthcare lagged other sectors this month. Energy is up 17. 43% over the past year. The energy and materials sectors have attractive medium-term fundamentals. Recessionary concerns may be... - Published: 2024-04-10 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/guides/congratulations-youre-turning-65/ PRINTHere’s what you should know about Medicare. Heading into retirement brings many new things to grapple with, and one of the most confusing may be Medicare. Figuring out when to enroll in Medicare and which parts to enroll in can be daunting for even the savviest people. Our guide can help you navigate this federal health insurance program for retirement-age Americans by explaining what you need to know and where to find resources. DISCLOSURE: For complete information on your tax situation, you should consult a qualified tax advisor. While Versant Capital Management doesn’t offer tax advice, we are familiar with certain tax situations that our clients face regularly. Disclosure: Any tax-related material contained within this document is subject to the following disclaimer required pursuant to IRS Circular 230: Any tax information contained in this communication (including any attachments) is not intended to be used and cannot be used for purposes of (i) avoiding penalties imposed under the United States Internal Revenue Code or (ii) promoting marketing or recommending to another person any tax-related matter. - Published: 2024-02-06 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-january-2024/ PRINT Markets Start Year on Positive Note Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFPDEVELOPED MARKETSDeveloped Markets Rise In the month of January, international developed stock markets returned 0. 43%. Japan and the U. S. recorded returns of 4. 62% and 1. 53%, respectively. The U. K. and Pacific ex Japan lagged other markets for the month. International developed markets are up 9. 48% over the past year. The U. S. economy continued to be resilient in January with a rebound in travel, tourism, and other consumer discretionary spending. Increasing manufacturing investments is also helping boost the economy. EMERGING MARKETSEmerging Markets Drop in January Broader emerging markets posted a -3. 55% return for the month. India and Mexico recorded returns of 2. 41% and -1. 86%, respectively. Other than the Indian market, most Asian markets posted negative returns, with China, Hong Kong and Korea lagged other markets for the month. Emerging markets are down -2. 06% over the past year. India’s economy continues to experience robust activity. China’s economy continues to be weighed down by weaker corporate capital expenditures and a shaky real estate sector. Near historic low valuations relative to the U. S. and international markets may help emerging market investors going forward. GLOBAL SECTORInformation Technology and Telecommunications Outperform Global information technology and telecommunications sectors recorded returns of 3. 53% and 3. 43%, respectively, in January. Materials and utilities lagged other sectors this month. Although the energy and materials sectors underperformed over the past year, as... - Published: 2024-01-23 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-december-2023/ PRINT Markets End Year on Positive Note Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFPDEVELOPED MARKETSDeveloped Markets Rebound Strongly In the month of December, international developed stock markets returned 5. 47%. Pacific ex Japan and Canada recorded returns of 9. 02% and 6. 77%, respectively. The U. K. and Japan lagged other markets for the month. International developed markets finished the year up 17. 94% while the U. S. market gained 26. 49%. The U. S. economy proved resilient in 2023, primarily due to strong consumer spending boosted by an unusual level of fiscal stimulus relative to current economic and employment conditions. EMERGING MARKETSEmerging Markets Positive for the Year Broader emerging markets posted a 3. 57% return for the month. India and Mexico recorded returns of 8. 10% and 9. 46%, respectively. China and Korea lagged other markets for the month. Emerging markets finished the year up 8. 64%. India’s economy continues to experience robust activity. China’s economy continues to be weighed down by weaker corporate capital expenditures and a shaky real estate sector. Near historic low valuations relative to the U. S. and international markets may help emerging market investors going forward. GLOBAL SECTORIndustrials and Material Outperform Industrials and materials recorded returns of 7. 29% and 6. 94%, respectively, in December. Energy and utilities lagged other sectors this month. The information technology sector finished the year up 53. 93%. Much of the rally in this sector has been driven by a small number of mega-cap technology... - Published: 2023-12-04 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/guides/reference-guide-2024-key-financial-data/ PRINTOur custom resource includes the most updated tax brackets, thresholds, limitations, exemptions, and more. Nearly all the key items that affect one's personal finances are contained in the guide’s easy-to-follow format, including: 2024 Tax Rate Schedule Standard Deductions & Child Tax Credit Tax Rate on Long-Term Capital Gains and Qualified Dividends Net Investment Income Brackets Exemption Amounts for Alternative Minimum Tax Gift and Estate Exclusion and Credits Education Credits, Deductions, and Distributions Tax Deadlines Retirement Plan Contribution Limits Individual Retirement Accounts Health Savings Accounts Deductibility of Long-Term Care Premiums on Qualified Policies Medicare Deductibles Social Security Medicare Premiums Uniform Lifetime TableDISCLOSURE: For complete information on your tax situation, you should consult a qualified tax advisor. While Versant Capital Management doesn’t offer tax advice, we are familiar with certain tax situations that our clients face regularly. Disclosure: Any tax-related material contained within this document is subject to the following disclaimer required pursuant to IRS Circular 230: Any tax information contained in this communication (including any attachments) is not intended to be used and cannot be used for purposes of (i) avoiding penalties imposed under the United States Internal Revenue Code or (ii) promoting marketing or recommending to another person any tax-related matter. - Published: 2023-11-28 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/guides/2023-arizona-tax-credits-guide/ PRINTOur Arizona tax credit guide explains how you can redirect your tax dollars while benefitting local Arizona nonprofit organizations.  DISCLOSURES: For complete information on your tax situation, you should consult a qualified tax advisor. While Versant Capital Management doesn’t offer tax advice, we are familiar with certain tax situations that our clients face regularly. Disclosure: Any tax-related material contained within this document is subject to the following disclaimer required pursuant to IRS Circular 230: Any tax information contained in this communication (including any attachments) is not intended to be used and cannot be used for purposes of (i) avoiding penalties imposed under the United States Internal Revenue Code or (ii) promoting marketing or recommending to another person any tax-related matter. - Published: 2023-11-28 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/7-ways-to-maximize-charitable-giving-in-2023/ PRINTOur charitable giving guide offers ways to maximize your charitable giving impact to help improve your community while receiving potential tax breaks. That's a win-win!  DISCLOSURES: For complete information on your tax situation, you should consult a qualified tax advisor. While Versant Capital Management doesn’t offer tax advice, we are familiar with certain tax situations that our clients face regularly. Disclosure: Any tax-related material contained within this document is subject to the following disclaimer required pursuant to IRS Circular 230: Any tax information contained in this communication (including any attachments) is not intended to be used and cannot be used for purposes of (i) avoiding penalties imposed under the United States Internal Revenue Code or (ii) promoting marketing or recommending to another person any tax-related matter. - Published: 2023-11-28 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/guides/2023-arizona-individual-tax-credits/ PRINTVersant Capital Management’s individual tax credit guide can help you navigate 2023 Arizona tax credits for charitable donations. It’s a great way to dictate where your tax money goes even if you are not eligible for a federal benefit. For most credits, you can donate until April 15, 2024, and apply it to your 2023 tax return. Qualifying Charitable Organizations (QCO) Credit Credit for cash contributions made to certain nonprofits Maximum credit for the 2023 tax return: $421 for single, heads of household, and married filing separate filers $841 for married taxpayers filing a joint return Credit can offset Arizona tax liability dollar for dollar but is not refundable Unused credit can be carried forward five years Qualifying charitable organizations for 2023:https://azdor. gov/sites/default/files/2023-05/CREDITS_2023_qco. pdf Contributions can be made from January 1 to April 15 of the following calendar year   Qualifying Foster Care Charitable Organizations (QFCO) Credit Credit for cash contributions made to certain foster care nonprofits Maximum credit for the 2023 tax return: $526 for single, heads of household, and married filing separate filers $1,173 for married taxpayers filing a joint return Credit can offset Arizona tax liability dollar for dollar but is not refundable Unused credit can be carried forward five years Qualifying foster care charitable organizations for 2023: https://azdor. gov/sites/default/files/2023-03/CREDITS_2023_qfco. pdf Contributions can be made from January 1 to April 15 of the following calendar year   Public Schools Credit Credit for cash donations made or fees contributed to public schools for extracurricular activities or character education... - Published: 2023-11-15 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-october-2023/ PRINT Markets Decline in October Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFPDEVELOPED MARKETSDeveloped Markets Continue to Fall International developed stock markets returned -4. 22%. The U. S. and Europe ex UK recorded returns of -2. 33% and -3. 60%, respectively. Canada and Japan lagged other markets for the month. International developed markets are up 2. 22% YTD, while the U. S. market is up 10. 50%. The U. S. market is up YTD due to the rally in a handful of U. S. technology stocks and the expansion of valuation multiples. These U. S. technology companies will need to grow their earnings at a high rate to warrant these high valuations. EMERGING MARKETSEmerging Markets Drop Broader emerging markets posted a -3. 79% return for the month. India and Brazil recorded returns of -2. 97% and -3. 73%, respectively. China’s economy expanded at a 5. 25% annualized rate in Q3, above some expectations. Domestic services continued to be the main driver. However, its economy continues to be weighed down by weaker corporate capital expenditures and a shaky real estate sector. Near historic low valuations relative to the U. S. and international markets may help emerging market investors going forward. GLOBAL SECTORUtilities and Information Technology Outperform Utilities and information technology recorded returns of 0. 67% and -0. 33%, respectively, in October. Energy and consumer discretionary lagged other sectors this month. The information technology sector is up 30. 12% YTD. Much of the rally in this sector has been... - Published: 2023-11-13 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/tax-financial-planning/ PRINTStrategic moves you can make before year-end 2023 By Elizabeth Shabaker, CFP, CDCVersant Capital Management’s holistic wealth planning approach incorporates investment management, income tax planning, estate and transfer planning, asset protection, business succession planning, and family-dynamics considerations such as education of heirs and beneficiaries to become financially fluent and knowledgeable about wealth stewardship expectations and opportunities. With year-end fast approaching, there are several things for consideration on the income tax and estate tax planning fronts. Tax Legislation to NoteAlthough no significant tax legislation has been enacted in 2023, several pieces of tax legislation from 2022 will impact 2023 income and gift tax returns. The 2017 Tax Cuts and Jobs Act (TCJA) lowered individual federal tax rates for many Americans. It raised the lifetime estate and gift tax exemption (currently $12. 