By Tom Connelly, Versant President & CIO 2016 has begun with investment markets down across the globe and investors in a very troubled state of mind. The S&P 500 is down more than 8 percent year to date, and has lost more than 10 percent of its value over the...
What Americans living, working, or traveling abroad need to know about financing health care in a foreign country Generally speaking, public and private health insurance plans in the United States — including Medicare and most private policies — only pay...
Find out about the potential risks of market timing versus a buy-and-hold investment strategy Market timing is an investing strategy in which the investor tries to identify the best times to be in the market and when to get out. Market timing is often used by brokers,...
Impact on Social Security, Medicare, and Disability Insurance By Norm Miller, Senior Wealth Counselor at Versant Capital Management, Inc. On Monday, November 2nd President Obama signed the Bipartisan Budget Act of 2015 into law, which suspends the debt limit until...
Potential Part B Premium Spike in 2016 By Norm Miller, Senior Wealth Counselor The Social Security system contains two provisions to aid beneficiaries from a cash flow perspective. If inflation is negative, the COLA (cost of living adjustment) cannot be negative,...
Tough Choices in the Golden Years By Norm Miller, Senior Wealth Counselor There are four kinds of people in the world: Those who have been caregivers; Those who currently are caregivers; Those who will be caregivers; And those who will need caregivers. -First Lady...
