IMPORTANT DISCLOSURE INFORMATION

Registered Investment Adviser Disclosure

Versant Capital Management, Inc. (“Company”) is an SEC-registered investment adviser in Phoenix, Arizona. Company and its representatives are in compliance with the current filing requirements imposed upon SEC-registered investment advisers by those states in which Company maintains clients. Company may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. Any subsequent, direct communication by Company with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Company, please contact the SEC or the state securities regulators for those states in which Company maintains a notice filing. A copy of Company’s current written disclosure statement discussing Company’s business operations, services, and fees is available from Company upon written request. Company does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Company website or incorporated herein and takes no responsibility, therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Changes to Your Personal/Financial Situation Disclosure

Please remember to contact Versant Capital Management, Inc., in writing if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services or if you want to impose, add, or modify any reasonable restrictions to our investment advisory services. Please Note: Unless you advise, in writing, to the contrary, there are no restrictions on our services other than to manage the account in accordance with your designated investment objective. Unless, and until you notify us, in writing, to the contrary, we shall continue to provide services as we do currently. Please Also Note: Please advise us if you have not been receiving account statements (at least quarterly) from the account custodian. A copy of our current written disclosure Brochure and Form CRS (Customer Relationship Summary) discussing our advisory services and fees remains available upon request or at versantcm.com.

Investment Disclosure

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Company), will be profitable or equal any historical performance level(s). Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc.), or any non-investment related content, made reference to directly or indirectly in this article will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this article serves as the receipt of, or as a substitute for, personalized investment advice from Versant Capital Management, Inc. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing.

Tax Disclosure

For complete information on your tax situation, you should always consult with a qualified tax advisor. Disclosure: Any tax-related material contained within this article is subject to the following disclaimer required pursuant to IRS Circular 230: Any tax information contained in this communication (including any attachments) is not intended to be used and cannot be used for purposes of (i) avoiding penalties imposed under the United States Internal Revenue Code or (ii) promoting marketing or recommending to another person any tax-related matter.

Website Disclosure

Versant Capital Management, Inc.’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Versant Capital Management, Inc. website on the Internet should not be construed by any consumer and/or prospective client as Versant Capital Management, Inc. solicitation to effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.

Certain portions of Versant Capital Management, Inc.’s website (i.e., newsletters, articles, commentaries, videos, infographics, guides, etc.) may contain a discussion of, and/or provide access to, Versant Capital Management, Inc. (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Versant Capital Management, Inc., or from any other investment professional. Versant Capital Management, Inc. is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting, or tax advice. Each client and prospective client agrees, as a condition precedent to his/her/its access to Versant Capital Management, Inc.’s website, to release and hold harmless Versant Capital Management, Inc., its officers, directors, owners, employees, and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Versant Capital Management, Inc.

Commentary & Newsletter Disclosure

Please remember that past performance is no guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Versant Capital Management, Inc. [“Versant]), or any non-investment related content, made reference to directly or indirectly in this commentary will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this commentary serves as the receipt of, or as a substitute for, personalized investment advice from Versant. Versant is neither a law firm, nor a certified public accounting firm, and no portion of the commentary content should be construed as legal or accounting advice. A copy of Versant’s current written disclosure Brochure discussing our advisory services and fees continues to remain available upon request or at www.versantcm.com.  Please Remember: If you are a Versant client, please contact Versant, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services.  Unless, and until, you notify us, in writing, to the contrary, we shall continue to provide services as we do currently. Please Also remember to advise us if you have not been receiving account statements (at least quarterly) from the account custodian. Historical performance results for investment indices, benchmarks, and/or categories have been provided for general informational/comparison purposes only, and generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results.  It should not be assumed that your Versant account holdings correspond directly to any comparative indices or categories. Please Also Note: (1) performance results do not reflect the impact of taxes; (2) comparative benchmarks/indices may be more or less volatile than your Versant accounts; and (3) a description of each comparative benchmark/index is available upon request.

Video Disclosure

Video presentations by Versant Capital Management, Inc. (“Versant) are intended for general information purposes only. No portion of a presentation serves as the receipt of, or as a substitute for, personalized investment advice from Versant or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion, or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Versant is neither a law firm nor an accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Versant is engaged, or continues to be engaged, to provide investment advisory services. A copy of Versant’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.versantcm.com.

Financial Calculator or Device Disclosure

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to Versant Capital Management, Inc.’s website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever as the receipt of, or a substitute for, personalized individual advice from Company, or from any other investment professional.