92 million per person, and for 2024, it is estimated to be $13. 6 million). These higher exemptions can potentially lower federal estate tax burdens for high-net-worth families. These changes to the tax code are temporary and effective through the end of 2025. Unless new legislation is passed, those tax rates and exemptions will revert to pre-TCJA tax provisions on January 1, 2026. STRATEGIES Following are year-end tax and gifting strategies to consider before 2023 comes to a close. While many strategies may be effective in helping you manage your tax burden, they are not all-inclusive or a destination in and of themselves. Please consult your Versant Wealth Advisor to help create a strategic plan tailored to your needs and... - Published: 2023-10-20 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-september-2023/ PRINT Rising Interest Rates Create Headwind for Markets Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFP®DEVELOPED MARKETSDeveloped Markets Continue to Fall In the month of September, international developed stock markets returned -3. 37%. The U. K. and Japan recorded returns of -0. 84% and -2. 10%, respectively. The U. S. and Europe ex UK lagged other markets. International developed markets are up 6. 73% YTD while the U. S. market is up 13. 13%. Markets fell as investors weighed the potential impact of extended restrictive monetary policy on economic activity. The U. S. market is up YTD due to the rally in U. S. technology stocks and the expansion of valuation multiples. These U. S. technology companies will need to grow their earnings at a high rate to warrant these high valuations. EMERGING MARKETSEmerging Markets Drop Broader emerging markets posted a -1. 95% return for the month, holding up better than developed markets. India and Brazil recorded returns of 1. 67% and 0. 21%, respectively. China’s economy continues to be weighed down by weaker corporate capital expenditures and a shaky real estate sector. Korea and Mexico lagged other markets in September. Low valuations relative to the U. S. and international markets may help emerging market investors going forward. GLOBAL SECTOREnergy and Financials Outperform Energy and financials recorded returns of 2. 69% and -2. 16%, respectively, in September. Information technology and consumer discretionary lagged other sectors this month. The information technology sector is up 30. 56% YTD. Much... - Published: 2023-10-20 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/do-i-need-a-wealth-advisor/ PRINTBy Royce Ramey, CFAThe short answer is that almost everyone would benefit from working with a wealth advisor. ► Do you work out at a gym with a trainer? ► Do you take golf, tennis, or pickleball lessons from a local teaching pro? ► Do your children have teachers, coaches, or mentors in their extracurricular activities? ► Do professional athletes, musicians, and entertainers engage professional coaches to help them achieve their goals? Like the examples above, a wealth advisor is like a coach in other areas of your life. An experienced and skilled advisor provides much more than investment returns on your investment portfolio. They can serve as your financial guide and leverage their years of experience working with different family profiles to help you think through many decisions you encounter through life’s major events. From marriage or divorce to inheritance or selling your business, helping you make sound choices to grow your wealth through generations is at the center of what wealth advisors do. On a daily basis, you are faced with some sort of personal financial thought or decision: Is my investment portfolio positioned to maximize my after-tax and after-expense returns? Am I saving enough, or do I have enough to have financial freedom? Can I afford a new home? Can I afford a second home? What if I was to take a break from my career? Should I buy or lease a car? My friend showed me an investment opportunity. Is it right for me? How should... - Published: 2023-10-18 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/looking-ahead/ PRINT4th Quarter Market Observations By Thomas J. Connelly, CFA, CFPChief Investment OfficerI would like to begin by emphasizing that, currently, most markets are far from bubble-like pricing. There are investment opportunities for patient investors with long time horizons. It is crucial to be mindful of costly, media-driven, and leveraged investments, given evolving refinancing risks and the lingering potential for an economic downturn. As part of our routine practice, our investment analyst team continuously evaluates the global investment opportunity set for our client portfolios.   Investment markets during times of war, historically and today “Many years ago, I learned from one of our diplomats in China that one of the principal Chinese curses heaped upon an enemy is ‘May you live in an interesting age. ” -Frederic Coudert, 1939 Throughout my life, this sentiment, sometimes uttered tongue in cheek, expressed hope that one would live an interesting life. Imagine my surprise learning that it was attributed to an ancient Chinese curse. Now, 1939 would certainly make my top three for “interesting times. ” Today is undoubtedly interesting, but the eve of WWII, with Germany and Russia jointly carving up Poland and Japan trying to subdue China in a ground war, must have been frightening, even without the specter of nuclear weapons. Between 70 and 85 million people died during that war, over half in the Soviet Union and China. Today’s “interesting times” revolve around local and global politics, armed conflict, election politics, and the threat of recession instigated by rising interest... - Published: 2023-10-12 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/how-to-help-protect-yourself-against-identity-theft/ PRINTBy John Mason, Technology Manager Large-scale computer hacks and data breaches are now common occurrences — an unfortunate consequence of living in a digital world. Once identity thieves have your information, they can use it to gain access to your bank and credit card accounts, make unauthorized transactions in your name, and subsequently ruin your credit. Now more than ever, it's essential to safeguard yourself against identity theft. Here are some steps to protect your personal and financial information.   Review Your Credit Reports It is important to review your credit report at least once a year and ensure your information is correct. Every consumer is entitled to a free credit report every 12 months from each of the three reporting agencies: Equifax, Experian, and TransUnion. Besides the annual report, you may be entitled to an additional free report under certain circumstances. Visit Annual Credit Report. com for more information. If you find an error in your credit report, contact the appropriate credit reporting agency to let it know that you are disputing information on your report. The agency usually must investigate the dispute within 30 days of receiving it. Once the investigation is complete, the agency must provide you with a written result of its investigation and remove/correct any errors. You can generally file your dispute online or by mail with the agency. However, it may be more helpful to dispute the error in writing with supportive documents, preferably by certified mail. That way, you'll have a paper trail... - Published: 2023-10-03 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/what-does-china-portend-for-equity-investment-portfolios/ PRINT What does China portend for Equity Investment Portfolios? In this video, Thomas Connelly, CFA, CFP, founder and Chief Investment Officer at Versant Capital Management, assesses China's investment viability for equity portfolios. Versant is closely watching the Chinese government's increasingly aggressive role in corporate governance and determining various stakeholders’ rights to corporate profits. Tom also examines whether China is experiencing “bubble” conditions in its real estate and equity markets and whether comparisons to Japan in the late 1980s are relevant. Tom Connelly, CFA, CFP, is the president and chief investment officer at Versant Capital Management. He describes his most significant professional accomplishment as “the growth and preservation of my clients’ financial nest eggs and legacies over lifetimes through one or more recession events. ”Disclosure: Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Company), will be profitable or equal any historical performance level(s). Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for... - Published: 2023-09-27 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/news/elizabeth-shabaker-appointed-to-arizona-community-foundations-professional-advisory-board/ PRINTPhoenix, AZ – September 27, 2023 – Versant Capital Management, Inc. , an independent family office, wealth management, and registered investment advisory firm (RIA), announced today that Elizabeth Shabaker, CFP CDC, has been appointed to the Arizona Community Foundation’s Professional Advisory Board. The Arizona Community Foundation is a bridge between donors and nonprofit organizations that support Arizona’s communities. The Foundation stewards the gifts placed in their care with an eye toward permanence and growth while awarding millions of dollars in grants and scholarships each year. The Professional Advisory Board is the Foundation’s advisory committee of professional advisors that provide strategic planning, guidance, and oversight of outreach. The Board is comprised of 40 professional advisors who are skilled in personal estate-related matters and are recognized as leading, trusted advisors in the community. Board members include estate planning attorneys, certified public accountants, trust officers, investment advisors, financial planners, insurance agents, valuation advisors, and other bankers and advisors. Liz Shabaker is a co-owner and co-CEO of Versant Capital Management, managing the firm’s strategic direction and delivering Versant’s mission of helping families reach their financial goals. Her extensive experience assisting wealthy individuals and families across multiple generations to develop their philanthropic legacies makes her a good choice to help advise the Foundation. Liz explained, “Our firm helps our client donors clarify their philanthropic values, mission, and goals and how their giving can lead to the outcomes they hope to achieve. Along with a focus on tax and estate planning, we concentrate on matters related... - Published: 2023-09-12 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/three-things-to-consider-before-selling-your-business/ PRINTby Royce Ramey Are. You. Ready? For any business owner or entrepreneur, selling your business can be one of the biggest decisions you make. After all, for years, you began each day with a unique purpose and poured your heart and soul into something special to you. Before you pull that trigger, you might consider what life will be like after a sale: How will it feel to forego a future stream of cash flow for liquidity that you likely never had the luxury to have until now? Will you travel and play golf seven days a week, or want to stay engaged in something beyond your business? Do you have children who want to run the business someday? How will the legacy of your business be remembered? These are all questions from clients I have worked with over the years. Engaging a wealth advisor in advance of a potential sale not only helps you think through these questions but also prepares you financially for life after the transaction. Three reasons to engage a wealth advisor alongside your tax advisor, attorney, and investment banker before selling your business: 1 – Are you selling for a price that will sustain your lifestyle? Lifestyle change is one of the toughest transitions an entrepreneur can make. You are accustomed to receiving yearly cash flow from the business to fund your lifestyle wants and needs. However, you will never receive a price that values the company for those cash flows in perpetuity. Instead, you... - Published: 2023-08-08 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-july-x2023/ PRINT Stock Markets Continue to Rise Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFPDEVELOPED MARKETS Developed Markets Rise In the month of July, international developed stock markets returned 3. 24%. Pacific ex Japan and the U. K. recorded returns of 4. 37% and 3. 44%, respectively. Europe ex U. K. and Japan lagged other markets. International developed markets are up 14. 89% YTD while the U. S. market is up 20. 83%. The relative outperformance of the U. S. market is due to the rally in U. S. technology stocks. However, this current rally in the U. S. market may not be sustainable as the outperformance is being driven by a very narrow number of stocks. EMERGING MARKETS China Bounces Back Broader emerging markets posted a 6. 14% return for the month. China and Korea recorded returns of 10. 76% and 6. 50%, respectively. China’s economy continues to be weighed down by weaker corporate capital expenditures and a shaky real estate sector, but investors responded favorably to the possibility of upcoming Chinese government stimulus. India and Mexico lagged other markets in July. Low valuations relative to the U. S. and international markets may help emerging market investors going forward. GLOBAL SECTOR Energy and Telecommunications Outperform Energy and telecommunications recorded returns of 6. 32% and 6. 09%, respectively, in July. Healthcare and utilities lagged other sectors this month. The information technology sector has rebounded this year after its steep 2022 decline. Much of the rally in this sector... - Published: 2023-07-21 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/news/versant-capital-management-announces-transition-in-ownership-and-expansion-in-dallas-tx-market/ Versant Capital Management, Inc., a Phoenix-based wealth management and investment firm, is pleased to announce it has been named to Financial Advisor Magazine’s 2018 edition of the Top 50 Fastest Growing RIAs (registered investment advisors) with more than $250 million in assets under management (AUM). PRINT PDF Versant Capital Management Announces Transition in Ownership and Expansion in Dallas, TX Market  Phoenix, AZ – July 7, 2023 – Versant Capital Management, Inc. , an independent wealth management and registered investment advisory firm (RIA), is pleased to announce a transition in ownership and expansion into the Dallas, TX market. Founder and Chief Investment Officer Thomas J. Connelly, CFA, CFP, has successfully transitioned his majority ownership to longtime business partner Elizabeth Shabaker, CFP, CDC, and Royce Ramey, CFA, who together will serve as the firm's Co-Chief Executive Officers. Founder Thomas J. Connelly expressed his excitement about the transition, stating, "One of the greatest joys of my life has been to help families manage their investment portfolios, preserving and growing their financial nest eggs and legacies through market cycles. I will continue to fill that role with Versant as the Chief Investment Officer and part of the Executive Leadership Team. " With over thirteen years of executive leadership at Versant, Elizabeth Shabaker -- recognized as one of the country's accomplished wealth management practitioners -- has played a crucial role in the firm's growth and practice management. Her expertise and experience in family governance, next-generation planning, and helping women become financially confident and independent are key to the firm's continued growth. Before joining Versant, Royce Ramey held the positions of Managing Director and Chief Experience Officer at Tolleson Wealth Management in Dallas, Texas, a privately-owned family office for wealthy individuals and their families. There, he served as a senior advisor... - Published: 2023-07-14 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-june-2023/ PRINT Stock Markets Bounce Back Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFPDEVELOPED MARKETS Developed Markets Rebound In the month of June, international developed stock markets returned 4. 75%. Canada and the U. S. recorded returns of 6. 52% and 6. 63%, respectively. The U. K. and Japan lagged other markets. International developed markets are up 11. 29% YTD while the U. S. market is up 16. 84%. The recent change in relative performance between international developed markets and the U. S. market is due to investor enthusiasm with U. S. artificial intelligence companies. However, this current rally in the U. S. market may not be sustainable as the outperformance is being driven by a very narrow number of stocks. Most companies in the U. S. market are down or flat for the year. EMERGING MARKETS Brazil and Mexico Rally Broader emerging markets posted a 4. 14% return for the month. Brazil and Mexico recorded returns of 15. 95% and 5. 66%, respectively. Mexico is benefiting from companies looking to shift supply chains and production outside of China. China and Korea lagged other markets in June. China’s economy continues to be weighed down by the real estate sector, but retail sales and services have started to recover. Low valuations relative to the U. S. and international markets may help emerging market investors going forward. GLOBAL SECTOR Consumer Discretionary and Industrials Outperform Consumer discretionary and industrials recorded returns of 10. 20% and 8. 85%, respectively, in June. Telecommunications... - Published: 2023-06-23 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-may-2023/ PRINT Recession Concerns Deflate Markets Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFPDEVELOPED MARKETS Developed Markets Drop In the month of May, international developed stock markets returned -4. 36%. Japan and the U. S. recorded returns of 1. 86% and 0. 60%, respectively. The U. K. and Pacific ex Japan lagged other markets. International developed markets are up 6. 24% YTD while the U. S. market is up 9. 58%. The recent change in relative performance between international developed markets and the U. S. market is due to investor enthusiasm with U. S. artificial intelligence companies. However, this current rally in the U. S. market may not be sustainable as the outperformance is being driven by a very narrow number of stocks. Most companies in the U. S. market are down or flat for the year. EMERGING MARKETS India and Korea Rebound Broader emerging markets posted a –2. 33% return for the month. India and Korea recorded returns of 2. 91% and 4. 80%, respectively. China and Mexico lagged other markets in May. China’s abrupt reversal of its zero-Covid policy has brightened the country’s economic outlook; however, concerns over their real estate market and debt load have tampered expectations recently. Low valuations relative to the U. S. and international markets may help emerging market investors going forward. GLOBAL SECTOR Telecommunications and Information Technology Outperform Telecommunications and information technology recorded returns of 2. 61% and 9. 37%, respectively, in May. Energy and materials lagged other sectors this month.... - Published: 2023-05-15 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-april-2023/ PRINT Stock Markets Climb in April Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFPDEVELOPED MARKETS Developed Markets Continue to Climb In the month of April, international developed stock markets returned 2. 84%. The UK and Europe ex UK recorded returns of 5. 31% and 3. 82%, respectively. Pacific ex Japan and Japan lagged other markets. International developed markets are up 11. 09% YTD while the U. S. market is up 8. 93%. International developed markets have outperformed on balance, benefiting from a weaker U. S. dollar, higher European earnings growth and lower valuations heading into this year. The current rally in the U. S. market is mainly due to the outperformance of a small number of mega-cap stocks. EMERGING MARKETS India and Brazil Rebound Broader emerging markets posted a -1. 00% return for the month. India and Brazil recorded returns of 4. 17% and 3. 40%, respectively. China and Korea lagged other markets in April. China’s abrupt reversal of its zero-Covid policy has brightened the country’s economic outlook. Low valuations relative to the U. S. and international markets may help emerging market investors going forward. GLOBAL SECTOR Energy and Consumer Staples Outperform Energy and consumer staples recorded returns of 4. 20% and 4. 07%, respectively, in April. Consumer discretionary and materials lagged other sectors this month. The information technology sector has rebounded this year after its steep 2022 decline. Much of the rally in this sector has been due to retail investors buying these stocks as opposed... - Published: 2023-05-03 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/tom-shauna-connelly-honored-with-guiding-star-award/ PRINT Tom & Shauna Connelly Honored with “Guiding Star Award” by the National Kidney Foundation of ArizonaMay 3, 2023 The National Kidney Foundation of Arizona bestowed its Guiding Star Award upon Tom and Shauna Connelly at the Foundation’s annual Dancing with the Stars Gala in March. The National Kidney Foundation of Arizona chose Tom and Shauna for the Guiding Star Award to recognize their exemplary leadership and passion in their philanthropic work for the Foundation and their dedication that has made a significant impact on the future of the Foundation. This is only the third time the award has been given since its inception in 2016. “On behalf of the Foundation, we were honored to celebrate Tom and Shauna Connelly and their long-standing dedication to Arizona’s kidney community,” said Leslie McReynolds, CEO of the National Kidney Foundation of Arizona. “Serving on our Board of Directors, Tom has been an invaluable advocate for the Foundation – continually generous with his insights, resources, and countless hours of his time spent volunteering at our events. He truly leads by example and inspires others to do more. Shauna has dedicated a decade of passion to the Foundation and its gala; dancing twice and serving as a co-chair, she has continued to bring countless dancers, funds, and awareness to benefit our mission. We are proud and lucky to know them. ” Shauna Connelly has been a volunteer with the National Kidney Foundation of Arizona since 2014 and co-chaired its annual gala in 2015. She was... - Published: 2023-05-03 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/guiding-your-new-grad-toward-financial-success/ PRINT Guiding Your New Grad Toward Financial SuccessAbout four million people will graduate from college in 20231 and begin establishing careers. Graduates' relationship with money can change significantly once they have a job and pay their bills. For families, a new set of worries emerge. Can your kids make it on their own? As a wealth management firm, we are uniquely positioned to help both graduates and their loved ones navigate this moment—and build a financial foundation that will last a lifetime. Understanding the Gen Z Mindset Gen Z (born after 1996) is the most racially and ethnically diverse generation in the U. S. and is on track to be the most well-educated. 2 They're digital natives with a strong sense of social responsibility3, are highly collaborative and social, value flexibility, and resist hierarchical leadership. 4 Gen Z is sometimes skeptical of financial institutions, which may cause them to be less likely to invest. Morning Consult's 2020 survey found that only 32% of Gen Z respondents say they trust Wall Street—the second lowest trust rating after Hollywood (28%). 5 According to the World Health Organization, they're also likely to live longer than their parents, with an average of nearly 20 healthy years after age 606. Longer life spans, combined with diminishing Social Security reserves, could strain their financial stability. They'll likely need to depend more on their savings than previous generations, which makes financial planning as urgent as ever. The nature of work is also changing. In 2021, the number... - Published: 2023-04-11 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/us-dollar-drama/ PRINT US Dollar Drama The media is abuzz about foreign countries supplanting the US dollar with local currencies in trade and commodity deals. Also mixed in are news stories about an imminent catastrophic decline in the value of the dollar in light of the recent banking crisis and the impending debt ceiling deadline. In this video, Versant President and CIO Thomas Connelly addresses: What are the material considerations regarding the dollar? How should we frame our thinking around recent developments? Do we think current events will cost the dollar its preeminent global reserve currency status? The short answer: No. Although there are dollar problems, they are probably longer-term in nature. Tom Connelly, CFA, CFP, is the president and chief investment officer at Versant Capital Management. He describes his most significant professional accomplishment as “the growth and preservation of my clients’ financial nest eggs and legacies over lifetimes through one or more recession events. ”Disclosure: Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Company), will be profitable or equal any historical performance level(s). Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital... - Published: 2023-04-11 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-march-2023/ PRINT Stock Markets Rally in March Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFPDEVELOPED MARKETS Developed Markets Rebound In the month of March, international developed stock markets returned 2. 22%. The US and Japan recorded returns of 3. 50% and 3. 96%, respectively. Canada and the UK lagged other markets. International developed markets are up 8. 02% YTD while the U. S. market is up 7. 59%. International developed markets have outperformed on balance, benefiting from a weaker U. S. dollar, higher European earnings growth and lower valuations heading into this year. Markets were able to rebound despite the turmoil within the U. S. banking sector. EMERGING MARKETS Korea and China Lead Rally Broader emerging markets posted a 2. 53% return for the month. China and Korea recorded returns of 4. 52% and 4. 84%, respectively. India and Brazil lagged other markets in March. China’s abrupt reversal of its zero-Covid policy has brightened the country’s economic outlook. Low valuations relative to the U. S. and international markets may help emerging market investors going forward. GLOBAL SECTOR Information Technology and Telecommunications Outperform Information technology and telecommunications recorded returns of 10. 31% and 8. 92%, respectively, in March. Financials and energy lagged other sectors this month. The information technology sector has rebounded this year after its steep 2022 decline. Much of the rally in this sector has been due to retail investors buying these stocks as opposed to institutional investors. Increasing use of ODTE (zero days to expiry) options,... - Published: 2023-03-19 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/recent-market-movements-copy/ PRINT Volatility in the Banking SectorLast Friday, regulators in California took possession of Silicon Valley Bank (SVB), placing it under Federal Deposit Insurance Corporation (FDIC) receivership, following Silvergate Capital’s announcement that it was voluntarily shutting down its banking subsidiary’s operations and liquidating its assets this past Wednesday. Signature Bank could not withstand a barrage of deposit outflows and was shut down by regulators today. Is there something for investors to be concerned about here? Bank runs are as old as banking and are usually caused by a loss of confidence by customers who seek to withdraw their funds en masse — herd psychology in action, with some modern banking twists. In this video, Thomas Connelly, President, and Chief Investment Officer explains: What caused the recent bank run on Silicon Valley Bank Why the bank could not accommodate the withdrawal requests Subsequent government and regulatory actions Repercussions for depositors and investors Thoughts on the financial system   Tom Connelly, CFA, CFP, is the president and chief investment officer at Versant Capital Management. He describes his most significant professional accomplishment as “the growth and preservation of my clients’ financial nest eggs and legacies over lifetimes through one or more recession events. ”  Disclosure: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by... - Published: 2023-03-19 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-february-2023/ PRINT Tightening Monetary Policy Halts Market Rally Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFPDEVELOPED MARKETS Developed Markets Decline In the month of February, international developed stock markets returned -2. 33%. The UK and Europe ex UK recorded returns of 0. 25% and -0. 88%, respectively. Canada and Pacific ex Japan lagged other markets. International developed markets are up 5. 67% YTD while the U. S. market is up 3. 95%. Investor expectations of further interest rate hikes and tightening monetary policy contributed to the market declines this month. EMERGING MARKETS Emerging Markets Pull Back Broader emerging markets posted a -6. 17% return for the month. Mexico and India recorded returns of -0. 20% and -4. 57%, respectively. China and Brazil lagged other markets in February. China’s abrupt reversal of its zero-Covid policy has brightened the country’s economic outlook, but increasing geopolitical risks negatively impacted Chinese equities. GLOBAL SECTOR Information Technology and Industrials Outperform Information technology and industrials recorded returns of -0. 49% and -1. 05%, respectively, in February. Materials and energy lagged other sectors this month. The information technology sector has rebounded this year after its steep 2022 decline. Much of the rally in this sector has been due to retail investors buying these stocks as opposed to institutional investors. Further tightening of monetary policy by central banks could create a tough environment for the information technology sector. DOMESTIC EQUITY FACTORS Small-Cap Stocks Hold Up in February In February, value underperformed growth in the large-cap space... - Published: 2023-02-16 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/our-favorite-financial-tips/ PRINT Our Favorite Financial Tips From the Versant Capital Management StaffGiven that it’s America Saves Week, the Versant Capital Management staff decided there is no better time than now to round up our favorite financial tips into one helpful read. From great ways to budget to how to boost your savings, these nuggets of financial wisdom can help you get a clear view of your finances, set savings goals, and create a plan to achieve them.   Credit Card Points Optimize your cash flow plumbing. Using credit cards to pay your bills, grocery tab, gasoline costs, other bills, and even insurance premiums can rack up travel points or points for other consumer services or durables and even cash benefits. Points and benefits add up quickly when used for most or all household expenditures. Our vacation trips and home furnishings were paid for in this manner. And it helps your credit score along the way. This process only works if you pay off your credit card balances quickly before interest charges accrue. Thomas Connelly, CFA®, CFP®President and Chief Investment Officer   Stay in the Market Investing consistently can help build your budget around setting up your future. Like Tom Connelly always says, it's almost impossible to time when it’s best to invest in the market. If you’re always investing on a periodic basis, you can help set yourself up for retirement. Bailey YatesClient Associate Young Adults and Money A wise man (my dad) told me when I was young and just... - Published: 2023-02-10 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-january-2023/ PRINT Markets Off to a Strong Start Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFP DEVELOPED MARKETS International Developed Markets Rebound In the month of January, international developed stock markets returned 8. 20%. Canada and Europe ex UK recorded returns of 9. 01% and 9. 34%, respectively. The U. S. and Japan lagged other markets. International developed markets are now down only -2. 98% over the past year while the U. S. market is down -9. 45%. Much of the difference in performance between the U. S. market and international developed markets over the past three months has been due to currency movements. EMERGING MARKETS Emerging Markets Continue to Rally Broader emerging markets posted a 6. 99% return for the month. Mexico and Korea recorded returns of 17. 02% and 12. 38%, respectively. India and Brazil lagged other markets in January. China’s abrupt reversal of its zero-Covid policy has brightened the country’s economic outlook. India’s stock market is down YTD, primarily due to the large drop in Adani Enterprises’ stock after the company was accused of fraud. GLOBAL SECTOR Telecommunications and Consumer Discretionary Outperform Telecommunications and consumer discretionary recorded returns of 14. 31% and 13. 38%, respectively, in January. Utilities and healthcare lagged other sectors this month. The information technology sector has rebounded this year after its steep 2022 decline. However, further tightening of monetary policy by central banks could create a tough environment for the information technology sector. DOMESTIC EQUITY FACTORS Growth Rebounds in January In... - Published: 2023-01-29 - Modified: 2023-02-27 - URL: https://versantcm.com/2023-dollar-limits-for-retirement-plans/ PRINT 2023 Dollar Limits for Retirement PlansThe Internal Revenue Service has announced cost-of-living adjustments to the dollar limits for tax-qualified retirement plans and individual retirement accounts for 2023. The Internal Revenue Code imposes dollar limitations on benefits and contributions under tax-qualified retirement plans and contributions to individual retirement accounts. These limitations are adjusted annually to reflect cost-of-living increases, if any, pursuant to adjustment procedures similar to those used to adjust Social Security benefit amounts. This downloadable PDF highlights some of the more significant limitations:Disclosure Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this article serves as the receipt of, or as a substitute for, personalized investment advice from Versant Capital Management, Inc. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation,... - Published: 2023-01-29 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/key-financial-data-2023/ PRINT Key Financial Data 2023This downloadable reference guide can help you consider available strategies to help reduce the impact of taxes as you put together your 2023 tax plan. For more information, please contact your Versant Capital Management professional.  Disclosure Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this article serves as the receipt of, or as a substitute for, personalized investment advice from Versant Capital Management, Inc. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Versant Capital Management, Inc. is neither a law firm nor a certified public accounting firm and no portion of the article content should be construed as legal or accounting advice. If you... - Published: 2023-01-27 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/turning-65-what-you-need-to-know-about-medicare/ PRINT Turning 65? What you need to know about Medicare. Heading into retirement brings a slew of new topics to grapple with, and one of the most confusing may be Medicare. Figuring out when to enroll in Medicare and which parts to enroll in can be daunting even for the savviest people. To help you navigate this federal health insurance program for retirement-age Americans, Versant Capital Management is here to help explain the things you should know and where to find resources. Click the downloadable PDF for valuable 2023 Medicare information. Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Versant Capital Management, Inc. ) will be profitable or equal to any historical performance level(s). Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current... - Published: 2023-01-13 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/bombarded-with-distressing-investment-and-financial-news/ PRINT Bombarded With Distressing Investment and Financial News? How to focus on the golden goose and not media noise in 2023After global stock, real estate, and bond market declines in 2022, and harrowing market losses in speculative technology stocks and crypto assets, how should we navigate distressing economic and market news coming from media outlets? In the video, Tom Connelly, CFA, CFP, explains that regardless of underlying short-term news, markets are still more than capable of providing returns in the form of rents, interest, and dividend payments over the long run. The investment industry, academia, and government have had a poor track record in predicting important variables such as interest rates, inflation, and stock market returns in the short run. Should we not focus on longer-term fundamentals and not try to invest via short-term market or economic fluctuations and the emotions they elicit? Here, the news is good.   Tom Connelly, CFA, CFP, is the president and chief investment officer at Versant Capital Management. He describes his most significant professional accomplishment as “the growth and preservation of my clients’ financial nest eggs and legacies over lifetimes through one or more recession events. ”Disclosure: Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Company), will be profitable or equal any historical performance level(s). Please remember that past performance may not be indicative of future results.... - Published: 2022-12-08 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-november-2022/ PRINT Markets Rally in November Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFPDEVELOPED MARKETSInternational Developed Markets Rebound In the month of November, international developed stock markets returned 10. 