Third-Party Content Disclosure

The opinions in third-party content are for general information only. Neither Versant Capital Management, Inc. nor any of its affiliates or employees makes any warranty, express or implied, or assumes any liability or responsibility for the accuracy, completeness, regulatory compliance, or usefulness of any information, tools, resources, or process described or represents that its use would fully protect against cybersecurity incidents, including but not limited to system breaches, compromise of firm security and/or improper access to confidential information. Article containing links to content that is available on third-party websites. Please note that Versant Capital Management, Inc. does not endorse these sites or the products and services you might find there. The opinions and ideas expressed on external websites are those of third-party vendors, and Versant Capital Management, Inc. has not approved or endorsed any of this third-party content. Versant Capital Management, Inc. is neither a law firm nor a certified public accounting firm, and no portion of third-party content should be construed as legal or accounting advice. Past performance is not indicative of future results.

Rankings & Recognition Disclosure

Neither rankings nor recognitions by unaffiliated rating services, publications, media, or other organizations, nor the achievement of any professional designation, certification, degree, or license, membership in any professional organization, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that the client will experience a certain level of results if the investment professional or the investment professional’s firm is engaged, or continues to be engaged, to provide investment advisory services. Rankings are based on specific criteria and methodology determined by the awarding publication or organization. No ranking or recognition should be construed as an endorsement by any past or current client of the investment professional or the Versant Capital Management, Inc.

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Versant Capital Management, Inc. is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Versant Capital Management, Inc. by any of its clients.  Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.

Third-party rankings and recognition from rating services or publications are no guarantee of future investment success. Working with an advisor does not ensure that a client or prospective client will experience a higher level of performance. These ratings should not be construed as an endorsement of the advisor by any client. Investment performance is not an explicit criterion, because clients’ investment goals differ. This recognition does not evaluate the quality of services provided to clients and is not indicative of the practice’s future performance. Portfolio performance is not a criterion due to varying client objectives and a lack of audited data. Neither Versant Capital Management, Inc. nor its employees pay a fee for inclusion in rankings.

Versant’s Chief Compliance Officer remains available to address any questions regarding rankings and/or recognitions, including the criteria used for any reflected ranking.

  • Ranking Arizona
    AZ Big Media recognizes Versant Capital Management, Inc. as a ranked Independent Investment Advisor in Arizona (“Ranking Arizona.”) This ranking was based on public voting in an online opinion poll by AZ Big Media. Versant Capital Management, Inc. did not pay or provide any compensation in connection with Ranking Arizona rankings. The Ranking Arizona ranking should not be construed as endorsing the firm’s advisory services. Third-party rankings and recognition from rating services are no guarantee of future investment success.
  • Phoenix Business Journal
    The Phoenix Business Journal’s Book of Lists is based on the assets under management (AUM) of Arizona’s independent investment advisory firms. Recognition is not based on investment performance.​ Neither Versant Capital Management nor its employees paid a fee to the Phoenix Business Journalfor inclusion in the rankings. Third-party rankings and recognition from rating services are no guarantee of future investment success.
  • Financial Advisor Magazine
    Financial Advisor Magazine’s “2018 RIA Ranking” and “Top 50 Fastest-Growing Firms with More than $250 Million in AUM” is an independent listing produced annually by Financial Advisor Magazine. The rankings are based on data gathered from RIA firms, regulatory disclosures, and the magazine’s research. These rankings do not evaluate the quality of services provided to clients and are not indicative of the practice’s future performance. Neither Versant Capital Management nor its employees paid a fee to Financial Advisor Magazine for inclusion in the rankings. Third-party rankings and recognition from rating services are no guarantee of future investment success.
  • Financial Advisor Magazine “RIA Survey”
    An annual survey is performed by Financial Advisor magazine to measure growth among independent advisors across the United States. Firms must be registered investment advisors and provide financial planning and services to individual clients. All firms must be either independently owned or be freestanding subsidiaries of another business. Data is provided by each firm, mostly from numbers and information published on the firm’s Form ADV, including assets under management for the previous two years, the number of client relationships, average assets per client, services offered by the firm, and percentage of clients who utilize each, portfolio allocations, typical fees, and revenue sources. Each participating advisor is then ranked in a listing alongside their participating peers. Survey results are listed in five categories, which are determined by each firm’s asset size. Neither Versant Capital Management nor its employees paid a fee to Financial Advisor Magazine for inclusion in the rankings. Third-party rankings and recognition from rating services are no guarantee of future investment success.
  • Five Star Wealth Managers
    Eligibility criteria included: being credentialed as an investment advisory representative or a registered investment advisor; being actively employed as a credentialed professional in the financial services industry for a minimum of five years; having favorable regulatory and complaint history review; fulfilling a firm review based on internal firm standards; accepting new clients; one-year client retention rate; five-year client retention rate; non-institutional discretionary and/or non-discretionary client assets administered; the number of client households served; education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore, may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or PHOENIX magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. Third-party rankings and recognition from rating services are no guarantee of future investment success.
  • Phoenix Business Journal’s Outstanding Women in Business
    The Outstanding Women in Business award recognizes women who are known for their professional achievements and personify leadership in their communities. The nomination process includes an application the nominee must complete, including a list of references, company information, and essays on areas such as professional accomplishments, community involvement, and advocacy for women. Nominees must be a female resident of Arizona, employed in the state as an owner, partner, president, chief executive officer, or board chair, in a senior executive management-level position, or a woman with authority in decision-making in a business or company. Winners are selected by an independent panel of judges, and awardees are not eligible for nomination once they have been honored with this distinction. Neither Versant Capital Management, Inc. nor its employees paid a fee to the Phoenix Business Journalin exchange for inclusion in the rankings. Third-party rankings and recognition from rating services are no guarantee of future investment success.
  • Az Business Leaders
    AZ Big Media publishes an annual magazine that profiles Arizona businesspeople whom the publication determined are qualified for inclusion based on their evaluation of people in industries, such as healthcare, real estate, construction, education, banking, financial services, manufacturing, technology, and law. Neither Versant Capital Management nor its employees paid a fee to AZ Big Media. There was no nomination submitted for this recognition. Third-party rankings and recognition from rating services are no guarantee of future investment success.