65%. Pacific ex Japan and Europe ex UK recorded returns of 14. 66% and 11. 54%, respectively. The U. S. and Canada lagged other markets. International developed markets are down -13. 87% YTD while the U. S. market is down -14. 8%. Developed markets in Europe and Asia have outperformed the US market based on local currency returns; the strength of the US dollar has strongly penalized market returns outside the U. S. this year. EMERGING MARKETS Emerging Market Rally Led by China Broader emerging markets posted a 14. 03% return for the month. China and Korea recorded returns of 29. 71% and 14. 95%, respectively. Brazil and Mexico lagged other markets in November. Countries that export natural resources, such as Brazil, have benefited from this year’s inflationary environment. High local interest rates, energy and food prices have been headwinds to emerging market economies. China’s zero-Covid policy has also been a drag on economic activity this year, but China may relax their policy amidst nationwide protests. GLOBAL SECTOR Materials and Financials Sectors Holding Up Well Materials and financials recorded returns of 15. 56% and 9. 65%, respectively, in November. Energy and healthcare lagged other sectors this month. The energy sector remains up 52. 32% YTD and 58. 34% over the past year. Global oil and gas supply and demand... - Published: 2022-12-02 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/2022-arizona-individual-tax-credits/ PRINT 2022 Arizona Individual Tax Credits The following guide is to help you navigate 2022 Arizona tax credits for charitable donations. Donations are no longer eligible for a federal charitable deduction if you receive a credit for Arizona purposes. The donations are eligible as a deduction on your Federal Schedule A as a state tax payment if you have not yet exceeded the $10,000 State and Local tax (SALT) limitation. You still receive a dollar-for-dollar tax credit for Arizona purposes. It’s a great way to dictate where your tax money goes even if you are not eligible for a federal benefit. For most credits, you can donate until April 18, 2023, and apply it to your 2022 tax return. Qualifying Charitable Organizations (QCO) Credit Credit for cash contributions made to certain charities Maximum credit for the 2022 tax return: $400 for single, heads of household, and married filing separate filers $800 for married taxpayers filing a joint return Credit can offset Arizona tax liability dollar for dollar but is not refundable Unused credit can be carried forward five years Qualifying charitable organizations for 2022:https://azdor. gov/sites/default/files/media/CREDITS_2022_qco. pdf Contributions can be made from January 1 to April 15 of the following calendar year Qualifying Foster Care Charitable Organizations (QFCO) Credit Credit for cash contributions made to certain foster care charities Maximum credit for the 2022 tax return: $500 for single, heads of household, and married filing separate filers $1,000 for married taxpayers filing a joint return Credit can offset Arizona tax liability... - Published: 2022-11-22 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/a-perspective-on-the-markets-the-2022-midterm-elections/ PRINT A Perspective on the Markets & the 2022 Midterm ElectionsDuring the 2022 mid-term elections, the Democrats might win, the Republicans might win, and both might win. But how should we as investors incline? The truth might be a little bit surprising, at least from a historical perspective. Tom Connelly, CFA, CFP, President, and Chief Investment Officer at Versant Capital Management, looks at historical results from a short and long-term perspective around election day and tries to abstract some lessons and guidelines. Join him for a short and mercifully apolitical look! Tom Connelly, CFA, CFP, is the president and chief investment officer at Versant Capital Management. He describes his most significant professional accomplishment as "the growth and preservation of my client's financial nest eggs and legacies over lifetimes, through one or more recession events. "Disclosure: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this video will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should... - Published: 2022-11-07 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/2022-year-end-tax-and-financial-planning-guide/ PRINT 2022 Year-End Tax and Financial Planning GuideAs we wrap up 2022, it’s important to take a closer look at your tax and financial plans and discuss steps that can be taken to reduce taxes and help you save for your future. Though there has been much political attention to tax law changes, inflation, and environmental sustainability, political compromise has led to smaller impacts on individual taxes this year. However, with the passage of the Inflation Reduction Act of 2022, there are new tax incentives for you to consider. Several tax provisions have expired or will soon. Here’s a look at some issues to consider as we approach year-end: Charitable contribution planningIf you plan to donate to a charity, it’s likely better to make your contribution before the end of the year to potentially save on taxes. There are many tax planning strategies we can discuss with you about charitable giving. For example, consider donating appreciated assets that have been held for more than one year rather than cash. Opening and funding a donor-advised fund (DAF) is appealing to many as it allows for a tax-deductible gift in the current year and the ability to dole out those funds to charities over multiple years. Qualified charitable distributions (QCDs) are another option for certain older taxpayers who don’t typically itemize on their tax returns. Last year, individuals who did not itemize their deductions could take a deduction of up to $300 ($600 for joint filers). However, this opportunity is no longer... - Published: 2022-10-12 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/q3-2022-in-review/ Versant Capital Management’s quarterly review of the financial markets features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, features the returns of stock and bond asset classes in the US and international markets, and highlights the returns of real estate and commodities. Our reports also include articles from notable thought leaders in the investment management field. The articles address top-of-mind questions from our clients and provide valuable insight into the financial markets. Disclosure Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this article serves as the receipt of, or as a substitute for, personalized investment advice from Versant Capital Management, Inc. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation,... - Published: 2022-10-12 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-september-2022/ PRINTRising Interest Rates and Recessionary Concerns Deflate Markets Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFPDEVELOPED MARKETSDeveloped Markets Falter In the month of September, international developed stock markets returned -9. 26%. Canada and Europe ex UK recorded returns of -8. 51% and -8. 65%, respectively. Japan and Pacific ex Japan lagged other markets. International developed markets are down -26. 23% YTD while the U. S. market is down -25. 08%. Developed markets in Europe and Asia have actually outperformed the US market based on local currency returns; the strength of the US dollar has strongly penalized market returns outside the US this year. Central bank tightening continues to be a market headwind. The Federal Reserve is expected to raise short-term interest rates again in November and December. EMERGING MARKETSEmerging Markets Drop Broader emerging markets posted a -10. 59% return for the month. Mexico and Brazil recorded returns of -0. 41% and -3. 33%, respectively. Korea and China lagged other markets in September. Countries that export natural resources, such as Brazil, have benefited from this year’s inflationary environment. High local interest rates, energy and food prices have been headwinds to emerging market economies. China’s zero-Covid policy has also been a drag on economic activity. GLOBAL SECTORHealthcare and Materials Sectors Holding Up Well Healthcare and materials recorded returns of -3. 88% and -7. 98%, respectively, in September. Telecommunications and information technology lagged other sectors this month. The energy sector declined 9. 63% in September but remains up 22. 7%... - Published: 2022-10-10 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/recent-market-movements/ PRINT Recent Market Movements In light of recent economic events and historical contextPresented by Tom Connelly, CFA®, CFP®, and Logan Robertson In this video, Tom Connelly, President, and Chief Investment Officer at Versant Capital Management discusses the global stock markets in light of recent concerns about recession and inflation. Tom provides a perspective on market downturns and recoveries in the past, why it can be perilous to try and time market movements around recessions, and some good news about valuations in some markets. Tom Connelly, CFA, CFP, is the president and chief investment officer at Versant Capital Management. He describes his most significant professional accomplishment as “the growth and preservation of my clients’ financial nest eggs and legacies over lifetimes through one or more recession events. ” Logan Robertson is a client associate and a member of the investment team at Versant. He works with the firm’s wealth counselors to develop and deliver planning and investment analysis to help our clients build and preserve their wealth. Disclosure: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio... - Published: 2022-08-11 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-july-2022/ PRINTMarkets Rally in July Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFPDEVELOPED MARKETSDeveloped Markets Rebound In July, international developed stock markets returned 4. 97%. The US and Japan recorded returns of 9. 29% and 5. 70%, respectively. The UK and Pacific ex Japan lagged other markets. International developed markets are down -14. 72% YTD, while the US market is down -13. 97%. Geopolitical risks, persistently high inflation, and central bank tightening continue to be headwinds. Investors are expecting the Federal Reserve to reduce its holdings of Treasury bonds and mortgage-backed securities, which could cause long-term interest rates to increase. A rising rate environment could negatively impact stocks with long durations, such as growth stocks. EMERGING MARKETSEmerging Markets Flat Broader emerging markets posted a -0. 83% return for the month. India and Korea recorded positive returns of 9. 32% and 5. 81%, respectively. Mexico and China lagged other markets in July. Countries that export natural resources, such as Brazil, have benefited from this year’s inflationary environment. High energy and food prices have been headwinds to emerging market economies. China’s zero-Covid policy has also been a drag on economic activity. GLOBAL SECTORInformation Technology and Consumer Discretionary Outperform In July, information technology and consumer discretionary recorded positive returns of 12. 70% and 12. 84%, respectively. Year to date, these sectors are still in bear market territory. Telecommunications and healthcare lagged other sectors this month. The energy sector is up 33. 2% YTD and 51% over the past year. Oil supply... - Published: 2022-07-25 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/discounting-dividends/ PRINT Discounting Dividends Why short-term recessions typically have little impact on long-term investmentsPresented by Tom Connelly, CFA, CFP, and Logan Robertson In a new video, Tom Connelly explains, "classical finance imparts that stock market valuation is a function of receiving annual dividends over a long period. Dividends received in the future are worth less than a dividend received today; however, dividends also grow over time. The bulk of today's stock market valuation is due to dividends that will be paid in the future. Because a recession may only affect dividends received over the next few years, long-term investors should not be concerned about the effect of garden-variety recessions on long-run stock returns. " Tom Connelly, CFA, CFP, is the president and chief investment officer at Versant Captial Management. He describes his most significant professional accomplishment as "the growth and preservation of my clients' financial nest eggs and legacies over lifetimes through one or more recession events. " Logan Robertson is a client associate and a member of the investment team at Versant. He works with the firm’s wealth counselors to develop and deliver planning and investment analysis to help our clients build and preserve their wealth. Disclosure: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc.... - Published: 2022-07-19 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/q2-2022-in-review/ Versant Capital Management’s quarterly review of the financial markets features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, features the returns of stock and bond asset classes in the US and international markets, and highlights the returns of real estate and commodities. Our reports also include articles from notable thought leaders in the investment management field. The articles address top-of-mind questions from our clients and provide valuable insight into the financial markets. Disclosure Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this article serves as the receipt of, or as a substitute for, personalized investment advice from Versant Capital Management, Inc. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation,... - Published: 2022-07-12 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/the-stealth-bear-market-of-2022/ PRINTThe Stealth Bear Market of 2022Tom Connelly, CFA, CFP and Logan Robertson In this video, Tom Connelly, CFA, CFP, explains that though the US stock market has entered bear market territory, percolating under the hood is a much more substantial and broad-based decline in speculative assets. Disclosure: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this article serves as the receipt of, or as a substitute for, personalized investment advice from Versant Capital Management, Inc. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Versant Capital Management, Inc. is neither a law firm nor a certified public accounting firm and no portion of the article content should be construed... - Published: 2022-06-09 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-may-2022/ PRINTMarkets Holding Steady After Volatile Start to Q2 Brandon Yee, CFA, CAIA, Versant Capital Management, Inc. DEVELOPED MARKETSDeveloped Markets Rebound In the month of May, international developed stock markets returned 0. 83%. Japan and the UK recorded returns of 1. 64% and 1. 72%, respectively. The U. S. and Pacific ex Japan lagged other markets. International developed markets are down -10. 32% YTD while the U. S. market is down -14. 15%. Geopolitical risks, high inflation, and central bank tightening continue to be headwinds. Investors are expecting the Federal Reserve to reduce its holdings of Treasury bonds and mortgage-backed securities, which could cause long-term interest rates to increase. A rising rate environment could negatively impact stocks with long durations, such as growth stocks. EMERGING MARKETSEmerging Markets Mixed Broader emerging markets posted a -0. 01% return for the month. Brazil and Mexico recorded positive returns of 8. 38% and 5. 71%, respectively. India and China lagged other markets in May. Countries that export natural resources, such as Brazil, have benefited from this year’s inflationary environment. Any continuation of the Russian and Ukrainian war will support high energy and food prices. China’s stock market has been negatively affected by the decline within their technology sector. However, the Chinese market may benefit from future monetary easing by their central bank. GLOBAL SECTOREnergy and Infrastructure Outperform Energy and infrastructure recorded positive returns of 13. 7% and 3. 72%, respectively, in May. Consumer discretionary and consumer staples lagged other sectors. The energy sector is up... - Published: 2022-06-08 - Modified: 2022-06-09 - URL: https://versantcm.com/hurricane-on-the-horizon/ PRINTTake economic predictions with a grain of salt and maintain a long-term perspective Brandon Yee, CFA, CAIA, Versant Capital Management, Inc. JPMorgan Chase CEO Jamie Dimon warned investors last week that an economic “hurricane” was headed our way. Executives from other financial institutions, such as Goldman Sachs have echoed similar thoughts while Elon Musk said he feels “super bad” about the economy. Given these opinions from prominent individuals, investors may be feeling uneasy about the financial markets and their portfolios. Challenging economic times call for calm market analysis, staying on your long-term investing course, and remaining disciplined. Such steps have historically rewarded investors. Diversifying globally and across different asset classes and maintaining a long-term perspective can help enhance an investor’s experience by reducing the emotional ups and downs that come with disruption. Is an economic “hurricane” heading our way? JPMorgan Chase CEO Jamie Dimon caused some investor angst when media outlets reported he was predicting an economic “hurricane” due to the war in Ukraine, rising inflation pressures, and interest rate hikes from the Federal Reserve. As investors, what should we make of his comments? It’s important to remember that the media is incentivized to create emotional responses. In that interview, Jamie Dimon did say an economic “hurricane” was coming, but he also gave a wide range for its potential severity. A few days before the interview, he painted a much less gloomy picture of the economy. To make things even more confusing for investors or JPMorgan Chase followers, a few... - Published: 2022-05-12 - Modified: 2022-12-13 - URL: https://versantcm.com/strategies-to-help-stay-the-course/ PRINTStrategies to Help Stay the Course Long-Term, Disciplined Investors Can Reap Rewards Brandon Yee, CFA, CAIA, Versant Capital Management, Inc. May 12, 2022Investors may be feeling uneasy during the current period of high volatility in the financial markets brought on by geopolitical conflicts, record-high inflation in the U. S. , and rising interest rates. Challenging economic times call for calm market analysis, staying on your long-term investing course, and remaining disciplined. Such steps have historically rewarded investors. Diversifying globally and across different asset classes can help enhance an investor’s experience by reducing the emotional ups and downs that come with disruption. The following are general strategies and possible courses of action one can take. 1. Take a Step Back and Look at the Bigger PicturePeriodic market volatility and declines are a normal part of investing. 2022 has been tough for investors due to high inflation, the conflict between Russia and Ukraine, and rising interest rates. However, the number and types of risks faced this year by investors are not new. History is replete with examples of challenging situations. Over the past fifty years, the world has weathered various geopolitical risks and financial crises (see graphic below). Yet, world stock investors would have grown from one dollar in 1970 to $98 by the end of 2021. Markets Have Rewarded Discipline - Growth of a DollarMSCI World Index (net dividends), 1970-2021 Source: DFA 2. Avoid Attempting to Time the MarketPeople are naturally wired to avoid danger and flee if their livelihood is... - Published: 2022-04-19 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/q1-2022-in-review/ Versant Capital Management’s quarterly review of the financial markets features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, features the returns of stock and bond asset classes in the US and international markets, and highlights the returns of real estate and commodities. Our reports also include articles from notable thought leaders in the investment management field. The articles address top-of-mind questions from our clients and provide valuable insight into the financial markets. Disclosure Disclosure: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this article serves as the receipt of, or as a substitute for, personalized investment advice from Versant Capital Management, Inc. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual... - Published: 2022-04-10 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-march-2022/ Inflation Hedges Providing Timely Protection for Investors Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFP®DEVELOPED MARKETSDeveloped Markets Rebound In the month of March, international developed stock markets returned 1. 16%. Pacific ex Japan and Canada recorded returns of 6. 92% and 5. 30%, respectively. Japan and Europe ex UK lagged other markets. International developed markets are down -4. 81% YTD while the U. S. market is down -5. 31%. Continued geopolitical risks, high inflation, and central bank tightening proved to be headwinds for global stock markets through the first quarter. Investors are expecting the Federal Reserve to reduce its holdings of Treasury bonds and mortgage-backed securities, which could cause long-term interest rates to increase. A rising rate environment could negatively impact stocks with long durations, such as growth stocks. EMERGING MARKETSGeopolitical Risks Remain Broader emerging markets posted a -2. 00% return for the month after declining in February. Brazil and Mexico recorded positive returns of 14. 86% and 9. 25%, respectively. Russia and China lagged other markets in March. Russian markets were impacted by Russia’s invasion of Ukraine and the responding punitive sanctions imposed by the international community. Russia’s stock market has lost most of its value, with many institutional investors still waiting to sell their Russian holdings. Given Russia’s low weight in emerging market funds, investors may benefit from rebalancing into emerging markets as their market valuations relative to the US market are near 15 year lows. Financial markets have historically bounced back from market drawdowns... - Published: 2022-04-10 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/arizona-individual-tax-credits/ The following guide is to help you navigate the 2021 Arizona tax credits for charitable donations. Donations are no longer eligible for a federal charitable deduction if you receive a credit for Arizona purposes. The donations are eligible as a deduction on your Federal Schedule A as a state tax payment if you have not yet exceeded the $10,000 State and Local tax (SALT) limitation. You still receive a dollar-for-dollar tax credit for Arizona purposes. It’s a great way to dictate where your tax money goes even if you are not eligible for a federal benefit. Qualifying Charitable Organizations (QCO) Credit Credit for cash contributions made to certain charities Maximum credit for the 2021 tax return: $400 for single, heads of household, and married filing separate filers $800 for married taxpayers filing a joint return Credit can offset Arizona tax liability dollar for dollar but is not refundable Unused credit can be carried forward 5 years Qualifying charitable organizations for 2021: https://azdor. gov/sites/default/files/CREDITS_2021_qco. pdf Contributions can be made from January 1 to April 15 of the following calendar year Qualifying Foster Care Charitable Organizations (QFC0) Credit Credit for cash contributions made to certain foster care charities Maximum credit for the 2021 tax return: $500 for single, heads of household, and married filing separate filers $1,000 for married taxpayers filing a joint return Credit can offset Arizona tax liability dollar for dollar but is not refundable Unused credit can be carried forward 5 years Qualifying foster care charitable organizations for 2021:... - Published: 2022-03-28 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/the-conflict-in-ukraine-and-economic-conflicts/ Update on current events, economic outcomes, and market impacts The Russian invasion of Ukraine and associated stock market volatility has many investors worried. While it may be difficult to remain calm during market turbulence, it is important to remember that volatility is a normal part of investing, and brief periods of heightened volatility often recede quickly after the beginning of crises or even wars. For long-term investors, reacting emotionally to volatile markets may be more detrimental to portfolio performance than the drawdown itself. In these videos, Versant Capital Management CIO Tom Connelly discusses: The geographic areas in dispute Perspectives on the Russia-Ukraine conflict Economies and commodities affected by the invasion and sanctions Possible impacts on investments and historical perspective Possible economic outcomes and US market recovery Our thoughts going forward Disclosure: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any... - Published: 2022-03-14 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/financial-tips-for-young-adults/ PRINTVideo Series Getting a handle on your finances now is a first solid step toward a strong financial future. These basic financial tips for young people can help you manage your money and put you in a position to move on from living paycheck to paycheck. Understanding Your Employer's Benefits Knowing Your Credit ScoreProtecting Yourself Financially Your Financial Goals Applying for and Using a Credit CardGood Debt vs. Bad DebtBudgetingManaging Student DebtReading Your PaycheckSaving Now for Retirement LaterPaying Your Bills on TimeManaging Student LoansInvestingSaving MoneyTaking Advantage of Student DiscountsOwning a HomeDisclosure Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this article serves as the receipt of, or as a substitute for, personalized investment advice from Versant Capital Management, Inc. To the extent that a reader has any questions regarding the applicability of any specific... - Published: 2022-03-09 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/tips-for-preventing-fraud-and-cybercrime/ Cybercrime and fraud are serious threats and constant vigilance is key. While Versant Capital Management plays an important role in helping protect your assets, you can also take action to protect yourself and help secure your information. This checklist summarizes common cyber fraud tactics, along with tips and best practices. Many suggestions may be things you’re doing now, while others may be new. We also cover actions to take if you suspect that your personal information has been compromised. If you have questions, we’re here to help. Cyber criminals exploit our increasing reliance on technology. Methods used to compromise a victim’s identity or login credentials – such as malware, phishing, and social engineering – are increasingly more sophisticated and difficult to spot. A fraudster’s goal is to obtain information to access your accounts and assets or sell your information for this purpose. Fortunately, criminals often take the path of least resistance. Following best practices and applying caution when sharing information or executing transactions makes a big difference.   How we can work together to protect your information and assets Safe practices for communicating with Versant Capital Management Keep us informed regarding changes to your personal information. Expect us to call you to confirm email requests to move money, trade, or change account information. Establish a verbal password with Versant Capital Management to confirm your identity or request a video chat.   How Versant Capital Management’s custodian, Schwab, protects your account Schwab takes your security seriously and leverages protocols and policies... - Published: 2022-03-07 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-february-2022/ Geopolitical Risks Creating Uncertainty Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFP®DEVELOPED MARKETSDeveloped Markets Fall In the month of February, international developed stock markets returned -1. 56%. The UK and Pacific ex Japan recorded returns of 0. 79% and 2. 81%, respectively. The U. S. and Europe ex UK lagged other markets. International developed markets are down -5. 90% YTD while the U. S. market is down -8. 49%. Developed markets fell as central banks, particularly the Federal Reserve, discussed plans to raise interest rates throughout the year. Investors are expecting the Fed to raise rates seven times in 2022, up from the earlier estimate of four to five rate hikes. In addition, the Russian invasion of Ukraine caused markets, especially European markets, to decline further. EMERGING MARKETSRussian Financial Markets Crash Broader emerging markets posted a -2. 93% return for the month. Brazil and Mexico recorded positive returns of 4. 70% and 4. 92%, respectively. Russia and India lagged other markets in February. Russian markets were impacted by Russia’s invasion of Ukraine and the responding punitive sanctions imposed by the international community. Russia is down -56. 87% YTD through February. At the time of this writing, trading of Russian securities has been halted. Given the limited exposure to Russia in emerging market funds and Russia’s relatively small economy, investors may benefit from rebalancing into emerging markets as their market valuations relative to the US market are near 15 year lows. Financial markets have historically bounced back from... - Published: 2022-03-07 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/the-current-housing-market/ Versant Capital Management senior research analyst Brandon Yee, CFA, CAIA, recently spoke with Matt Miller, CFP, ChSNC, wealth counselor, about what the housing market has in store going forward, whether the cost of homes will continue to appreciate, the impact of interest rates and inflation on the market, and thoughts on renting vs. buying. Disclosure: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this article serves as the receipt of, or as a substitute for, personalized investment advice from Versant Capital Management, Inc. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Versant Capital Management, Inc. is neither a law firm nor a certified public accounting firm and no... - Published: 2022-02-07 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/retirement-plan-contributions/ Maximizing your savings By Larissa Grantham, CFP®, CDFA®A new year is a time to make resolutions, so what better way to impact your financial wellbeing than to check your retirement contributions to maximize your savings? Congress limits how much and when you can contribute, and knowing the rules can help you better save for the future. Many contribution limits for retirement plans increased in 2022, so it is important to reset yourself for making the appropriate amounts. To help you do that, here are the different types of contributions that can be made and their limits:IRAs & Roth IRAs IRAs and Roth IRAs are plans where contribution limits didn’t increase in 2022. An individual may contribute a total of $6,000 to their IRA or Roth IRA if they have that amount of earned income, plus an extra $1,000 if they are age 50 or older in 2022. What did change, however, is the income limitations that determine the type of contribution that can be made: The phaseout for making a deductible IRA contribution $68,000 to $78,000 for a single taxpayer covered by a workplace retirement plan $109,000 to $129,000 for married couples filing jointly when the spouse making the IRA contribution is covered by a workplace retirement plan $204,000 to $214,000 for a taxpayer not covered by a workplace retirement plan, married to someone who is covered $0 to $10,000 for married filing separately for taxpayers covered by a workplace retirement plan The phaseout for making a Roth IRA contribution... - Published: 2022-01-28 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/your-2022-tax-information-guide/ Your 2022 Tax Information Guide Keep up with the current tax lawsTax season is here and as April 2022 gets closer, it's important to take note of all of the changes that may affect returns this year. The deadline this year isn’t April 15 but rather April 18 and the 6-month extension will move from October 15 to October 17. Versant Capital Management’s 2022 tax guide provides the basics to know for the 2021 tax year. As always, please consult with a qualified tax professional. Click the image to print or save >For complete information on your tax situation, you should always consult with a qualified tax advisor. Disclosure: Any tax-related material contained within this article is subject to the following disclaimer required pursuant to IRS Circular 230: Any tax information contained in this communication (including any attachments) is not intended to be used and cannot be used for purposes of (i) avoiding penalties imposed under the United States Internal Revenue Code or (ii) promoting marketing or recommending to another person any tax-related matter. - Published: 2022-01-24 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/market-volatility-investing/ Power of Diversification Brandon Yee, CFA, CAIASenior Research AnalystIn light of recent market volatility and the near-certainty of future market pullbacks, developing a framework for thinking about and investing through market declines can help investors achieve more positive outcomes. This article will provide a perspective on historical U. S. equity market declines, present historical equity returns for various developed and emerging markets, and highlight the benefits of being a globally diversified investor. The last section will take you through a portfolio construction exercise that demonstrates how a portfolio’s expected risk and return profile changes after adding diversifying investments. Perspective on Market Declines Benjamin Franklin once mentioned two certainties in this world: death and taxes. If he wasn’t preoccupied with developing a new nation and had the foresight to predict the evolution of our financial markets, Mr. Franklin would have added stock market declines to the list. Since 1951, the S&P 500 declined five percent or more about three times a year on average. S&P 500 declines of ten percent or more averaged about once a year. Declines greater than 20% were less frequent but arose approximately once every six years. Market pullbacks greater than 40% occurred three times, with an average decline of 51%. TABLE 1- Declines in the S&P 500 since 1951As investors, it is important to note the high frequency of -5% or more declines. A year such as 2017 — which had historically low volatility — can give investors a false sense of security and tempt them... - Published: 2022-01-14 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/2022-what-issues-should-i-consider-at-the-start-of-the-year/ The start of a new year is an excellent time to consider factors that can influence your financial planning. Sometimes incremental changes that occur year-to-year may not seem important, but they can add up. Reviewing your plan can help protect and strengthen the people and organizations important to you. In your annual meeting, we’ll take stock of your budget, debt, assets, and investments and check them against your financial goals. These are some of the steps that help get the conversation started. Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this article serves as the receipt of, or as a substitute for, personalized investment advice from Versant Capital Management, Inc. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is... - Published: 2022-01-12 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/2022-investor-outlook/ In this video, Tom and Matt discuss what actions Versant Capital Management takes to mitigate potential risks to our client’s portfolios due to inflation, rising rates, and other issues. They also look at other topics on investors’ minds heading into 2022, including whether the stock market is too expensive and where we can still find relative values. Disclosure: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this article serves as the receipt of, or as a substitute for, personalized investment advice from Versant Capital Management, Inc. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Versant Capital Management, Inc. is neither a law firm nor a certified public accounting... - Published: 2021-12-20 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-november-2021/ Market Uncertainty Increases Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFP®DEVELOPED MARKETSDeveloped Markets Face Volatility In the month of November, international developed stock markets returned -4. 68%. Japan and the U. S. recorded returns of -2. 47% and -1. 05%, respectively. The UK and Pacific ex Japan lagged other markets. The U. S. stock market is up 21. 69% YTD while international developed markets are up 7. 18% YTD. Markets were volatile as investors assessed the new COVID-variant, omicron, and its potential severity. EMERGING MARKETS Russia Drops as Oil Prices Decline Broader emerging markets posted a -3. 73% return for the month. Brazil and India recorded returns of -1. 46% and -3. 04%, respectively. Russia and China lagged other markets in November. Emerging markets in the aggregate are down -1. 87% YTD, partly due to China’s economic restructuring and restrictive COVID policies. However, emerging markets still trade at a meaningful valuation discount relative to the U. S. market. GLOBAL SECTORInformation Technology and Consumer Discretionary Outperform Information technology and consumer discretionary recorded returns of 3. 27% and -0. 74%, respectively, in November. Energy and financials lagged other sectors. Even after a tough month, the energy sector is up 34. 