  • Women’s Choice Award® Financial Advisor 
    The Women’s Choice Award® Financial Advisor program was created by WomenCertified Inc., the Voice of Women, to help women with their financial choices. The Women’s Choice Award Financial Program is based on 17 criteria associated with providing service to women clients, such as educational and professional credentials, experience, and a favorable regulatory history, among other factors, including letters of validation and background checks. Financial advisors do not pay a fee to qualify for the program. All qualified advisors are listed on womenschoiceaward.com. Once qualified, financial advisors may purchase additional marketing collateral such as seal usage, enhanced listing, or promotional products. The inclusion of a financial advisor within the WCA Financial Advisor network should not be construed as an endorsement of the financial advisor by WomenCertified Inc. or its partners and affiliates and is no guarantee of the quality of services provided to clients or future investment success.  Women’s Choice Award® Financial Advisors and Firms represent less than 1% of financial advisors in the U.S.

  • Az Business Most Influential Women in Business in Arizona
    AZ Big Media annually selected the “Most Influential Women” in the state of Arizona in areas of real estate, business, nonprofits, and other roles of leadership. Each year more than 1,500 women under consideration are selected by an editorial board that consists of 12 formally honored influential women. Women are selected across multiple industries and are solely based on achievements listed on their nomination form and any public information such as news articles that may have been published about them. Versant Capital Management submitted a nomination for the selection process. Neither Versant Capital Management nor its employees paid a fee to AZ Big Media for being selected. Third-party rankings and recognition from rating services are no guarantee of future investment success.
  • Phoenix Business Journal’s Most Admired Leaders
    The Phoenix Business Journal selects on a yearly basis “the most admired leaders in the Phoenix metro area.” Candidates are selected based on their “integrity, values, vision, and commitment to excellence by championing innovation through corporate-giving, board service, and volunteerism.” The PBJ considered candidates who are “established leaders with a record of innovation in their field, financial performance, vision, a commitment to diversity in the workplace, and contributions to the metro community.” Versant Capital Management submitted a nomination on behalf of the employee. Neither Versant Capital Management nor its employees paid a fee to Phoenix Business Journal for inclusion in its selection. Third-party rankings and recognition from rating services are no guarantee of future investment success.
  • Marquis Who’s Who Leaders
    Marquis Who’s Who Leaders is a register of people whose achievements are considered a value to society by the publication. Short biographies of those included in the registry are based on the publication’s determining merit. The biography of an employee was fact-checked by Versant Capital Management for accuracy. Neither Versant Capital Management nor its employees paid a fee to Marquis Who’s Who Leaders for inclusion in the registry. Third-party rankings and recognition from rating services are no guarantee of future investment success.