94% YTD. Increasingly favorable oil supply and demand dynamics should continue to help energy-related investments. Governments and corporations are encouraging more people to get a COVID vaccine, which should help the reopening of economies and global mobility. DOMESTIC EQUITY FACTORSGrowth Bouncing Back In November, value underperformed growth in the... - Published: 2021-11-30 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/liz-shabaker-discusses-charitable-giving-tax-strategies/ On Giving Tuesday, Versant Capital Management’s CEO Liz Shabaker, CFP, CDC, was a guest expert on Good Morning Arizona to discuss aligning your charitable giving with tax-smart giving strategies. For complete information on your tax situation, you should always consult with a qualified tax advisor. Disclosure: Any tax-related material contained within this document is subject to the following disclaimer required pursuant to IRS Circular 230: Any tax information contained in this communication (including any attachments) is not intended to be used and cannot be used for purposes of (i) avoiding penalties imposed under the United States Internal Revenue Code or (ii) promoting marketing or recommending to another person any tax-related matter. - Published: 2021-11-07 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-october-2021/ Oil Prices Continue to Rise Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFA, CFP®DEVELOPED MARKETSDeveloped Markets Rebound In the month of October, international developed stock markets returned 2. 98%. Canada and the U. S. recorded returns of 7. 61% and 6. 95%, respectively. Japan and Pacific ex Japan lagged other markets. The U. S. stock market is up 22. 98% YTD while international developed markets are up 12. 44% YTD. After peaking in September, new COVID-19 cases have steadily declined. Government imposed restrictions have also steadily declined, which may boost economic activity.  EMERGING MARKETS Russia Continues to Rise Broader emerging markets posted a 1. 13% return for the month. Russia and China recorded returns of 4. 27% and 3. 16%, respectively. Korea and Brazil lagged other markets in October. The Chinese market rebounded last month as investors continued to assess its debt-laden real estate sector. Emerging markets in the aggregate are up 1. 93% YTD. Emerging markets still trade at a meaningful valuation discount relative to the U. S. market. GLOBAL SECTOREnergy and Consumer Discretionary Outperform Energy and consumer discretionary recorded returns of 8. 07% and 8. 56%, respectively, in October. Telecommunications and consumer staples lagged other sectors. The energy sector continues to rebound after a tough 2020. Oil supply in the U. S. is constrained while OPEC is carefully moderating its output. Oil demand should continue to improve as governments and corporations are encouraging more people to get a COVID vaccine and pandemic effects continue to roll... - Published: 2021-10-27 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/your-covid-19-vaccine-card/ How to get a digital record or printed replacement card By Lisa GreveMore and more, people are required to show proof of their Covid-19 vaccine record for their jobs, when traveling, attending public events, or entering some places of business. Unfortunately, there is no national organization that maintains vaccination records. The easiest way to navigate this changing landscape is to have a copy of your card on hand, as you never know when you may be asked to provide proof of vaccination.   Replacement cards So, what do you do if you’ve lost your paper Covid-19 vaccine card? The CDC says to contact your state health department or the provider site where you got your first shot or to find out how you can get a replacement card. 1 Versant Capital Management is located in Arizona, where most of our clients live. The Arizona Department of Health Services offers MyIR Mobile, an app that provides your entire immunization record in PDF form. The State of Arizona doesn’t offer a digital version of vaccine cards at this time. 2 To receive a hard copy of your Covid-19 vaccination card, you will need to fill out an Immunization Record Request Form and return it to the Arizona Department of Health Services with a copy of your picture I. D.   Digital storage Carrying a hard copy of your Covid-19 vaccine record isn’t always convenient, and you can run the risk of losing it. Sure, you could just take a picture and hope... - Published: 2021-10-27 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/q3-2021-in-review/ Versant Capital Management’s downloadable Market Review helps keep you up to date on what’s going on in the finance world and provide context around your investment portfolio. Here’s a brief look at investment market performance from the third quarter of 2021. Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this article serves as the receipt of, or as a substitute for, personalized investment advice from Versant Capital Management, Inc. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Versant Capital Management, Inc. is neither a law firm nor a certified public accounting firm and no portion of the article content should be construed as legal or accounting advice. If... - Published: 2021-10-12 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-september-2021/ Rising Interest Rates a Headwind for Markets Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFADEVELOPED MARKETSU. S. Market Drops In the month of September, international developed stock markets returned -2. 87%. Japan and Canada recorded returns of 2. 75% and -2. 61%, respectively. Europe ex UK and the U. S. lagged other markets. After a tough September, the U. S. stock market is still up 14. 99% YTD. International developed markets are up 9. 19% YTD. The spread of the Delta COVID variant has introduced more short-term risk to the global economic recovery, but U. S. economic activity remains strong. EMERGING MARKETSRussia Continues to Rise Broader emerging markets posted a -3. 35% return for the month. Russia and India recorded returns of 6. 34% and 0. 60%, respectively. Korea and Brazil lagged other markets in September. The Chinese market was down as investors assessed Evergrande, a real estate developer, and its large debt issues. Emerging markets in the aggregate are up 0. 79% YTD. Emerging markets still trade at a meaningful discount relative to the U. S. market. GLOBAL SECTOREnergy and Infrastructure Outperform Energy and infrastructure recorded returns of 9. 20% and -1. 28%, respectively, in September. Utilities and materials lagged other sectors. The energy sector continues to rebound after a tough 2020. Oil supply in the U. S. is constrained while OPEC is carefully moderating its output. Oil demand should continue to approve as governments and corporations are encouraging more people to get a COVID vaccine. DOMESTIC... - Published: 2021-10-03 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/should-i-consider-refinancing-my-mortgage/ This downloadable PDF flowchart can help you analyze your situation We’ve seen many unprecedented events since the pandemic first hit, including mortgage refinances reach record highs, and rates reach record lows. It seemed everyone and their dog was refinancing their mortgages, some people more than once as rates continued to drop. Now that rates are expected to increase soon. some people may think they missed the refinancing boat. While obtaining a lower rate is certainly a reason to consider refinancing your mortgage, it isn’t the only one. Our flow chart will help you navigate through the different variables to consider and whether or not it is right for you. Megan Kawasaki-Mason, CFP®, IACCP®, Versant Senior Client Associate Disclosure: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this article serves as the receipt of, or... - Published: 2021-10-03 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/what-should-i-consider-before-buying-a-house/ This downloadable PDF flowchart can help you analyze the financial aspects Buying a home is often the first step people take toward building long-term wealth, so it’s important to understand the financial aspects of homeownership before taking the plunge. Like any big project, a successful homebuying experience is all about getting the details right from start to finish. Having a thorough checklist and process to aid in decision-making can deliver peace of mind and pennies saved. Matt Miller, CFP®, Versant wealth counselorDisclosure: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this article serves as the receipt of, or as a substitute for, personalized investment advice from Versant Capital Management, Inc. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is... - Published: 2021-09-24 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/what-is-cryptocurrency-parts-1-and-2/ What is cryptocurrency? How is it used as a form of money? Is it a good investment? In this Q&A, Tom Connelly, CFA®, CFP®, chief investment officer at Versant Capital Management, breaks down complex digital currencies with financial advisor Matt Miller, CFP®. They discuss Bitcoin, Ethereum, blockchain, DeFi, volatility, decentralization, diversification, ledgers, miners, NFTs, and other digital assets. Disclosure: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. ), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this article serves as the receipt of, or as a substitute for, personalized investment advice from Versant Capital Management, Inc. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Versant Capital Management, Inc. is neither a law firm nor a certified public... - Published: 2021-09-24 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/articles/what-can-you-do-today-to-save-for-your-childs-college/ By Sean Campbell, CFP®, CDC® Getting a college degree is a goal for many US families and provides numerous benefits for the student, but college is expensive. According to the College Board’s College Cost Calculator, a child born in 2021 may need more than $222,000 to attend a four-year in-state public university, and private colleges can cost almost twice that amount. Saving early and saving as much as possible is vital. But how you save is also important for several reasons, including the impact on taxes and financial aid eligibility. A 529 plan can help ease the financial burden of college.   What is a 529 plan? Many Americans don’t know what a 529 plan is or how a 529 plan works. A 529 plan is a tax-advantaged savings plan designed to encourage saving for future education costs. These accounts are sponsored by states, state agencies, and educational institutions and are authorized by Section 529 of the Internal Revenue Code. This type of plan was initially created to encourage saving for college but can now also be used for some K-12 educational expenses. Saving is less costly than borrowing because each dollar saved is a dollar you don’t need to borrow and repay with interest. Investing your savings is an even better way to gain the benefit of tax-deferred compound growth. It’s important to know the different ways you can put a 529 plan to work for you and your children’s education, and this article touches on some of the... - Published: 2021-09-13 - Modified: 2025-09-04 - URL: https://versantcm.com/insights/market-reports/monthly-market-report-august-21/ Inflation-Sensitive Investments Providing Diversification Benefits Prepared by Brandon Yee, CFA, CAIA, and Thomas Connelly, CFADEVELOPED MARKETSJapanese Market Picks Up In the month of August, international developed stock markets returned 1. 60%. Japan and the U. S. recorded returns of 3. 07% and 2. 91%, respectively. Canada and Pacific ex Japan lagged other markets. The Canadian stock market, which has a large natural resource exposure, is up 20. 69% YTD. Inflationary pressures will help resource-heavy countries. International developed markets are up 12. 42% YTD. The spread of the Delta COVID variant has introduced more short-term risk to the global economic recovery, but U. S. economic activity remains strong. EMERGING MARKETS Emerging Markets Rise in August Broader emerging markets posted a 3. 32% return for the month. Mexico and India recorded returns of 5. 56% and 10. 94%, respectively. Korea and Brazil lagged other markets in August. The Chinese market was flat after a tough July that was caused by increased regulatory scrutiny of many large technology companies. Emerging markets in the aggregate are up 4. 29% YTD, lagging due to a retracement in technology shares and a COVID-19 resurgence. Commodity-oriented markets may continue to receive a boost as monetary and fiscal stimulus flows through the global economy. These countries may benefit from any infrastructure projects or alternative energy initiatives. GLOBAL SECTORTelecommunications and Information Technology Outperform Telecommunications and information technology recorded returns of 4. 02% and 3. 71%, respectively, in August. Energy and materials lagged other sectors. The energy sector, after a...